Jump to content


BomBom vs LloydsTSB


bombom
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5260 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi all, have been signed up for a while but finally pulled my finger out and have started to sort this out.

 

I received my statements for both accounts today going back to September 2001. Their letter mentioned that any further required digging into their archived data and take longer.

 

I am applying for all my charges plus statutory interest on both accounts

 

What i would like to know is can i do these separatly or should i combine them into one claim? Ideally, i would prefer to keep them separate but some advice on this would be great.

 

I also spoke to a Lloyds representative on the telephone and when I mentioned that I was intending to reclaim my charges, she informed me that the current turnaround time for dealing with a claim was 28 days. I mentioned that i was under the impression that they had to respond within 14, to which she said that an acknowlegement would be sent within 14 days and a decision regarding my claim would be sent with in 28 days.

 

Anyone have any thoughts on that?

 

In total, im claiming about £2600 back

 

Feel free to leave comments and thoughts

 

Cheers

 

BomBom

Link to post
Share on other sites

OK, thanks guys. Have decided to do them separately as the one account was closed a year ago whilst the other is still live and still occasionally incurs charges.

 

One question, forgive me if I sound like a dunce here, I have applied Statutory rate of interest, im guessing its 8% from a calculator on Martin Lewis Moneysaving website. Would I have to update those totals each letter as i'm correct in assuming that the rate of interest increases daily, albeit in a small amount?

 

TIA

 

Bombom

Link to post
Share on other sites

OK, thx Mum.

 

So here is where I am at. I have drafted a prelim letter to Lloyds regarding one account. Should I include a schedule of charges with this prelim letter or just send it without? I will copy and paste the letter on here later on for your perusal and comments.

 

The second account is still live and has £90 due on may 1 and £195 on June 1 so i am hanging until they are gone before sending that letter

 

Cheers

 

Bom

Link to post
Share on other sites

 

Good Luck with your claim and remember

'The beginning is a means to an end'

It may take a while, but we all get there eventually

:D

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

Link to post
Share on other sites

Thanks Curlychic, am under no illusions as to the potential timescale, after all, this is Lloyds we are dealing with, they are not the greatest with communication when things are rosy with the account!

 

Bom

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...