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john vs capital one


john10
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hi received statements with a load of statements i think where they have had to call or get in touch with me (dont understand) i am going to do a spread sheet and send off for my charges

 

any help will be appreciated

marie

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Hi John

 

Capital One are one of the few companies who make a sincere attempt to comply with the true meaning of the DPA. The extra statements you have received are all the records of contact with yourself. (Call notes and instructions taken, missed payments, entered debt spiral etc)

So they have literally sent you everything they've got on you including manual intervention notes.

Crack on with your spreadsheet.

 

Loads of Luck

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  • 5 weeks later...

Hi Capital One Offered Me Half Of The Costs And Told Me That It Will Come Off My Debt With Them I Sent Them A Letter Refusing And That I Wanted All The Costs They Said They Will Not Give Me Them And I Should Go To The F O S To Complain Now What Should I Do

marie

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John

 

Personally i wouldn't bother with FOS. Takes months to go through them. Send Cap1 LBA and file a claim 14 days after they recieve it. (remember to send LBA recorded and include up to dat SOC)

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  • 2 weeks later...

Hi John the full and final offer we will not increase is a standard letter my one arrived day before I filed my N1 at court they now have till 4th july to reply to court.

 

good luck dpick:)

cannot find it A to Z

 

http://www.consumeractiongroup.co.uk/forum/consumer-forums-website-questions/53182-cant-find-what-youre.html

 

 

Halifax :D

Paid in full £2295

 

MBNA:mad: 20/03/2008 settled in full out of court

 

Capital One:D

07/07/2007 Capital one charges paid in full £1666

19/01/2008 recovered PPI £2216 + costs

 

Littlewoods :-D

12/08/2007 write off £1176.10 debt.

 

JD Williams charges refunded in full £640

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thanks dpick have you filed your court forms i have now

 

Yep the twits have till 4th july to reply.

 

dpick:)

cannot find it A to Z

 

http://www.consumeractiongroup.co.uk/forum/consumer-forums-website-questions/53182-cant-find-what-youre.html

 

 

Halifax :D

Paid in full £2295

 

MBNA:mad: 20/03/2008 settled in full out of court

 

Capital One:D

07/07/2007 Capital one charges paid in full £1666

19/01/2008 recovered PPI £2216 + costs

 

Littlewoods :-D

12/08/2007 write off £1176.10 debt.

 

JD Williams charges refunded in full £640

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