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Claiming Bank charges

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Yes it is over the 5k.

Judges do have discretion where it goes a little over.

Follow the guidelines as set out in the site.

You will obv not be able to do this online.

Read up in the FAQS and have a look at the different procedures in particular the allocation form..which in your case will be the N150 (see bank temps library)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.



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  • 2 weeks later...
Guest louis wu
i have spoken to citizens advice about going to court they suggested trying the finanacial ombudsman first is this worthwhile


The FO are overwhelmed, and will take a long time to help you.


What you can do here is learn how to claim your charges, take the bank to court, and end up with a full refund....all in your own timeframe.


When you've done this once you realise how easy it is, and will probably stay to help others, but perhaps more importantly, will be able to help friends/relatives etc in this process.


Its not hard to do, and just requires a bit of reading/learning and some perseverance. If thats something your not prepared fro, then thats ok, and the FO route is for you. But if you want to be in control stay here and enjoy the feeling of getting YOUR money back YOURSELF. Believe me, it does feel good:)



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