Jump to content


  • Tweets

  • Posts

    • Thank-you dx for your feedback. That is the reason I posted my opinion, because I am trying to learn more and this is one of the ways to learn, by posting my opinions and if I am incorrect then being advised of the reasons I am incorrect. I am not sure if you have educated me on the points in my post that would be incorrect. However, you are correct on one point, I shall refrain from posting on any other thread other than my own going forward and if you think my post here is unhelpful, misleading or in any other way inappropriate, then please do feel obliged to delete it but educate me on the reason why. To help my learning process, it would be helpful to know what I got wrong other than it goes against established advice considering the outcome of a recent court case that seemed to suggest it was dismissed due to an appeal not being made at the first stage. Thank-you.   EDIT:  Just to be clear, I am not intending to go against established advice by suggesting that appeals should ALWAYS be made, just my thoughts on the particular case of paying for parking and entering an incorrect VRN. Also, I continue to be grateful for any advice you give on my own particular case.  
    • you can have your humble opinion.... You are very new to all this private parking speculative invoice game you have very quickly taken it upon yourself to be all over this forum, now to the extent of moving away from your initial thread with your own issue that you knew little about handling to littering the forum and posting on numerous established and existing threads, where advice has already been given or a conclusion has already resulted, with your theories conclusions and observations which of course are very welcomed. BUT... in some instances, like this one...you dont quite match the advice that the forum and it's members have gathered over a very long consensual period given in a tried and trusted consistent mannered thoughtful approach. one could even call it forum hi-jacking and that is becoming somewhat worrying . dx
    • Yeah, sorry, that's what I meant .... I said DCBL because I was reading a few threads about them discontinuing claims and getting spanked in court! Meant  YOU  Highview !!!  🖕 The more I read this forum and the more I engage with it's incredible users, the more I learn and the more my knowledge expands. If my case gets to court, the Judge will dismiss it after I utter my first sentence, and you DCBL and Highview don't even know why .... OMG! .... So excited to get to court!
    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other! One other point to note, the more I read, the more I study, the more proficient I feel I am becoming in this area. Make no mistake DBCL if you are reading this, when I win in court, if I have the grounds to make any claims against you, such as breach of GDPR, I shall be doing so.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Micheboo v Nationwide


Micheboo
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6151 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi everyone, just looked at my thread and tiatia is sending eversheds a copy of charges, do I need 2 do that or should I leave it they have had 3 copies already. The thread i read was the most recent one.

Link to post
Share on other sites

  • Replies 50
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Hi everyone, I have good news nationwide have paid £799.89 of the £1191.49 that they owe me. I can not believe how fast they put money in my account, that I have forgotten what to do next. Can someone advise me on this please.:confused:

Link to post
Share on other sites

Can anybody advise on what I should do next, because I still can not believe they paid so fast. But I have another problem the figures do not add up. I checked my account again today and nationwide paid £809.89 into my account I had £45.99 in there, but the total was £856.30, I do'nt understand :confused: can someone help me please.

Link to post
Share on other sites

Thank you sunshinegal, I was wondering wether I should write them a letter with a schedule of the charges. Your right though! I will not stop until I get it all, and then crap1 will be next.

Link to post
Share on other sites

Larger claims are usually paid over a few days and don't always make sense, like costs + charges + interest. Give them till the end of play on Monday, then send an email/letter as they are easily recorded. You may find that they've topped up your payout by then.

 

K.

Kelly

Settled: Nationwide £372.55

Before you do anything read this:

Guide to Reclaiming Bank Charges

 

Most questions can be answered by checking out these links:

Frequently Asked Questions

Step by step instructions

Letter Templates

And don't forget to use the search facility! Chances are your question has already been answered on another thread. Good luck

Link to post
Share on other sites

Thanks Kelly, I was getting a little jittery about it, and its very tempting to just go and start spending, but I know that, that would be silly, as I hav'nt recieved it all yet.

Link to post
Share on other sites

Hi everyone ,nationwide have paid up but they are disputing £50, my first charge.

They say that the onus is on me to prove that they owe me that, they forget I have the statement and its written in black and white. They have also said that I must use the notice of charges but use the statements. I'm just glad I kept every single statement and the notice of charges instead of shredding them. So I'll be photocopying it as I want all of MY money.

Anyway I'm rambling on and that could go on for hours.

I would like to say Thank You to all who helped me with my claim, as I have said before, if it was'nt for Martin Lewis and CAG I would not have had the courage to take nationwide.

THANK YOU.

Oh, what do I do now, should I write to the court sending them a notice of dicontinuace or should I wait until they contact me? :confused:

Capital One here I come :D

Link to post
Share on other sites

Congrats Micheboo!!

The jitters were all part of the fun :p If you're hell bent on getting your remaining £50 (with your evidence I certainly would), then you need to send an acceptance of partial settlement letter. The claim should remain open until you have every penny of your claim in your account.

 

Well done and good luck with the last leg!

 

K.

Kelly

Settled: Nationwide £372.55

Before you do anything read this:

Guide to Reclaiming Bank Charges

 

Most questions can be answered by checking out these links:

Frequently Asked Questions

Step by step instructions

Letter Templates

And don't forget to use the search facility! Chances are your question has already been answered on another thread. Good luck

Link to post
Share on other sites

Hi everyone, sent nationwide a acceptance of partial settlement letter yesterday with a photocopy of my statement showing the charge they just happened to miss out. I checked my account this morning and they have added the £321.47, bringing the total up to £1137.77. This is all good but they still owe me £50.

Let see what happens anyway, I'm sure it will be there by the end of the week.

Link to post
Share on other sites

Hi Micheboo!

It is NOT for Nationwide to apportion any monies that they have paid U.

They have Defended the FULL amount that U have Claimed, have they not??

They could have entered a PARTIAL Defence, but chose not to.

Therefore they either accept that the WHOLE of your Claim is valid + pay it in it's entirety.

...Or else pay NOTHING + Defend EVERYTHING that is Claimed!!!

Hope U remembered to mention in your PoC what was advised in the following link??!...

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31575-important-things-you-really.html?garpg=6

Link to post
Share on other sites

Hi Micheboo,

 

I am having a bit of trouble getting all of my claim from them as well. They paid the charges outstanding on the 7th June, but not the court costs or interest. I received a letter from Nationwide today stating that they had paid the charges, interest and court costs, but after checking my account still no interest or court costs. I phoned them and spoke to rather snotty lady named Tracey, who said they had paid the charges, to which I replied yes but where was the remaining interest and court costs. I could hear here tapping away on her computer and she then said it was not her department but she would make sure it was put into the account tomorrow and before I could reply she put the phone down (must be stressed all this money they are paying back! :D ). The 28days are up tomorrow so I can guess the defence will be that they have paid so I will be checking my account again tomorrow with interest.

Link to post
Share on other sites

Hi all, Thanx for your reply's. MTM, Nationwide may have defended all of my claim but they still owe me £50, I sent them a copy of the statement, to which the two charges relate to. As I wrote in my previous post I sent them a letter of partial settlement with that photocopy, on that same day I recieved the remainder of the balance that say they owe me.

What do I do now as they still have'nt paid the £50, and I have'nt heard from the court either.:confused:

Link to post
Share on other sites

Hello Micheboo!

What do I do now as they still have'nt paid the £50, and I have'nt heard from the court either.:confused:
???...Of Course U HAVE heard from the Court!!!...

The defendant disputes all or part of my claim

 

When they sent U details of Nationwide's Defence, the Court would have also sent U an ALLOCATION QUESTIONAIRE, did they not??!

 

If U want the £50 of YOUR money that Nationwide still won't give U back, U will have to carry on with your Claim + fill the AQ in + send it back to the Court, along with the appropriate fee.

(...U will get your AQ fee refunded when U win your Claim)

 

It is very important that U do this within the Court's stated deadline.

 

For further guidance about how to fill in your AQ, look at the further links that are given re: AQ's, within McWILLS Thread...

http://www.consumeractiongroup.co.uk/forum/nationwide/93058-mcwills-nationwide.html

 

It isn't as daunting as U may think...Honest!...;)

Link to post
Share on other sites

If the Court has sent U a copy of Nationwide's Defence (N152 Form), they SHOULD have also sent U an AQ (N150 Form) + possibly a N271 Form also!

...as per the link in my last Post.

 

Which of the above are U saying that U have/haven't received??

Link to post
Share on other sites

No I have'nt been sent any of those forms, the last thing I recieved from the court was Notice that Acknowledgement of service has been served.

Claim issued on 11/05/07

Sent by Court to Nationwide on 17/05/07

Deemed Served on 20/05/07

Acknowledgement of Service on 25/05/07

Link to post
Share on other sites

...Nationwide may have defended all of my claim but they still owe me £50
It was this post of yours (Mon), that led me to assume that Nationwide had actually submitted a Defence, that the Court had passed on to U!

 

On reflection, with the info in your last post, your next course of action should be to get on to Croydon County Court + check to see if Nationwide have actually filed a Defence with the Court yet.

 

I personally think that it is MUCH better if a Claimant goes via the N1 Form route, rather than via MCOL, cos it removes the easy facilitation for natural impetuosity that some have to File for 'Judgement by Default' too soon.

Link to post
Share on other sites

Hi all, Thanx MTM I do'nt know what I would do if you were not here to help me.

I called Croydon County Court first thing this morning, and the nice lady I spoke to told me that they put in there defence last friday, so I should recieve the paperwork, either this morning or tomorrow (postie has'nt arrived yet).

Link to post
Share on other sites

I have just recieved a reply to my acceptance of partial settlement from nationwide its the same fob off letter I recieved for the prelim and LBA, what are they on? :mad:

Still no defence or allocation questionaire. :confused:

Link to post
Share on other sites

Hi everyone, just recieved nationwide's defence from the court, saying its been paid. What a bunch of jokers. Anyway thats the end of that. Its been fun.

Thank you for all those who helped me with my claim especially MilkTrayMan, thanx for helping reclaim what is rightfully mine. :D

Link to post
Share on other sites

...just recieved nationwide's defence from the court, saying its been paid...Anyway thats the end of that. Its been fun.
Post again when the AQ deadline for the £50 that Nationwide still owe U is due!...;)

In the meantime, it might help if U reminded them that cos some money is outstanding, U WILL be continuing your Claim against them?!...:)

Link to post
Share on other sites

Hi all, sorry MTM should have been abit clearer in my last post, I recieved my £50 on the same day I recieved the defence from the court. So I'm happy, I thought it was a great birthday present.

Capital One next. hehehe

Thanx again.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...