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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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Hubby -v- HSBC


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Hi everyone,

 

Ok, have got to AQ stage with this one, deadline was 8th May, duly filed with Bankfodder's draft order for directions. Hubby phoned court this morning, and was told that DG had failed to their AQ, and the judge has now given them an extra 30 days.

 

I'm amazed, I knew there was a good chance they would be given extra time, the norm seems to be 14 days, but 30???

 

Why oh why do the courts play straight into their hands time and time again?

 

Rant over

 

Kelly :)

If I've helped please click my scales! :)

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:) I totaly agree with your sentiments. makes the blood boil!!:mad:

The thing is that the courts are bogged down with all these claims and by doing that they give themselves a bit more breathing space!

Just keep sending the nudge letters to dg and the offer will come sooner or later!:)

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I know you're right, but surely if the courts are getting bogged down, they should take a harder stance and start striking out the defence if they fail to meet the deadline??

 

I'll keep nudging in the meantime, and try not to get too worked up!!

 

:)

If I've helped please click my scales! :)

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Well, whoever hubby spoke to had it completely wrong. Recieved this on Saturday morning:

 

IT IS ORDERED THAT

 

Unless the defendant do file an allocation questionnaire with the court office within seven days of the service of this order, the claimant shall be at liberty to enter judgement.

 

Dated 10 May 2007

 

So not 30 days at all!! I take it we ring the court on Friday, and see what they say. I know I've read here that enetering judgement isn't always the best thing to do, as they will apply for it to be set aside, but in this case would they be able to?

 

All hypothetical I know, they've still got time to get it in yet!

 

:)

If I've helped please click my scales! :)

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hi folks, the bank decided to defend case couple of days before 14day time limit was up, giving themselves an extra 28days. I rang mcol help desk to see whats going on, they told me they were giving bank till the 30th May to file their defence, that makes it 33 days!! I think I'll probably be away when I get my notice of which court will hear my cases, so I asked mcol help desk they said if I wasn't available it could jeopardised my case- great !!- so I decided to send a list of dates when I'm unavailable, to Northampton and hope for the best. any suggestions please?

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Brian,

 

Have you started your own thread? Probably a good idea.

 

Do you mean they've acknowledged rather than defended? After transfer to your local court it could be months before a date is set, so once you've received the Notice of Transfer I would write to your local court telling them when you're away.

 

:)

If I've helped please click my scales! :)

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Ok, well they got their AQ in just on time, so was expecting it to be a long uphill struggle from there.

 

BUT... today have received an offer for the full amount plus stat interest, plus court fees!! :D Hooray!! :D

 

BUT... the letter was forwarded to me by a lady from Cleethorpes who had received hubby's letter in with her own. :eek: (If you use CAG thank you so much - I have emailed you)

 

Two questions:

 

1. What should I do about the confidentiality clause they want me to sign? I'm sure I've seen a reply somewhere that says I'll accept it, but I will charge you for providing this service ;)

 

2. What should I do about the letter going to a complete stranger? I want to complain - but do I just write to them saying I'm not happy or kick up a huge fuss?

If I've helped please click my scales! :)

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Tell them they have broken the confidential clause and data protection act by sending your offer to someone else. You'll accept the cheque if the clause if removed.

 

Personally I would then bank the cheque and leave it. You could complain to the Information Com Office.

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Two questions:

 

1. What should I do about the confidentiality clause they want me to sign? I'm sure I've seen a reply somewhere that says I'll accept it, but I will charge you for providing this service ;)

 

2. What should I do about the letter going to a complete stranger? I want to complain - but do I just write to them saying I'm not happy or kick up a huge fuss?

firstly.... don't accept the clause, cross it out, they pay anyway.

secondly... this is a very serious breach, you need to complain. big time. what if that honest and kind lady didnt send the offer on, and used the data for criminal purposes? You would not have had your offer! It is a letter about a private matter that was sent to someone else. Write to the bank first, outlining your complaint in no uncertain terms, how shocked and hurt you are that this happened.

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Well Done

 

You can modify this to suit

 

Draft -- Comments Please

 

 

 

_______

 

 

 

Date

Dear Whoever

Ref: Your Offer of Settlement

 

Account: xxxxxxxx

Sort Code xx-xx-xx

Claim No: XXXXX in XXXX County Court

 

I acknowledge receipt of your letter date xx/xx/xx and your settlement offer of £XXI accept your offer as full and final settlement only for this claim of bank charges made on my account between xx/xx/xx and xx/xx/xx(dates of first and last charge).

 

I have agreed with XXXX XXXXX XXXX ltd. full and final settlement figure of £xxx, I give you authority set off this amount of £xxx only to XXXX XXXXX XXXX ltd.

 

 

The balance of £xxxx.xxxx be paid in the form of a cheque made payable to myself.

 

I accept this offer without prejudice and I reserve the right to make any further claims should you apply future charges that may be considered unlawful under common law or in violation of the Unfair Terms in Consumer Contracts Regulations 1999 or Unfair Contract Terms Act 1977.

 

I am also not prepared to agree to any confidentially clauses you try to impose, unless of course your client wishes to make an offer of due consideration in addition to the amount of £XXX, in order to be afforded this privilege by myself.

 

 

I will be willing to withdraw my claim upon receipt of unconditional full settlement of my claim.I trust that you will find this arrangement acceptable.

 

Yours Sincerely

 

Like Crusher Says thats very very naught of them i can only imagine how stressful that must be!!!!

 

Oyster

If i've been helpful in any way....then tip my scales over there!

MCOL Filed 26th Feb 07

:-)

Defended 26th March 07:rolleyes:

PRT @ Cambridge 13th July 07:wink:

1st May Full Offer:grin:

Cheque arrived 16th May8)

 

 

 

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I refer to your letter dated 17 May 2007, which was forwarded to me by a Miss XXXXXX who received my letter with her own. I am frankly outraged that a highly confidential letter containing my personal details and referring to a private matter was sent to a complete stranger. I am sure you are aware that this is a serious breach of the Data Protection Act, and could have had serious consequences for myself.

Identity theft is now widespread, and we are urged to shred any documents which contain personal details, yet you have sent my details to a complete stranger. I am sure you will appreciate this is very distressing, and completely unacceptable.

 

I find it laughable that you then try to impose a confidentiality clause on me. Please be assured that I will not accept any such confidentiality clause, and indeed may even decide to publicise this breach of my personal security.

Regarding the offer of £XXXX.XX, I will accept your offer as full and final settlement only for this claim of charges levied on my account between 27 February 2001 and 27 February 2007.

I accept this offer without prejudice, and I reserve the right to make any further claims should HSBC apply future charges that may be considered unlawful under common law or in violation of the Unfair Terms in Consumer Contracts Regulations 1999 or Unfair Contract Terms Act 1977.

I will withdraw my claim upon receipt of unconditional full settlement of my claim. I trust that you will find this arrangement acceptable.

I look forward to hearing from you with regards to your careless handling of my personal information.

 

Yours sincerely

Mr Beat the Bankers

 

CC Colin Langdale, Senior Service Quality Officer, HSBC Bank plc

Sent them this today, so will keep you updated if we get a reply.

 

Thanks for all your help! :)

If I've helped please click my scales! :)

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just glad it got the the right person - we were all guessing - check out the fun it caused!

HELP!! I've received someone elses documents from D & G

evanesco

 

I'm totally thrilled you got your offer - and I too really like the idea of telling dg they've already breached any possible confidentiality by sending it to the wrong person. I guess we have to expect a few hiccups - but really - they are the professionals - not us!

 

anyway - congrats. on the offer!!!!!

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