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BoS 8 Week Rule


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Looking around previous threads it seemed to be the consensus that I should stick to the deadlines outlined in the letters that I have sent to the Bank of Scotland rather than going by their '8 week rule'.

 

I sent my LBA two weeks ago and now that I am due to file the papers at court I have received a letter stating that as they had informed me previously they would respond to me no later than 6th June 2007.

 

I fully intended taking the papers to court or I wouldn't have sent the LBA, I have already had a successful claim from the Halifax which I had to take the papers to court for. I just want to confirm that I should stick to our deadlines and not theirs?

 

Maybe it would be an idea to add this to the FAQ section?

 

Any advice gratefully received! :confused:

laura

 

DPA sent to Halifax 7th March

Request for Repayment sent 5th April £407

Offer of £238 received 21st April

Acceptance of offer but not as FFS & LBA sent 21st April

Papers taken to Sheriff Court 15th May - hearing set for 11th August

SETTLED 9TH JUNE £407 + £39 EXPENSES :)

 

Request for Repayment of charges sent to GE money (Monsoon) sent 28th April

LBA sent 12th May

Called GE Money who denied receiving any correspondence, cheque should be sent out in the next 7 days...

Cheque received 7th June

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Yes, Laura.

 

You've given them more than enough time, don't let them dictate the speed of the claim.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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I just wondered if anyone has claimed through the FOS?

 

I have prepared my papers for court but will have to do multiple claims. I don't expect to get an immediate refund and am wondering if I am as well to hold off for another 3 weeks and take my complaint down that route? At least that way I have no up front costs and should get it all back at the one time.

 

I just wondered if anyone else had claimed this way and how long it took?

laura

 

DPA sent to Halifax 7th March

Request for Repayment sent 5th April £407

Offer of £238 received 21st April

Acceptance of offer but not as FFS & LBA sent 21st April

Papers taken to Sheriff Court 15th May - hearing set for 11th August

SETTLED 9TH JUNE £407 + £39 EXPENSES :)

 

Request for Repayment of charges sent to GE money (Monsoon) sent 28th April

LBA sent 12th May

Called GE Money who denied receiving any correspondence, cheque should be sent out in the next 7 days...

Cheque received 7th June

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Hi, sorry for posting again but after a week I'm no further forward.

 

Has anyone claimed through FOS or have any experiences?

laura

 

DPA sent to Halifax 7th March

Request for Repayment sent 5th April £407

Offer of £238 received 21st April

Acceptance of offer but not as FFS & LBA sent 21st April

Papers taken to Sheriff Court 15th May - hearing set for 11th August

SETTLED 9TH JUNE £407 + £39 EXPENSES :)

 

Request for Repayment of charges sent to GE money (Monsoon) sent 28th April

LBA sent 12th May

Called GE Money who denied receiving any correspondence, cheque should be sent out in the next 7 days...

Cheque received 7th June

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Hi, Laura.

 

Yes, loads of people have claimed through FOS. Have a look at their website and download the complaint form or give them a phone. As long as you have a letter from the Bank telling you to go away.:)

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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