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    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
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Ketto V Barclays


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Hi all,

 

After registering last year and meanwhile getting into difficulties with a builder I am now about to start my claim proper.

 

It could be interesting as I first started off my claim b4 I knew this site existed and Barclays had already offered me £380 last september which I have refused with the help and advice of the people here on the site. I have combined the part acceptance of the sum in conjunction with a S.A.R - (Subject Access Request) request so I'll keep everyone posted on how it all goes...

 

I'll perhaps need any winnings to pay the fee settled out of court with the builder!!! Plus my donation to here of course!

 

The only thing that worries me is that Barclays replied to my initial letter of 7 months ago with their (derisory) offer and now, that offer may be out of date even though I have accpeted it as part settlement in my letter. Can anyone offer advice on that possibility please?

 

Thanking you all,

Ketto

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Hi, im no expert on legal matters but personally, i would have thought that there is some kind of time limit on an offer in matters such as this... does it give any indication of timeframe for acceptance in the offer letter?

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Their letter states 'Should you now wish to accept our offer, please sign and return the acceptance form enclosed with our letter of July 29th. However if you do not wish to accept this offer it would appear we are unable to reach an amicable resolution'. Absolutely correct!:rolleyes:

 

Incidentally the acceptance form carries no time limit, but where their offer stands legally I'm not sure.

Ta for the reply Tony,

Ketto

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If its any help at all I started our first claim last year and had to stop as we didn't have the money to go any further. I started the claim again this year and made no mention of the previous offer, Barclays made a new offer higher than the last one which I have said thanks but no thanks to and continued to my moneyclaim. I would say just send the subject access request and start at the beginning again, Good luck :)

28/2/07

Sent request for repayment of charges totalling £2,800 (I want it ALL back!).

8/3/07

Barclays send sorry your not happy letter

14/3/07

Letter before action sent

25/4/07

Barclays offer £1,790

27/4/07

Thanks but no thanks to the offer sent

28/4/07

Filed with mcol, now looking at a figure of £3,500, they should of paid up when i asked nicely :-D

11/5/07

Barclays acknowledge claim

30/5/07

Barclays defend claim

19/6/07

Received notice of transfer to Northampton County Court and barclays excuse for a defence!!!

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Sorry i misread your post, didnt realise you'd already sent letter, both our offers said after 8 weeks they would consider the complaint resolved if they didnt hear from us so I would imagine that is their timescale

28/2/07

Sent request for repayment of charges totalling £2,800 (I want it ALL back!).

8/3/07

Barclays send sorry your not happy letter

14/3/07

Letter before action sent

25/4/07

Barclays offer £1,790

27/4/07

Thanks but no thanks to the offer sent

28/4/07

Filed with mcol, now looking at a figure of £3,500, they should of paid up when i asked nicely :-D

11/5/07

Barclays acknowledge claim

30/5/07

Barclays defend claim

19/6/07

Received notice of transfer to Northampton County Court and barclays excuse for a defence!!!

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Thanks Tipsy,

I've just read your own thread, seems like you are well on the way... all the best with your claim. I shall follow it with interest as it is a similar situation to mine. I feel better just knowing that someone else has started and then stalled their claim!

Ketto

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Right, Game on.... I'm off to the Post Office to send off my SAR, it should be interesting, hope they don't send me my ultra complete set of statements, I've been with them for over 20 years!!

Regards to all,

Ketto

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