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karhuss vs Nat West


karhuss
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Can anyone advice whether I can claim interest on a basic cashcard account. I only have two charges totalling £76 (a staggering £38 each). I requested a refund of these charges 3 weeks ago giving them the usual 14 days but they have totally ignored me. I have give them 22 days up to now and although it is only £76, it is the principle.

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:p Hi karhuss. If the charges made you overdrawn, you can claim back the unauthorised overdraft interest charged to you by natwest. If they made you go over your overdraft, you can claim back the portion of interest chaarged to you because of the additional interest added on by the charges. You can also claim back contractual interest (but you need to have a really good read about this first!!!)

 

As for the 8% interest - you hide this column on your schedule of charges until it gets to court stage, as only the court can award this interest.

 

Good luck, hedgey xx

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Bump - can anyone help karhuss with the interest bit? I didn't claim interest on mine so I haven't a clue!!

Can't find what you're looking for? Please have a look at Michael Browne's

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*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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