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Ash Vs Capital One


AshMcd
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Well, I've been after Nat West and won, now it's time for Capital One!

 

Does anyone have an address to send stuff to for Capital One?

 

Not nessecarily the one needed for MCOL. Just looking for an address to send preliminary letters to.

 

Researching shows I could probably claim for contractual interest, but I've decided to write with 8% statuatory interest included, mention that I have decided not to go for compounded and state I will accept a refund of just the charges if they are willing to settle, also stating that should they not be willing to settle I will go to court claiming full statuatory, compounded/contractual interest.

 

Does that sound ok?

 

Many thanks :)

 

Ash

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Hi Ash

The address below is the one I used for my S.A.R - (Subject Access Request)

 

Legal Compliance Specialist,

Capital One Bank (Europe) PLC,

Trent House,

Station Street,

NOTTINGHAM

NG2 3HX.

Then for my prelim letter and LBA I wrote to:

Mr R Udy

Executive Office Manager

Capital One Bank (Europe) PLC

Trent House

Station Street

Nottingham

NG2 3HX

 

If you are going for 8% statutory interest, you do not include this until MCOL time, it is only if you are claiming contractual interest that you include this from the start. Hope this helps.

 

glav

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Just to Clarify the interest you can't claim both. Contractual compounded interest i claimed and was paid out some time ago. If you do go for Contractual then the 8% at court stage can not be claimed.

 

Uk

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Hi Enaid, you were correct. Just making sure the claim does'nt get thrown out when Ash gets to the court stage.

 

Uk

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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