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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Im Scared.....helppppppppp


bonnie0852
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Hi Bonnie, for Guildford County Court you need to fill in the request for judgment form (N225).

 

I doubt they will grant Shabbey a stay.

 

Good Luck.

 

Also: If Abbey are anything like Lloyds for eventually paying up you might be of interest in the thread i did yesterday as an alternative for execution of warrant. Will This Help...?

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Cheers Ukcrow, as per normal u're there when i need u!!! :wink:

 

cheers cassie and kia.............. tho i dont think im anywhere near the final stretch yet........ i aint that lucky!!!

 

Will wait til next wednesday and see what happens when i ring the court, u'll be the 1st to know!! ;):)

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Hi guys, dunno if you've seen the link on the general forum about emailing all our MP's to get this waiver lifted? Well i mailed mine 3 days ago and got a great response back!!!! See below:

 

Dear Ms

Thank you for getting in touch. I will, of course, do all I can to help.

As requested I will get in touch with the Chief Executive of the FSA and ask for his comments. The

FSA like many supposedly regulatory quangoes, they seem to spend more time representing the interests of

those they should be regulating, rather than their consumers

I will get in touch with the FSA today and get back to you as soon as I receive a reply.

With all good wishes,

f

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Bonnie - I just wondered when your court date is ? I am due at court on 23rd August and Inga and Co have not contacted me at all. No court bundle due in 3rd August NOTHING. I was going to call the courts about putting in for non compliance is that what the n225 is all about?

Sorry if this doesnt make sense , juggling kids/computer/ironing at same time

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Hi, I also have had no bundle, sent a non - compliance letter to bank and court.

Didn't seem to make a difference as I have had a stay made by the judge on my case which should have been tomorrow (13th August).

 

Wish you luck and know what its like trying to juggle kids, house and legal issues all at the same time!

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Bonnie - I just wondered when your court date is ? I am due at court on 23rd August and Inga and Co have not contacted me at all. No court bundle due in 3rd August NOTHING. I was going to call the courts about putting in for non compliance is that what the n225 is all about?

Sorry if this doesnt make sense , juggling kids/computer/ironing at same time

 

Hi LadyE, as of yet i dont have a court date, im waiting til the 13th to see if Shabbey comply with the judges orders to submit whether they're going to contest my case in court or not?

Thats where the N255 comes in, as far as i know its to ask the judge to rule in our favour cos they didnt comply with his/hers orders.

Im surprised you havent heard from any of them but i suspect you might do in the next 10 days?? Thast what used to happen b4 this damn Test case isnt it!! I'll keep everythign crossed for you and will wait for the "Ive Won" to appear on your thread!! ;)

 

Squeak.................... sorry to hear about your Stay, im dreading speaking to my court Wednesday as i'll prob be told the same :evil:

Only consolation for me is that we're all in this together so we all know how bad it feels!!! :(

 

Bonnie xxxxxxxxx

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Cheers T, i was logged off here 4 the nite but now im back as im having probs!!! :mad:

Been trying to upload the N225 form but im confused as it says its to be used if the defendant hasnt submitted a defence or an Admission which they have? This doesnt sound like the right form if they dont comply with the judges orders???

Then i looked at form N227 which is for "Judgement by default" BUT i cant download the damn thing!!!!! :mad:

Can someone tell me if form N225 IS the right form and if it isnt have they got a way of sending me form N227 as its either the HM Courts website playing up of my Adobe Acrobat?? Im panicing in case shabbey dont respond by tuesday and ive gotta send it in!!

Another sleepless nite when i should be in bed by now!!

Miss u all and will catch up soon (as soon as i get tues over with)

xxxxxxxxxxxxxxxxx

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Blimey hun, These questions are getting more complicated!!!!!!!!:eek:

 

On reading the court blurb, I think the differrence between the two forms is that one specifies the amount and one doesn't, and also as you say where teh defendant has filed a defence or not.

 

https://www.hmcourts-service.gov.uk/countycourtformsonline/SelectForm.go;jsessionid=aOIredjVEW8f

 

so i still think N225 is the one to go for, but as with all things...........I may be wrong;)

 

 

 

this bit quotes from the N225 info

 

If the defendant has admitted your claim and made an offer of payment which you do not agree with, you will not be able to proceed electronically. You will need to complete a manual version of Form N225 and attach the defendant's reply form

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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From all the other threads I've read where this type of thing has happened, the N225 IS the right form Bonnie, so once again CF is right,

 

It's just a bit complicated if they haven't offered but don't let it faze you, just fill it in as best you can, after all the court know you're a 'litigant in person' so won't expect legal speak.

 

Good luck sunshine, I'm keeping them crossed for you.

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http://www.hmcourts-service.gov.uk/courtfinder/forms/n225_0406.pdf

 

That's the link for the N225 form Bonnie, it should open the pdf page for you to fill in and print.

 

If you're doing MCOL then the link he gave is correct but you click on the number of the form, not the description.

 

HTH.

 

T xx

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Hi T, (id b lost without friends like you all on here) ;)

I was just confused cos it says on someone elses thread tick box A which is for ...... if the defendant hasnt submitted a defense or admission??????

CONFUSING OR WHAT!!!!!!

I might not even have to send it if the judge requests a STAY but i wanted to be prepared and get it in straightaway if i have to.

Will keep you all posted and AS SOON as i get another question, I'LL BE BACK (just like the ole days)!!!! :);)

 

ps.... thank you a million for replying T/CF...... feeling all alone at the mo :-(

 

xxxxxxxxxxxxxxxxxxxxxxxxxx

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Hi u,

 

I would fill in Box A and add a a separate page explaining the situation. and then I'd schlep down to the court and discuss it with them.:)

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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Hi u,

 

I would fill in Box A and add a a separate page explaining the situation. and then I'd schlep down to the court and discuss it with them.:)

 

 

What does "SCHLEP" mean??????? How do i do that?? :p

 

So on my seperate page do i just explain the judges orders and that they havent made me an offer?? And it aint that easy to SCHLEP down to my court, im at work all week now and on hols from saturday so not PANICING, HONEST :o

 

cheers hun tho!!! ;)

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If you are in doubt about which form to use. You can send in a letter which the court will allow and explain in "normal English" what position etc you are in.

They seem to prefer this rather than sending in a form that might not be filled out correctly.

(The clerk I spoke to said that the judge preferred plain English as he knew exactly what we are on about and where we are at etc!!!!!! Afterall they know that we are not legally trained but an ordinary person).

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Hey Bonnie, no way are you alone ..... there's 158,000 CAGgers behind you ..... and every one of the Angels standing shoulder to shoulder to support you .... so forget the alone bit ..... that won't happen.

 

Stick with us sunshiune ............. we'll get you there in the end. :)

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What does "SCHLEP" mean??????? How do i do that?? :p

 

So on my seperate page do i just explain the judges orders and that they havent made me an offer?? And it aint that easy to SCHLEP down to my court, im at work all week now and on hols from saturday so not PANICING, HONEST :o

 

cheers hun tho!!! ;)

 

 

Schlep means trek........;)

 

 

keep smiling hun......the Angels are on your side:)

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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Thanx Guys!!!! Will print form out tonight then in case i have to rush it down to Guildford after work wednesday!!! I dont wanna go on holiday now in case i miss something important??!!

Thats why i hope its sorted out this week sometime! But knowing my luck.................................... :(

 

thanx again!! xxxxxxxxxxxxxxxx

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Hi Bonnie hope all is well,

 

Form N225 is the right form. Just in case you've overlooked it as i did with my claims, N225 is actually the form most courts send out detailing when the claims is issued, served and filed on the defendant. It will say "Notice of Issue (Specified Amount)" in the top left hand corner.

 

Leave Box A blank and ask at the court when you go if they want you tick it, don't think i ticked mine.

 

Good luck :D

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Hi Bonnie hope all is well,

 

Form N225 is the right form. Just in case you've overlooked it as i did with my claims, N225 is actually the form most courts send out detailing when the claims is issued, served and filed on the defendant. It will say "Notice of Issue (Specified Amount)" in the top left hand corner.

 

Leave Box A blank and ask at the court when you go if they want you tick it, don't think i ticked mine.

 

Good luck :D

 

Many thanx Ukcrow, but as i was working this work i was going to post it (if indeed i get the chance as i havent called the court yet), so where does that leave me??? STRESSSSSSSSSSSSSSSSSSSSS :evil::)

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