Jump to content


  • Tweets

  • Posts

    • I'm afraid that I'm not following any of the threads and not at all aware of the issues. However, I can tell you that there is never a downside to sending an SAR to anybody. It's all free. It takes 30 days and it's always wise to get it going earlier than later
    • After reading Dixon2094 FAST TAX REBATES DECEPTION & FRAUD I am a victim of Alan O’Hara and his company Fast Tax Rebates (FTR) deception and fraudulent activity. I am extremely worried as HMRC are demanding I repay £13,229.00 by 8/12/2021 of which I personally received only £4354 as I do not have the money.  I was referred by a friend who himself has discovered he has been deceived. I was led to believe that I could claim tax relief/rebate on work related expenses. After lots of searching,  I have, only this morning, found this group and just read through the whole of this thread.  Question Please can you advise if I need to request SAR from HMRC and FTR and complete the other actions you advised? My action to date: 1. I have investigated and researched Alan Francis O’Hara (AFO). 2. Reported AFO deception and fraudulent activity to Action Fraud. No reply received to date. 3. Written to HMRC enclosing copies of: - all emails between myself and ‘Mike’, ‘Claire Marshall’; - AF form; - Copy of my bank Statement showing deposit from FTR. After finally speaking to HMRC yesterday who informed me that they have literally hundreds of cases where EIS is the scam that dishonest ‘tax agents’ have used. I have been advised to lodge a review/appeal against this HMRC decision which I am in the process of writing.  Question Any advice you can give me about writing the review/appeal would be greatly appreciated. Many Thanks
    • Please could you start up your own thread on this issue. It's very important because it makes it easier for people to understand which piece of advice is given to who. Also, the more individual threats we have about this, the more significant it is to Google and the higher up in the rankings it will go and that will attract more attention. Also, every new thread which started here is sent out on our Twitter feed and that will also attract a lot more attention Please will you start a new thread
    • Me too! I am a victim of Alan O’Hara and his company Fast Tax Rebates (FTR) deception and fraudulent activity. I am extremely worried as HMRC are demanding I repay £13,229.00 by 8/12/2021 of which I personally received only £4354 as I do not have the money.  I was referred by a friend who himself has discovered he has been deceived. I was led to believe that I could claim tax relief/rebate on work related expenses. After lots of searching,  I have, only this morning, found this group and just read through the whole of this thread.  Question Please can you advise if I need to request SAR from HMRC and FTR and complete the other actions you advised? My action to date: 1. I have investigated and researched Alan Francis O’Hara (AFO). 2. Reported AFO deception and fraudulent activity to Action Fraud. No reply received to date. 3. Written to HMRC enclosing copies of: - all emails between myself and ‘Mike’, ‘Claire Marshall’; - AF form; - Copy of my bank Statement showing deposit from FTR. After finally speaking to HMRC yesterday who informed me that they have literally hundreds of cases where EIS is the scam that dishonest ‘tax agents’ have used. I have been advised to lodge a review/appeal against this HMRC decision which I am in the process of writing.  Question Any advice you can give me about writing the review/appeal would be greatly appreciated. Many Thanks
    • I received your images by email. Thanks. However, it will be helpful if you would put them into a PDF document and upload them here. There is also some way to display them on the forum but I'm not sure how it works – maybe somebody can help. Also I understand that you have a video. Maybe you could upload onto YouTube and then link to that video here. It will be useful to us but also it will be very useful to others who visits this thread because it will start because it will help them to understand the kinds of precautions they can take when using Hermes or any other courier and it will encourage them to do so.
  • Recommended Topics

  • Our picks

  • Recommended Topics

Lloyds TSB - DILEMMA - SCOTLAND


Guest lush2010
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5315 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Guest lush2010

Hi all, could do with some of your more than helpful advice...

 

Basically claiming about 1.7K from Llyods(Not included interest over 6 years). Have reached the stage of final letter sent and was about to proceed with court action.

 

However, Llyods have sent me a letter dayed 9th May offering me £750.00 as their final response, this will be credited to my account within 10 working days. Also within the letter they enclosed a leaflet for Financial Ombusdman and advised that i could take the complaint further within six months of the date of the letter.

 

I am now living back in my hometown of Inverness, the account with Lloyds is held in Oxford where i lived for seven years. Now this is where the dilemma comes in...

 

I understand the Scottish Small Claims Court i.e £750.00 max claim etc!

 

Do i accept this offer or take the matter further? If so what route do i take and what would be my next action??? :-?

 

Any help or advice would be greatly received.....

 

Thanks in advance....

 

Kind Regards

 

lush2010

Link to post
Share on other sites

Hi, im in same situation. with Lloyds tsb. i asked for 1.5k and they are putting £750 in my account even although i dont want to settle. I am not giving up and am looking into still taking them to the small claims court for the additional £750 (which is the small claims limit in scotland) I know you can make multiple claims so maybe thats the way forward for you. if i find out anything i'll let you know. nicola47

Link to post
Share on other sites

Alot of courts now are not allowing multiple claims as they see this as abusing the system so I wouldn't advise doing this at all ..... you could use the FOS for a claim of £1700 as the maximum in Scotland is a summary cause which allows you to claim up to £1500 yourself, anything over this requires a solicitor raising an ordinary cause.... if I was you I would send them a letter accepting the £750 as part payment ( declining it means nothing to them they'll put it in your account anyway as they did with me ) and carry on pursuing the rest using FOS.... :D

 

The icing on the cake is that the bank gets charged a nice little £400 (or there abouts) for every complaint raised with the FOS

 

Good luck

Link to post
Share on other sites

Guest lush2010

Cheers for your advice you 2...

 

Dilemma continues though...

 

Before i could even get a chance to respond to letter from Llyods, they have proceeded and credited my account with £750.00

 

Was going to take your advice ¨Jaybabes¨ and send letter saying that i accept this as part payment...Feeling slightly confused now as to which route to take? :confused:

 

Claiming 1.7K all in all not including interest...

 

Bank admitting to being in the wrong with letter dated 9th May 2007, stating that they will credit me £750.00, final response, final letter, no more words said etc...

 

I know that the Small Claims Court Scotland has a £750.00 limit, pretty much realise that Llyods are playing on this also, Scottish Law etc.....

 

Do i now take this matter further, FOS(Financial Ombusdman) etc, transfer money into new account and go for glory???

 

Any advice from anyone would be greatly received if antone on the same boat as me....

 

Thanks in advance again....

 

Kind regards

 

lush2010

Link to post
Share on other sites

Slow down!

 

Write to them telling them that you are NOT prepared to accept this.

 

Then . . . . go and read the threads which the mods have posted about ... well, procedures, and go through them step by step so that you know what the advice is.

 

Make sure that LLOYDS know that you are NOT accepting this.

Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

Me v BofS: Charges: £13,048.10 #2a/c Statements from 08/01/01 received. Charges:£5,156.39 Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.23 06/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00

£11,136.33 paid back thus far.

New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON!

Don't forget - when you win - a donation to CAG would be welcome!

If anything I've said has remotely been of any assistance, then please tip my scales!

Link to post
Share on other sites

hI lush

 

I would write to lloyds and tell them that you are not accepting this final settlement. When they put this money into your account (which they will do) do not spend it. What I would then do is go to court for the remaining amount. You said that you claim was for £1,700, what I would do is raise a summary clause for the outstanding amount i.e. £950. plus interest, plus costs and go the court route.

 

Keep a copy of all your letters to lloyds and also inform the court what is happening with the claim. I personally think that lloyds have shot themselves in the foot here, because they have paid you £750. it leaves your balance under the £1,500 summary clause and leaves the way clear for you to do this.

 

This is only my opinion but I think I would do this

 

Eileen

Link to post
Share on other sites

I would agree with eileen - they have unwittingly brought you back onto the far safer ground of summary cause. I would exploit this fact.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

Link to post
Share on other sites

  • BankFodder changed the title to Lloyds TSB - DILEMMA - SCOTLAND
 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...