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    • okay, perfect and thank you so much for the help once again. so firstly i am going to initiate the breathing space, during this time it's likely ill receive a default. when i receive the default are you aware of how long it will take for me to know whether the OC have sold it off to DCAs? Once it's with the DCAs i do not need to worry as they cannot issue a CCJ only the OCs can Even if i decide to come an arrangement with the DCAs no point as the default will remain for 6 years paid or not paid I should only consider repayment if the OC still won the debt and then issue a CCJ? Just to confirm the default will not be seen after 6 years? No one can tell I had one then after 6 years ill be all good?
    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
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Still Haven't Received Statements - What do I do???


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I applied for my Barclaycard Statements in January, its now the 1st of May and I still have received them. I have been in contact with them and they keep saying that they're inundated with these requests and that I'll receive my statements shortly. I have enough of being fobbed off, can someone tell me what I should be doing next??!!!

Thanks loads x

POPPY07

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Guest ChloeJane

Hi there,

 

Just to start from scratch and basics....

 

1) In your SAR did you use the template wording on the site?

 

To check click here

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/516-1-data-protection-act.html

 

2) Did you send £10.

 

If yes to the above and they have ignored you, then you send a non complaince letter - link is here

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html

 

This gives them 7 more days before you start / can start proceedings in court to have an order to make them comply with the DPA.

 

If this fails, I will look out for your thread...the next step would be the court process or you will be continued to be delayed by the bank.

 

CJ

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  • 3 weeks later...

Right I sent Non Compliance letters to Barclaycard, GE Money and one to my Barclayloan last week the 16th May, sent all by recorded delivery.

I received some of my statements almost immediately from Barclaycard, but have heard nothing from any of the others.

It is a week today and the letter gives them 7 days, obviously I'll give them a few extra days, say til monday, but what then?

Anybody know the next step if they still don't reply?

xx

POPPY07

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Does anybody have a LBA template letter for non-compliance of SAR? I still haven't received statements from GE Money, with whom I had two accounts.

Any help on my next step would be great.

xx

POPPY07

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Its in link 3 above....... 2 days behind you so pse keep us informed....:?::rolleyes:

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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I know it's a pain waiting but they are taking a while. Have you complained to the information commissioners office and the ombudsman? You need to do this first and then you can file in court for an order to make them comply. My statements took 60+ days:mad:

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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