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    • But if 'non-essential' retail outlets can still deliver even though they have to close the shop what's the reasoning behind not allowing supermarkets to deliver the same items?  I read a whole article this morning on how deliveries are fine but click and collect isn't.   And as an aside, what's he got against office supplies for everyone WFH?  I could have a whole other discussion about his allowing unlimited sales of batteries - can't work, can't clothe your children but you should devote your time to battery powered devices.  You have to wonder.
    • He is stopping retailers allowed to open selling what is on the Non Essential list as he says not fair supermarketys can sell what the shops he forced to close sell, he is looking at restricting online shopping to exclude non essential items don't think he can though.  Argos closed their retail outlets but are taking online orders for delivery.
    • It has been established in several cases that Delivering isn't parking, and in any case if it was the 10 minutes grace would apply.  they would be silly to take a delivery driver to court if on deliveries. Were you in a van or car?
    • So if you're expecting a baby in the next couple of weeks not only can you not buy baby clothes or bedding in Tesco but he also wanted to stop new parents getting the stuff online?  I'm sure I read somewhere that non-essential retailers who have had to close may still deliver.  Does this mean you can get non-essential items in your supermarket shop if it's delivered but not if you shop in store?    This sort of stupidity isn't to do with the virus, it's a pure power play surely.
    • PDF please so we can zoom  read upload   any road marking on private land are purely tarmac graffiti and have no standing in law. and anyway all speculative invoices issue for parking have a 10min grace period   dx      
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No reply to LBA so far......


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Hello,

 

Well its about 10 days and had no reply so far to my LBA.

I appreciate this is the normal way for cap 1.

My only issue is -is that i did not send my LBA by registered post. Is this is a problem?

Should I give them another 7days grace and resend my LBA by registered mail offering them another 7 days or just go straight to MCOL???

 

How easy is MCOL stage aand any advice??

 

Thanks for all your support on here , dont known what i would have done!!!

 

 

Tel

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firstly you can't use mcol for this, it'll have to use an N1,

you could try giving them a ring to see if they received it, or reissue it like you say, it's up to you really, i'd give them a ring myself

OK I GIVE IN

 

Halifax £3600 charges, won with C/I £6400

 

NatWest S.A.R-05/06/06

Bug**r all recieved 03/11/06

Prelim guesimate sent for £3000 03/11/06

Cr*p one CONNED statements 08/06 ROFLMAO

Cr*p one charges=£976

con int 34.9% £1,003.75 £1,979.75.

 

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!! Im sorry but im totally confused now!

I thought the mcol stage is what you do after lba stage - so why can i not do this???

 

 

Please ease my panic someone!

 

Tel

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Tel,

 

If your claim is only for charges I understand that you can use MCOL. However if you are claiming CCI you need to use form N1 so that you have enough space to detail the particulars of your claim. So it's either/or. Hope this eases your panic!

 

glav

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Thats ok then !

Im only claiming my overlimit and late charges plus 8% at court stage!

 

Thank god for that i was getting confused which i dont need as this is my first time!!

 

Thanks Tel.

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