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Business account with Alliance & Leicester/Girobank


monkey_man
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Hello

 

I have just approximately calculated my charges to be £3500 and I need to do my spreadsheet ( can somebody point me in the right direction to a spreadsheet for works). I am unsure can I claim the interest now or do I have to wait till court as in a personal account as the bit I have just read on the forum doesnt quite clear it up for me so I just wanted clarification? Many thanks

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  • 5 weeks later...

Just an update just sending my prelim approach off as I wanted to get totally clued up with the laws and everything, plus had few problems also in the mean time with my business! I shall keep you updated in due course!

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  • 2 weeks later...

I had a settlement offer now of £586 so I will be oviously asking for more, but obviously need to make sure what I am doing next is correct. But just as a note with my settlement offer I was giving an envelope which is addressed to Carol Stokes, The Manager, Corporate Accounts (South), Alliance & Leicester Commercial Bank, Bootle, GIR 0AA

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can somebody please point me in the direction of a letter for the stage after prelim that rejects offers and would still like to pursue for the full amount! Also can I add fees I have had since the charges were originally sent and also is this when I add the interest onto the case? Thanks in advance

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  • 2 weeks later...

can somebody please confirm that when sending my lba do i mention the offer in the letter that I wish to reject and also just add a line to say that there have been extra charges since the last correspondance and they have been added to the list of charges making then new sum xyz??

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if you go to FAQ and step by step instructions - and the template libarary there are rejection letters (6 in all) to use at each stage .You cana djust them to your own needs ( but not too much they are tried and tested!)

 

Also do a search on Michael Browne threads - everything you need is there.

 

As far as I am aware you can change the schedule of charges right up to the time you file - I would just make it clear exactly what the changes are / keep copies of everything and obviously send by recorded/special delivery.

 

Keep reading all our threads here as well there are lots of links

 

best of luck

 

janus:)

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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just stick to the timetable in the FAQ - and if they both happen at the same time then so be it.

 

Dont forget to read ahead - not just the stage you are at - as if you reject you have to be prepared to go all the way.

 

Jansus

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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sorry i just want to be clear should i send lba or a rejection letter?

 

Hi MM, Give me 5 i will find the info for you

 

CM

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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Hi again, here have a read here, i think its letter 3 you probably need, but read first

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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Hi again, here have a read here, i think its letter 3 you probably need, but read first

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html

 

 

Actually its letter 1 with amendments. If they have not sent a cheque, take tat part out and fill in amend the parts in red to be relevant to you

 

Celicaman

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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You can also add to it the additional charges.

You note that since your original claim of ****** that they ( the bank ) have added additional charges to your account, you are therefore addding that amount of ***** to your claim. or something like that

Then amend totals.

 

What spreadsheet did you use to calculate your charges ?

 

CM

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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i used the basic excel english template from the source list on the main page is that ok?

 

yes that should be fine, i think it lists the charges and descriptions on it which is what you need.

Dont forget to put the new charges on there as well

 

You can also add to the letter, that should any further charges be levied to your account, you will be adding them to your claim should they not reply with a satisfactory response (use your own words for that)

 

As Jansus correctly said, keep reading up and staying well ahead of the game, then you know what is coming next, no nasty shocks

 

CM

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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  • 2 weeks later...

got the same offer again from A&L yesterday so its LBA time. Just going to read up on MCOL before I send my letter though as I only have 7 days don't I if I stick to my time line! Can anybody suggest key areas that I should be especially aware off for claiming off a business account when it comes to MCOL.

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Is there nobody posting them in the A & L Forum section

 

CM

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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