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    • Yes that looks fine. It is to the point. I think somewhere in the that the you might want to point out that your parcel had been delivered but clearly had been opened and resealed and the contents had been stolen
    • Hi All, I just got in from work and received a letter dated 24 April 2024. "We've sent you a Single Justice Procedure notice because you have been charged with an offence, on the Transport for London Network." "You need to tell us whether you are guilty or not guilty. This is called making your plea."
    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
    • Hmm, that's strange how they got my email then.  I assume the below is ok to send to DCBL, Nicky?  Hello, I am writing regarding our ongoing dispute and the upcoming court claim reference xxxxxxxx. To ensure fairness and transparency in our communications leading up to the court hearing, I request that you use postal mail exclusively for all further correspondence related to this claim. Please refrain from sending any communication or documents via email. Thank you for your understanding and cooperation. If you have any questions or need clarification, please feel free to contact me via postal mail at the address provided above. Yours sincerely, xxxx
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Moorcroft & Egg, Can Someone Help Please!


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My partner has a credit card with Egg, of which he has been late with a few payments recently, being in the process of claiming back the charges over the last six years, Egg have now passed the debt of £5234 to Moorcroft. He received a letter from Moorcroft this morning stating

'To prevent the below action (notice of intended litigation) send payment in full beofre 05/05/07 or telephone 0161 475 2803 immediately.

If you do not respond to this letter we wil assume you are purposely avoiding repayment of this debt and will take the necessary steps to secure settlement which may include issuing legal action against you. Please note if legal action is necessary your debt will increase as follows'

Basically a table underneath this states the debt will increase from £5234 to £5609 for legal costs!

It continues:

'We have also taken the opportunity to search the Land Registry which provides details of property ownership across the country. We believe that you may have an interest in the address given on this letter. If we do obtain judgement and enforcement is require you should be aware that this may be via a Charging Order on your property.'

 

My partner then rung Moorcroft and they said the only way to stop legal action is to pay £430 a month!!!!!

 

I am 5 months pregnant and will be finishing work soon, and even if this was not the case there is no way we could afford such massive payments!!!

 

Where do we stand and what shall we do next???

 

Any help would be greatly appreciated, thanks loads! x

POPPY07

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Guest ArthurP

Sure somebody better informed than I will be along very soon to advise you.

 

However, I know for a fact that plenty can be done by yourself before anything like they threaten will happen can, if at all.

 

These are mainly scare tactics and are disgusting.

 

Egg have been shown on here to be an absolute disgrace and their work practices should be investigated.

 

Do not worry at all.:)

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Hi

 

My first piece of advice is do not speak to these people on the phone write them a letter advising how much you can pay and pay it regardless of whether they accept or not.

 

In your letter advise them you will only communicate in writing and ask them not to phone your home.

 

Then send them a CCA request and watch them squerm.

 

Best of luck with the baby and everything - please do not be frightened by these people they are powerless - if you are unsure about anything post on here and you will be unindated with advice.

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Moorcroft need a CCA request.

 

Creditors and DCAs - Letter Templates & Budget Planner

 

Scroll down to Letter N and enclose a cheque for the £1 fee. Send it to Moorcroft by rec. delivery and keep the receipt. If they cannot comply with your request (which they probably can't), they will pass the account back to Egg and you can then deal with Egg directly.

 

A CCA request is for a signed copy of your Consumer Credit Agreement (Consumer Credit Act, 1974). Moorcroft have 12 days from receipt of your request to comply. After this time they cannot pursue you for payment without going to court and having the Agreement re-enforced (if they have it). If they have still not complied one month later and continue to pursue you, they can be reported to Trading Standards and the OFT for a criminal offence.

 

:)

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Poppy these guys will always threaten legal action it doesn't mean they will do it. And they could only possibly try to go for a charge against property if you have defaulted on the terms of a CCJ. So e.g if a judge agreed that all you could afford was £5 per month and you paid this then further enforcement ( charging order, bailiffs etc ) can't be applied for. Remember that DCAs like Moorcroft ARE NOT bailiffs, they have no right of entry to your property & cannot take your goods. Best of luck

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