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Hi everyone! i was just after some advise if u can help on what you think would be the next best move for me, i have just got my court date through which is the 25/7/2007, and was wondering if any of you think that i should contact the bank and see if they are willing to settle now instead of going to court, or shall i wait and see if they contact me first.

any advise would be appriciated thanks!

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I agree with Barty. If LTSB were interested in anything other than keepin your money, they would contact you! :)


They're pobably to busy to take your call at the moment :D




04/01/07 New S.A.R - (Subject Access Request) sent by RECORDED DELIVERY

05/01/07 Delivery of S.A.R - (Subject Access Request) confirmed by Royal Mail

18/01/07 S.A.R - (Subject Access Request) data received

09/02/07 Prelim letter sent.

16/02/07 Frist template response received (nothing out of the ordinary).

23/02/07 LBA sent.

22/03/07 Claim issued to County Court

28/03/07 Claim served on Lloyds TSB (to reply by 11/04/07)

16/04/07 Acknowledgement of service (date stamped 12/04/07) received. Lloyds intend to defend the whole of the claim.(Lloyds' defense to be filed by 25/04/07)

26/04/07 Received Lloyds defense (standard 9 point) AQ to be returned by 11/05/07

09/05/07 My AQ returned to court

22/05/07 Lloyds have not met the AQ deadline. Court give them until 05 June to file

05/06/07 AQ filed by Lloyds with application for 1 month stay

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sorry iank i have to say i agree with the above... on my 1st claim i called the solicitors but i came off the phone so stressed i was going to jack it in... sit back wait and for the money to come in.


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Thanks to you all above for that advise, it has helped me alot and i think i will just sit and wait to see what happens, still about 8 weeks away yet, so alot could happen between no and then.

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thanks christinajanep i will do, my head was all over the place wondering what to do next, just dont want to go to court so looking for an easy way out.

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:) Hi Iank i just wondered if you had got your 'court bundle' together just in case!!! You may not need it, like in my case got my court date through a few weeks back for 20th June so was getting bundle together to send to SC&M and the courts and then last week received letter from SC&M saying Llyods were going to settle. But you never know i was prerparing to go all the way to court cause Llyods are nice like that....NOT

Anyway good luck with your claim, hope i've helped a bit??? You just need to be prepared, if you are already then sorry to stick my nose in:rolleyes:


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