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56134 -v- Lloyds ** WON **


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  • 2 weeks later...

Today my claim at Money Claim Online is showing lloyds have finally acknowledged the claim. They have until Monday to enter a defence before I can request for the case to be awarded in my favour by default. I am presuming their acknowledging the claim doesn't affect this, and unless they get in the defence I can still go ahead? I know they probably will enter the defence, but can I still hope?

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It was issued on 2nd May, and so deemed to have been served on 7th May, so they had until 21st May for the 14 day deadline to respond. Today they have acknowledged the claim.

I think now they have 28 days from the date of service to enter a defence. Is this correct?

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  • 2 weeks later...

They have entered a defence today. Do we have to do anything different in the light of the Birmingham case? I have been reading about using the terms and conditions to counter their 'account fee' defence, but don't have my t & c's. Is there anywhere I can get these from for a Lloyds TSB current account? Are they the same for all current accounts, or do they vary depending on when the account was opened? Help please!:-o

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  • 1 month later...

Two things have happened today. Firstly after the case was tranferred by MCOL we were told it would be heard at our local court in Harrogate. I have now received a letter saying that after a judge has read through the papers it has been tranferred to Leeds. Why is this? And can we ask for it to be heard in Harrogate?

Also I have received a letter from SC&M asking me to phone my local branch to ask for a review of my account, and saying they are now waiting to hear I've done this. Surely they can't make me do this, or delay the case if I don't?

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hiya, just to let you know my brother phoned sc&m and told them he had contacted hes local lloyds branch and that they didnt no anything about him contacting them..

 

He hadnt actually contacted lloyds at all

 

They told him ok an offer will go out tonight first class and should be with him by wednesday.

 

so anyone with this letter should phone sc&m dont bother with lloyds..

 

will keep you posted on offer

 

karen

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  • 2 weeks later...

Congratulations.......and I don't blame you...:D

 

Red

Come on the mighty reds!!!!!!

 

Lloyds TSB - Success - 14/7/07

Lloyds TSB - Pending -

Halifax - Pending -

 

 

Tip my scales if I have been of assistance :D

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hi all, how did you go about this in the first place. i have had loads of charges taken out of my bank, im with lloyds. i phoned them, sent letters, sent emails and recoeved a letter the other morning saying that they could not give back the charges because they are fine. i have opened another bank account a few months ago and have not yet looked in lloyds. i got a statement through the other day and im £800 overdrawn. i only have an overdraft of650. i dont know what else i can do, im only young and dont feel i want to stand up in court. is there anybody who could help me?????? PLEASE

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You need to have a read of the step by step guide then start your own thread. Help is never far away :)

 

Found here:

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

Come on the mighty reds!!!!!!

 

Lloyds TSB - Success - 14/7/07

Lloyds TSB - Pending -

Halifax - Pending -

 

 

Tip my scales if I have been of assistance :D

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Please don't feel thereatened or overwhelmed because of your age. It is a big deal for anyone, and I wasn't looking forward to court either - I've never done anything remotely like this, but was so disgusted with their actions I went ahead. the step by step instructions mentioned above take you through every move. If it does come to court, you can arrange someone to attend with you through this site - see court buddy.

It is worth it all.

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