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I have spoken to barclays this morning re my additions fees. She said no signature required it was verbal agreement. as i was paying £5 per month for my overdraft facility it was transferred to an additions account.

 

she said did i not recall getting welcome pack? how can i remember from march 1998? said would also show on each statement!

 

i said i was not happy and wanted list of all charges for additions from march 98 @ £5pm through to now and when they went up as i know i am paying more than £5 per month now. she said all she can do is send me copy statements...

 

i cant believe i am here again but i will take this further, anyone else been down this road and have any tips for me ????

 

tinks :)

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Send them the pre lim letter stating you want ALL payments returned as you were mis sold the product, you never requested the facility and have no use for the benefits.

Have you still got your statements from your charges claim?

if so you can go through them, the fee will be taken within days of each other and will show when they increased.

 

If you have any problems I will try and search mine to see when the increases took place.

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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i only have some of my statements as i got rid of the ones without default charges on as i didnt think i would need them again. this lady said she is sending me them again. when i know the amounts taken i will send pre lim letter. do you think i have a case as they say i would have been charged fee for overdraft anyway?

 

thank you for your response.

 

tinks :)

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Hi Tinks, Im in the same situation Re: additions fees"

 

However ive factored them in whilst claiming back my other charges

http://www.consumeractiongroup.co.uk/forum/barclays-bank/86973-mattyfez-barclays.html

 

Dont know if this is a good idea or not, but I personally didn't even realize I was being charged for this "service" for some time. I went into the bank a year or two ago and put a stop to the "service", and then left it at that.

 

I didnt request it, and I most certainly didnt sign for it, so ive lumped it in with my claim for paid refferals etc., which ive collectivley called "Money which I belive I have been unlawfully deprived of" in my prelimenary request for a refund.

 

I know my additions fees rose from £7.50 per month up to £9.50 per month, but cannot recall the dates of change, I can look it up on my statements if you feel it would be helpfull.

 

Any further comments welcome :)

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Regarding Additions, my husband and I are trying to reclaim these but he has had an overdraft - he only realised there were any benefits when they offered him a barclaycard some 10 years from opening the account, is it worth claiming back?

 

SFx

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Thanks for replies.

 

mattyfez - i won my claim for unfair bank charges but wasn't aware at the time of this re. unfair additions fees otherwise i think i would have done as you are and claim them all together. thanks for offer to look up dates but hopefully i should receive my bank statements soon and i can once again go through this procedure. deja-vu!

 

with my pre lim letter can i take out bit which says i will give them further 14 days to reflect, so i am only giving them 14 days to reply or i go through courts. they take so long it just feels like a waiting game and 99.999% of the time they have no intention of doing anything unless it goes through courts.

 

?? tinks:)

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in trying to reclaim bank charges barclays have really got my back up, they are so sneaky in everyway.

 

i have now decided to go for waste of time costs. i have done my letter to court & attached list of cases settled before court but after defence filed, now i am trying to do my costs. it took me hours, probably 30 + is this unreasonable? what rate would you put your time down at?

theirs paper, photo-copying anything else?

 

thanks for help

 

tinks :)

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i have won my case but i am claiming for waste of time. can anyone give me some advice as to what to list. it took me hours dealing with this but i want to make it reasonable to make it more likely to get something back?

 

tinks

 

:|

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Claiming £590 in unauthorized OD fees, and £100 in interest from Barclays.

 

Remember "He who pays the piper calls the tune" well I've paid Barclays far too much so bloody well dance!

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thanks for reply but no. i have these but i am after some ideas for what other people have put on there claim for wasted time.

photo-copying?

paper?

time it has taken me (i have idea of this and amount to charge)

stress???

anything else???

 

tinks

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wow - i can't believe this but today i have received all my statements back to dec 97 plus an offer of £119.00 as gesture of goodwill.

 

they must be joking if they think i will accept that.

 

here goes my battle - i'm loving it already....

 

tinks :)

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:pI'VE CLAIMED MY BARCLAYS CHARGES BACK.:p

£5125.60

Im no expert everything i write is what i learnt from my own experience and reading through other threads. Click my scales if you wish to!:)

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Before i even knew about the whole claiming back bank charges thing, i realised that the last couple of years i had been paying £5 a month for mobile phone insurance, breakdown cover and other things that i didn;t need or want!!

 

I asked in the bank and they said just send a letter in to say that you want this cancelled. Which is what i did, basically saying that i had never needed this service and didn't know i was paying for it (along with a request to reduce my overdraft). But i didn't ask for it back because i never imagined i could have it back - STUPID!!

 

However i sent it in to their complaints dept and the next thing i knew is they had put £97 into my bank account - i was so chuffed and i realise that it may not be quite what they technically owe me but as i didn't even ask for it back i was so pleased :D

 

I'm now doing the whole bank charges thing and i hope i'm a bit more aware!

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one more question - the draft order says to pay claimant by DATE?

would you put 7 days from today or 14 or something different?

 

sorry i'm a bit confused here!

 

tinks :)

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hi,

i think a judge would see 14 days as being more reasonable.

claire

:pI'VE CLAIMED MY BARCLAYS CHARGES BACK.:p

£5125.60

Im no expert everything i write is what i learnt from my own experience and reading through other threads. Click my scales if you wish to!:)

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today i have received a letter from barclays in reply to my pre lim letter asking them to refund me £792.50. they have re-itterated comments saying will only offer £119 as gesture of goodwill. This was additions acc for a long time and could have been cancelled at any time, i was always aware additions account as says so on top of statements. even if i didnt use benefits they were on offer to me, etc..

 

any ideas what i should do. do you think i have much chance of getting the £792.50 or close to it? advice welcome & very grateful!!

 

tinks :cool:

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