Jump to content


  • Tweets

  • Posts

  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

PPI getting eaten up by O/D not going on loan HELP !!!


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6191 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

hi my parents are claiming charges back from NatWest....nw going through court...they also have a loan with NatWest and as they are now both off work due to ill health, the loan is being paid via PPI... the problem is the PPI is going into their current account and they are overdrawn due to charges....so the PPI payments are being swallowed up by overdraft and now the last 2 PPI payments havnt been paid ....can the bank use the PPI money for the overdraft as when they agreed to pay PPI it was for the loan not anything else....im worried they are gonna end up defaulting on loan and NatWest are playing dirty just cuz they are claiming charges back

 

TRIED PHONING BANK YESTERDAY AND WAS PUT ON HOLD FOR 25 MINS !!!!! so gave up.....

 

mum tried to get the PPI paid directly into the loan acc but was told it had to go through the current account !!!!

 

does anyone know if there is anything they can do to make sure the PPI payments get to where they are supposed to be.....

 

i can see this all going down the pan......:(

Link to post
Share on other sites

hi my parents are claiming charges back from NatWest....nw going through court...they also have a loan with NatWest and as they are now both off work due to ill health, the loan is being paid via PPI... the problem is the PPI is going into their current account and they are overdrawn due to charges....so the PPI payments are being swallowed up by overdraft and now the last 2 PPI payments havnt been paid ....can the bank use the PPI money for the overdraft as when they agreed to pay PPI it was for the loan not anything else....im worried they are gonna end up defaulting on loan and NatWest are playing dirty just cuz they are claiming charges back

 

TRIED PHONING BANK YESTERDAY AND WAS PUT ON HOLD FOR 25 MINS !!!!! so gave up.....

 

mum tried to get the PPI paid directly into the loan acc but was told it had to go through the current account !!!!

 

does anyone know if there is anything they can do to make sure the PPI payments get to where they are supposed to be.....

 

i can see this all going down the pan......:(

 

Hello,

 

Sorry to hear about this issue.

 

Before I start I must tell you that I hate the Natwest with a passion. I totally blame them for my indebtetness:-x

 

They are absolutely terrible.

 

You must write to them not telephone them, you will end up speaking to someboby who knows nothing and will put you throught to another department and they will know nothing:-x and it will go on and on and you will be left frustrated. Trust me on this one!!!!

 

All bank accounts are automated by computors, they are not programmed to understand that the money that is being paid in is for something else and not to pay off the overdraft which is made up of unlawful charges.

 

You must send a letter of complaint to customer services telling them what has happened. Send it recorded delivery and ask for a rapid responce.

 

Have you opened up another bank account, if so write to the insurance company and ask them to put the ppi payments for the loan into that account and then the nasty west parisites can't touch it.

 

Hope this of some help to you:D

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...