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Lloyds and contractual interest


podgydad
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Finally got 3 settlements to cases that were started in December. It would appear as though lloyds are settling contractual interest claims without an argument. The 3 cases were to be heard on the 8th but settled last week and included contractual interest at 28.9%.

 

They also sent out 6 letters, 2 for each case. The first saying they were defending the claim and the second offering settlement. They are obviously all over the place and unable to professionally deal with the number of claims. SCM must be making a FORTUNE out of this.

 

Just a word of encouragement to those making contractual claims, it does take forever but they pay out in the end.

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i wish we had of tried our claim is for £6650 but if we had of added the contractual interest it would be alot more and we all deserve it if we ever need to make another claim i will be adding contractual interest

 

 

congrats to you

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Hi PodgyDad

 

I'm wondering if this stance is to do with quantum and expediency? Were your claims "substantial" or not - in other words have they settled on relatively small cases where the costs to them would outweigh the benefits of winning in court?

 

J

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Lloyd are being inconsistant in what they settle and what they fight. I have a case ongoing for over a year now for £700 that they are defending to the hilt. see "it can only happen to me" in this forum

 

J

You may think that but . . ......

____________________________________

Total repaid to date £1947.58

 

Lloyds Currrent a/c £745.27

Moneyclaim filed 17th June

Defence and AQ 25th July. Case struck out 11 Aug

reinstated and hearing 15th Jan 2007

 

Lloyds loan a/c D A request expired 19th June

Proceedings under S7 Data Protection Act issued 29th June defence and counterclaim 27 July

Hearing Jan 3 2007

Listed final hearing April 2007-

Judge declared an interest and disqualified himself

new date to be set

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Hi PodgyDad

 

I'm wondering if this stance is to do with quantum and expediency? Were your claims "substantial" or not - in other words have they settled on relatively small cases where the costs to them would outweigh the benefits of winning in court?

 

J

 

About £3k in total

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Well done Podgydad

 

Can you confirm the court claim numbers for these 3 claims, we might be able to use your success to our advantage :-D

 

Yes please do !!

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

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