Lloyds TSB Bank Charges

[DK34]

Hi All,

 

Got statements

Highlighted charges

Asked for money back - Typical standard letter telling me they are fair.

Sent another letter telling them to reply in 7 days or I will start court proceedings. Have not received a reply back, 7th day was yesterday. Any advice?

[maroondevo52]

Hello and welcome, DK34.

 

I think it's 14 Days you have to give them, wait another week then start court proceedings. Start your own thread in your Banks Forum, keeps people up to speed with your claim and lets them help you if you need it.

 

Regards,

 

Scott.

[mrsfoot]

There are a few things which are a must for you to do:

• Read the faqs http://www.consumeractiongroup.co.uk/forum/faq.php

• Print them out for future reference, believe me you will need them.

• Start a thread in the relevant bank forum. You will find the banks sections by following this link http://www.consumeractiongroup.co.uk/forum/

• Read the threads in your banks forum, this will give you an ideal insight into what you are taking on.

A few things to remember:

• This is your money, it took years for the banks to collect it, so don’t be disheartened to find it takes more than a few weeks to get it back!

• Ask any questions you feel you need, but please remember someone may have already asked the question, so try searching for the answer first.

• Its your money, your responsibility, your job to get it refunded. We are here to support, guide and assist.

• If you are approached by anyone offering to do this for a fee, tell them NO and report them to admin / mod. You can do it, we all had to start somewhere and have been successful. You don’t need to lose up to half your money getting it back and you don’t need to have a degree in law!!

A few things you might want to consider:

• This site is run by good people who offer their time and advice freely, however it costs them money to run it. One way you can help is by getting a CAG email address. Find out more here: http://www.consumeractiongroup.co.uk/buy_email.php

• You are a newbie, and as you are reading this, chances are another newbie is signing up. So give a little back and support others when you feel ready to. You can do this by keeping your thread updated so others can read, and maybe offering advice to those who are at the stage you have already completed

• If you would like to donate to the site once you have been successful, then it would be extremely appreciated, especially by those who we haven’t helped yet….because by donating you are helping to keep the site free.

• Use our links to go to other sites; we currently have links to amazon, u-switch and a general search engine. This really helps.

The letter you sent giving them 7 days should have been the LBA which gives the Bank 14 days. Please please to enable you to go through the claim without hassle read the FAQs carefully and understand the process, it saves a lot of worry and problems later on!!

 

Good luck

[DK34]

Thank you all for your replies. I don't know how to post a thread, very new to this site. I will have to give my bank another 7 days, I'm scared and really stressed out!!! feel that I do not have the energy, but have to keep going, lloyds have really left me in a right mess.

 

Thank you:)

[mrsfoot]

Click on this link, then select new thread....you can call it whatever you like, just make it memorable so you can find it and keep it updated!!

 

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/

[DK34]

Hi All,

 

Thank you all so much for your kind advice. Managed to create my own thread: New Lloyds TSB Claim. Please feel free to browse.

Have been reading other threads might just claim for credit card charges with GE capital too, let's see how it goes!! Fingers crossed.

This whole claiming thing is so depressing, since I sent off this claim to lloyds, been feeling really low, maybe because I haven't heard from them.

Only time will tell.

Thnak you once again.

[african_igbo]

Hey Cheer up it's worth the wait I have until the monday the 14th of May and thus send my LBA and thus wait another 14 days then start court proceedings either N1 or MCOL still reading and digesting So thats the best thing to do while you run thru the process is read other CAG's threads for experience and tips etc etc.

[livelylad]

Hi All,

 

Thank you all so much for your kind advice. Managed to create my own thread: New Lloyds TSB Claim. Please feel free to browse.

 

Have been reading other threads might just claim for credit card charges with GE capital too, let's see how it goes!! Fingers crossed.

 

This whole claiming thing is so depressing, since I sent off this claim to lloyds, been feeling really low, maybe because I haven't heard from them.

 

Only time will tell.

 

Thnak you once again.

 

 

No need to feel low there is a wealth of advice and support here for you.

 

Banks use all kinds of tactic to stop us from reclaiming what is rightfully ours. All you have to remember is that "We shall not flag nor fail. We shall go on to the end." WSC.

[DK34]

Thanks african_igbo,

I think this week has just been a downer, taking it out on the bank. I'm keeping my chin up and will not let them rest until I get an answer from them, not going to let them get away with it.

Think I just need to rest my mind, been worrying about this bank thing all week.

 

Thanks

[dadoandrew]

I know this is not totally connected to the last reply, but I am chasing the tsb for my charges, it has taken 3 months to get the copy of charges. they arrived today, but lo and behold they are someone elses charges> Now if the fella is registered here then he knows who he is I have written to him. but seriously i feel that this is a serious breach of the data protection act can anyone give me some feedback on the legalities of this?

I think they are merely trying to delay but it is my opinion that this is a big legal no no on their behalf. someone help me out before the pound signs flash before my eyes toom uch.