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DBR's Boyf solo account vs LTSB


daisy_bumbleroot
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Hi all

 

Another DBR thread :|

 

My boys got a GOGW of £750 and we decided to write a letter saying thanks for the cash, but we will only accept as part payment. They wrote us back and said something along the lines of...

 

Sorry to hear you want all the money but we can only offer a gogw of £750 which does not affect your right to take further action. £750 is the max we can award

 

Then the next paragraph goes:

"I can see that you have already issued a court claim for repayment of these fees and that our solicitors are dealing with it. If you are successful in your claim, this figure will be deducted from any award that may be made. Other than this, we will not be making anyattempt to reclaim this money

 

 

 

OKAY! for a start! the bit in italics, does not make sense, can someone explain!?!

 

Then, my boyf has NOT started a claim yet. We both have on our joint account but he hasnt on his solo account. numpties. What I was thinking was replying to N*** S**** (stars to spare his blushes) the "Customer Service Recovery Centre" and gently explaining as much and suggesting that they pay up the remaining £800, otherwise its going to cost them a lot more in fees and interest...

 

What do you reckon to this...?

 

"Thank you for your letter dated 19th April 2007 in which you say your unable to offer more than £750. Also, in your letter you stated that you can see that I have issued a court claim that your solicitors are dealing with. I have issued a court claim against LLoydstsb for my JOINT account, but the account in question here is my SOLO account.

I have not YET issued a court claim for the outstanding £1494.00 I will accept the sum offered only as part settlement and on the clear understanding that I will pursue recovery of the remainder, with a County Court claim within the next seven days.

I have attached a schedule of charges showing the amounts outstanding. This schedule also shows the statutory 8% that I will be claiming should I issue a court claim. Lloydstsb will have to pay this backdated amount plus the court costs should they lose in court which will be in excess of £1800.

It makes sense to pay the outstanding charges of £1494.00 rather than court fees, interest and solicitors fees.

Yours faithfully"

 

ALso, this is how the GOGW appears on the schedule

 

O/draft excess fee£90.0001/11/2006 188£3.72Unpaid DD£35.0001/11/2006 188£1.45Gesture of goodwill-£750.0029/12/2006 130-£21.45O/draft excess fee£90.0002/01/2007 126£2.49O/draft excess fee£60.0001/02/2007 96£1.27O/draft excess fee£90.0001/03/2007 68£1.35

 

 

 

 

 

Your thoughts, comments and hijackings will be much appreciated :D:D:D:D

**** WON ****

Cap 1 - 07/11/07 - 23/03/07 £165

Ikea - 22/02/07 - 23/03/07 £200

LTSB - 02/10/07 - 24/05/07 £3310

LTSB joint account - 02/07/07 £751

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Bump back to page 1... please can someone have a read and make a comment?

**** WON ****

Cap 1 - 07/11/07 - 23/03/07 £165

Ikea - 22/02/07 - 23/03/07 £200

LTSB - 02/10/07 - 24/05/07 £3310

LTSB joint account - 02/07/07 £751

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Just to clarify, exactly what stage are you at in your claim on this account?
Hi there :grin:

Got the list of charges, then sent prelim. They refunded £750 so we sent a letter going thanks but no thanks, thats when we got the letter mentioned in Post #1.

**** WON ****

Cap 1 - 07/11/07 - 23/03/07 £165

Ikea - 22/02/07 - 23/03/07 £200

LTSB - 02/10/07 - 24/05/07 £3310

LTSB joint account - 02/07/07 £751

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I would just proceed with LBA

Hiya

 

Sorry, What I meant was, when we sent the thanks but no thanks it was a mutated LBA. Basically used the LBA template but added in -thanks for the gogw, but its not good enough, we want the lot, else we take yo ass to court mo fo-

 

Thats when the bloke has sent the letter mentioned in post 1.

 

So I know we have threatened court with an LBA, but I just would like to know if anyone thinks it will be a waste of time writing a letter as in post #1...

**** WON ****

Cap 1 - 07/11/07 - 23/03/07 £165

Ikea - 22/02/07 - 23/03/07 £200

LTSB - 02/10/07 - 24/05/07 £3310

LTSB joint account - 02/07/07 £751

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Won't do any harm - but probably won't get you the result you are after either - they will make you issue a claim - it is just the game that they play

Cant be chewed with going through all the court stuff, but what the hell, at least my boyf will end up more in his back pocket!

 

Will send the letter and give them 7 days because my boys gets paid on the 18th anyway so we can issue a court claim then!

**** WON ****

Cap 1 - 07/11/07 - 23/03/07 £165

Ikea - 22/02/07 - 23/03/07 £200

LTSB - 02/10/07 - 24/05/07 £3310

LTSB joint account - 02/07/07 £751

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  • 2 weeks later...

Well, not a peep from LTSB, so I think as soon as my charges are refunded (like tomorrow - yippee!) I will be putting in my boyfs claim.

 

LTSB - Here We Come!!!!

**** WON ****

Cap 1 - 07/11/07 - 23/03/07 £165

Ikea - 22/02/07 - 23/03/07 £200

LTSB - 02/10/07 - 24/05/07 £3310

LTSB joint account - 02/07/07 £751

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  • 2 weeks later...

DILEMMMMAAAA!!!!

 

ARGH!

IT troubles at t'mill last week, my hard drive fried. IT had been out to fix it, ended up getting a new PC instead and cant download anything from ol nackered PC.

 

All my spreadsheets with dates, letters with dates, letters Id done for friends etc are gone, Gone, GONE!!!!! Darn!

 

Anyway, i got a printout of our Joint account and boyfs solo account so can handball them in - again...

 

Warning to us all - BACK UP YOUR WORK!!!!

**** WON ****

Cap 1 - 07/11/07 - 23/03/07 £165

Ikea - 22/02/07 - 23/03/07 £200

LTSB - 02/10/07 - 24/05/07 £3310

LTSB joint account - 02/07/07 £751

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