Jump to content


  • Tweets

  • Posts

    • i would suggest that you stick to researching on here only. use our search top right for say CTAX or liability order.   you seriously have some wild theories, but those are understandable.   as i have said, there won't be a court hearing you need nor would that help you at all nor are expected to attend, it's not like that, it's merely a rubberstamp exercise .   there is no right of forced entry for bailiffs collecting CTAX debts. the bailiff process is one of a letter which will be entitled Notice of enforcement, this gives you 7 days to pay the sum it outlines with an associated fee of £75 for it being sent. the 2nd step will be a visit, you have no legal remit to engage with them at all, i i would not do so under any circumstances, that visit will add a further £235 fee those are the only things a bailiff can do. the most they can charge is a total of £310.   police do not ever get involved in civil matters like CTAX debt. not sure where you ever got that idea from.   its saturday now so use the W/end wisely, get reading up HERE ONLY it might well pay you on monday to go RING the council CTAX dept and plead poverty etc etc. it might also pay you to find the email address or even better phone number of your local MP and get him involved. they can do wonders.   dx 
    • NPAP see here: VCS Spycar PCN PAPLOC now Claimform - no stopping - London Southend Airport ***Claim Dismissed*** - Page 7 - Private Land Parking Enforcement - Consumer Action Group
    • Hi Stu and dx1000uk,   I have done the online assessment and as I suspected I already receive the maximum benefits available to me.   Yes I was referring to the fact that some times I know that non-payment of council tax can lead to imprisonment so thanks for clarifying.   let's say I can't make their demands for payment and they do send bailiffs in, I assume these are the type of bailiffs I can just not let in and then after a certain amount of attempts they give up right? does the council then not send the police round? This is what I can't work out and worries me.   The council already know that I am struggling and can't make the payments but when do I get my chance to tell a court or the police that it's not that I don't want to pay but that I can't pay?    Walshy
    • Hi Stu and dx1000uk,   I have done the online assessment and as I suspected I already receive the maximum benefits available ot me. Yes I was referring to the fact that some times I know that non-payment of council tax can lead to imprisonment so thanks for clarifying. But let's say I can't make their demands for payment and they do send bailiffs in, I assume these are the type of bailiffs I can just not let in and then after a certain amount of attempts they give up right? But does the council then not send the police round? This is what I can't work out and worries me. The council already know that I am struggling and can't make the payments but when do I get my chance to tell a court or the police that it's not that I don't want to pay but that I can't pay?    Walshy
  • Our picks

    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
        • Haha
        • Like
    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies

surfman v lloyds tsb £9000 claim


Please note that this topic has not had any new posts for the last 4948 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

thanks for the posts surfman, I was getting a tiny bit interested as Barclays are a week late with their AQ for my case as of yesterday

 

I'm a bit less excited now after seeing how much time they were given in your case, but still, there's hope

 

and well done

Link to post
Share on other sites

well done surfman, it's a shame they don't forget to submit the AQ for everyone. But I am so glad they have for you.:)

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

Link to post
Share on other sites

what excactly does the term claim struck out mean ? to me it only means it can be brought back to court or have i got the wrong end of the stick

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

 

 

 

 

Advice & opinions given by patrickq1 are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional

Link to post
Share on other sites

Well done Surfman, hope this is the end for you. I should have won by default this week, but SC&M have sneakily put an 'ex party application' in (still outside deadlines!), for re-allocation to fast track as my case is also a larger sum. So I knew nothing about them doing this, and the judge awarded it, although I've been given time to object. This is after a first disclosure order that I had already, so not a happy bunny.

 

Glad you getting yours though - enjoy when you get it!

 

BW,

Fzrkitten

Link to post
Share on other sites

well i am not going to crack open the bubbly yet i know what these lot are like so i am hoping they just get it over with and pay up but as it is quite a large sum of money i am expecting them to not play ball .

 

i have not heard from the court yet and have never had any coraspondance from sc&m

 

but fingers crossed, i will keep you all informed and good luck to you all

Link to post
Share on other sites

Hi BW, poor you. they are a sneaky kettle of fish ain't they.

:x if i have been off any help to you please click my scales

 

cases won

28th July Single Claim for bank charges against LTSB, £6,800 WON with CI to date of Judgement

 

18th July Joint Claime against LTSB £7,800 WON with CI to date of Judgement.

 

 

Link to post
Share on other sites

i have rang the court today and judgement has been issued and the relevant documents sent in post today, so tomorrow they should receive them.

as far as i know it will give them 14 days to pay up but i am not too sure so i will have to wait and read them when they arrive.

bloke I spoke to in the court said if i have trouble or further questions i can talk to the courts balifs.

 

think i will also sent them a little reminder letter when i receive my copy of the paperwork

Link to post
Share on other sites

Hi Surfman,

 

Just another sneaky thing of lloyds, Christinajanep went to collect her judgement from court last week (same time as I should have got mine), and Lloyds had managed to get a stay in somehow, so they wouldn't let her collect judgement. We are both appealing, my N244 went in yesterday with massive help from Gary, and I've just got to wait now, but the court were ace, no £35 charge and they say hopefully 5 day turnaround, so I'm gonna phone them friday.

 

All I say is keep phoning the court, and I wouldn't necessarily phone SC&M to remind them, in case they choose the other route and go back to the court!!

 

Pen - BW was Best wishes, I wondered who you were talking to, not sure if my signature thing working, sorry. It's fzrkitten anyway.

 

x

Fzrkitten

Link to post
Share on other sites

fzrkitten good luck with your appeal hope the court come up with the correct decission and chucks the stay out, surely by now the courts should know it is only a delaying tactic,

 

I have not received judgement today they prob sent it 2nd class, but the bloke said it would be in yesterday afternoons post ,so another day waiting, unless sc&m got a sneaky stay in yesterday afternoon but i doubt it.

 

i am surprised that they have been so lame with defending my case as it is near £9000 I can see them rolling over and paying out sums of a few hundred quid but i thought they would fight to the bitter end with this one.

 

maybe they know i have a watertight case, or they just got slack with there paperwork, maybe they just dont give a toss, who knows

 

but they are certainly getting a 110% fight from me untill i have my money and my account has been closed.

 

i will leave all contact with the sc&m until i have judgement then hit em with the 14 days to pay or the baliffs will be sent in letter

Link to post
Share on other sites

Hiya,

 

Mine too is for over £8000, but I have seen some people be paid before even getting to court, for similar sums, so I don't know where they are coming from I'm sure!

 

My appeal is to set aside re-allocation to fast track, not a stay (not yet anyway) - Lloyds got their order granted for the allocation to fast track, even though they were out of time as usual. GaryH helped me to oppose it, but if they win the re-allocation, I guess then they'll put in for the stay. If I win, hopefully it will be an end to it. Longest 5 days ever this is!

 

I hope you get something good in the post soon.

 

BW, Fzrkitten.

Fzrkitten

Link to post
Share on other sites

ah i get ya, i thought you had a stay put against your case even after judgement made.

 

In my allocation questionare i have chosen fast track, i was not aware that i should choose small claims as the amount was over £5000.

I thought it was the norm to pick fast track for over this amount was i wrong?

 

but as the court has said i have been awarded judgement suppose it does not make a differance now to my claim.

I take it lloyds can do nothing now as judgement has been made as far as there oft case is concerned, i assume it is to late for them to apply for a stay

Link to post
Share on other sites

Hiya,

 

Well, Christinajanep got judgement, but then received a stay as well, but then got paid into her account on friday. Cuckoo springs to mind!

 

I did MCOL, a good few months ago now, and I didn't really know about splitting claims or keeping it under £5k, I hadn't found this site until around that time. I just put small claims and got it, and it had stayed like that right up until last week, when Lloyds applied with an 'ex party application', meaning not telling me - that they wanted it re-allocated, even though they had defaulted anyway. I was on hol so didn't get my judgement in, but it would have crossed with them anyway I think.

 

Plus the claim is only around £6k without the interest and charges etc, so it was only just over the small claims threshold.

 

I'd say just keep checking your account if it's still open, or go straight back to the court on the 14th day deadline afternoon if you don't get paid.

 

I might have said that last sentence before, sorry if I have, losing it now!

 

BW, Fzrkitten.

Fzrkitten

Link to post
Share on other sites

your right not to have split the claim, small claims is better as your not open to costs if you loose the claim,

there are some links earlier in my thread to the differance, i am not entirely sure i have just gone through it step by step in a bumbling daze, a lot of this stuff baffles me at first and it's not untill the stage has passed then I understand the process,

I will keep checking bank every day, hope this judgement letter turns up tomorrow.

ps, fzf, nice bike.

Link to post
Share on other sites

We can both dream eh? Unfortunately I can't even afford my insurance at mo, well peeved. Mortgage and bills piling up, mainly down to bank charges, desperately need this to be over soon, and in a good way!

 

Guess I might make an allowance for some LED indicators, and an undertray...........

 

Sigh!

Fzrkitten

Link to post
Share on other sites

got my judgement letter today says,

 

you must pay the claimant a total of £8,842.16 forthwith

 

woo hoo happy days pay up pronto in other words,

nothing in bank yet but will keep checking and write then a reminder letter i have seen on garyt thread.

 

any moderators looking please add to my title **won defence struck out**

 

looking forward to a extra payday this month

Link to post
Share on other sites

Hi! thought id av a peek at ur story. Nice 1! nice shoppin spree in order for you then i hope!

 

Im gonna go the court 2moro and get in the application for judgement. Hope it doesnt take ages to get the money.

 

Let us no wen u hear n e thin.

 

Spk 2 ya soon!

 

Steph

NatWest - £3702.94 - Won.. Done and Dusted!!

Lloyds - £771.52 - Nearly there...

 

The Daily Mirror, GMTV, Granada Reports........

Hollywood Next!

 

Check out how I re-claimed my unlawfull bank charges:

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/4797-stephanie-NatWest-i-i.html

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...