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i am helping my friend claim his charges back from Lloyds TSB and wondered if you can claim the account charge? I know you can claim unpaid item charges, but can he claim o/d interest and o/d excess fee as well?

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No you can not reclaim the fee for having the account. Read through the FAQs and step by step instructions in my signature. These explain the process to you.

 

 

 

 

 

I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

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i've looked through the FAQ etc, but it doesn't say about the o/d excess fee, on the statement of charges they put fee as the name but on the column where it says type it says chg, please can anyone help?

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thank you for replying, maybe i'm being thick but it doesn't actually state o/d excess fee. I'm claiming for myself from natwest so i don't even know what the charge is for, has anyone else claimed this charge back?

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