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Problems with overdraft removal


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Ok I've sent off my DPA letter, but I'm a bit concerned. I currently have an £800 overdraft and I'm using about £500 of it. What's the likelihood they'll remove it and demand all the money back? Is it a bullying tactic or is it something I can use to my advantage to prove they're not treating me honestly and fairly?

Lloyds TSB - DPA Letter sent 1st June 2006

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It's not very likely, but there's always a possibility.

 

Any ideas how much you'll be claiming? Will it cover your £500 overdraft?

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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I was the same, had an overdraft of £850 and was overdrawn by £400. I still went ahead with my claim. They didn't at any point ask me to repay it. I received a settlement letter last week and which said provided I agree to their terms and conditions they'll credit my account with the amount of the claim.

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