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    • No you don't have to pay them.  it is their scam which the Courts know about. There was a classic case a few years ago that decided that £100 was not a penalty because that company had a legitimate interest in keeping the car park clear of cars that overstayed etc because they were there to maximise the availability of car park spaces. As Starbucks was closed in your case, Met have no legitimate interest so their £100 charge IS a penalty. Therefore the case would be thrown out. if they took you to Court and you turned up in Court to defend yourself. So no you shouldn't pay.
    • Thank you as always. Okay, will contact Tesco and will ignore the appeal, and will let you know what happens. You guys are superheroes.
    • A former Tesla engineer is in a decade-long battle with the car company, owned by Elon Musk.View the full article
    • what isn't working out....one very small issue, the rest is going perfectly fine. stop doing your usually running around waving arms and screaming on my god oh my god...sorry too used to you LMM even if you cant hold down a new bank account all is not lost .  ive not seen any reports that monzo refuse people  so go with them. pers as i said id NOT be using any switch service, as there are debts you want to stop paying and get them defaulted BEFORE you ever think of poss might could should pay them. its only a handful of stuff like rent/ctax/ etc that you need DD for ive not used DD's in almost 30yrs now nor use Standing orders, i do it by BACS each month priority bills first (can take roof from over my head if not paid) there REST all get paid if/when i've had the money. 2 well 3 things id dump too or get cheaper. cable/sat tv - ££6PCM . which i will is internet/tv/landline ? from whom that is very expensive. mine is £27PCM for 100MPS Broadband etc all in. 3 tv licence... who cant tell you are watching live tv even if you dont.... mobile phone £27? - go over to giffgaff no contract and as cheap as £6PCM even with mobile data (but use your home wf-fi when indoors!!) no need to keep using @Username, everyone that posted gets an alert like you do if someone posts. dx  
    • Critall windows date back to the 1880s but their steel construction makes them vulnerable to damp.View the full article
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Rooster vs Lloyds TSB


rooster84984
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Hi there,

 

New to the site and to claiming my money back. Just printed all the info off and will be studing this for few days before i start the long way to succes.

 

I have been looking through the site and i think its absolutely great. Due to all the help that is possible when you need it, i have the confidence to go ahead.

 

greetz rooster:D

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Good Luck Rooster,

Theres plenty of good info here and always plenty of people to offer advice when u need it.

 

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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Hi Rooster.

 

Are you taking my name in vain ?

:D

 

Welcome to the site. If you spend a few days reading the FAQs and the step by step guide in the library section, you will find that between them they will answer most of your initial questions.

 

Good luck.

Regards, Rooster.

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

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Hi Tezviper,bomb om and rooster-uk,

 

Thanks for the good lucks, still reading the stuff. Cant wait to go ahead with it.

Nice to c that there is somebody with same name. Rooster-uk, rooster is my nickname in UK as my dutch name is a pain to pronounce. So mine should be Rooster-NL.:D

Liters

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Hi there,

 

Going to start 2morow with the long way! Still at the very beginning, could somebody answer these Q for me please, Tried to find out myself but no luck.

 

If i am requesting my statements for my Lloyd's current account AND for my Lloyd's credit card (which closed for long time) do i request that in 1 letter and with 1 cheque?

 

a embarrassed rooster

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hi there,

Little update. sent my DPA letter recorded yesterday (09-05-07)requesting my statements for my current and closed credit card account. Let you know how i get on, will be surprised if i get my statements within 40 days.

 

grtzzz rooster

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Welcome to CAG ... good luck with your claim

and keep us all posted

XxXxX

:p

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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  • 4 weeks later...

Hi there,

 

As expected i am struggling to get my statements. I sent my DPA recorded via royal mail on the 9th of may. Basicly after checking up on it i am waiting after filling in a claimform at the post office for a reply. Royal mail say that it hasnt been delivered and they dont know where it is. It has been a while since the claimform has been filled in and think its pretty useless to wait for it.

 

Shall i sent it again? sent my original one to P berryman at the pentagon.

 

Anybody got a better address to sent it to?

 

greetz rooster

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Hi

To be honest I wouldn't take much notice of Royal Mail, it probably has been delivered but just hasn't been signed for.

I would try ringing them, you might get through on 0117 943 3133, and if you still haven't received them when the 40 days is up, send this:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html

Barty:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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  • 2 weeks later...

Hi,

 

It has been a while but today i received a list of the charges since i joined lloyds. Not received the statements but a list of my unpaid d/d and o/draft interest which totals around 1260.

I assume i need the statements as i dont trust anybody from banks now??

They say in the letter that i i do want the statements that it will take longer to acces the archived data and that they have 40 days for this.

 

The letter is dated 14 of june, theyre max time was 5 days ago.

 

Can i go forward with this summary? or recommend you to get statements?

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