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    • Hobnail you don't know Elms too well yet. I am surprised that they got as close as they did to adding up to 30. I think the poor dears get confused because most other letters they send out are to give 28 days notice. They even  have difficulty with their two times table and often consult with the char lady to confirm that 2 plus 2 equals 4.  Just act on the notion that they are total numpties and you won't be far out.
    • To carry on from the above post it may be helpful to go through their WS using their numbers. 9] motorists do NOT accept the contract when entering the land. First they have to read it and understand it and then they realise that a] "No stopping" is prohibitive and cannot offer a contract. b] the signs around the bus stop do not mention who issued the No Stopping signs so it could not have been issued by VCS since the IPC CoP states that their signs should include the IPC logo and the creditor be identified.  10]There is no mention of £100 charge for breaching the No stopping request or if there is it is far too small to read even for a pedestrian. 11] no matter how often VCS say it, it is NOT a contractual clause   22]" the claimant has given the Defendant its contractual licence to enter the site". No it hasn't. This is a road leading to the airport. All sorts of people are going to the airport-travellers, taxis, fuel bowsers, airport staff, companies delivering food and drink for each aircraft, air traffic controllers, buses. It is absolutely ridiculous to attribute VCS wth any sort of permissions. The land owners yes, but not VCS . There can be no sort of analogy between a car park and a major thoroughfare where VCS have no place as it is not relevant land.   23] there can be no contract as there is no offer only a prohibition. And it is not relevant land no matter how Mr Walli attempts to prove otherwise. 25] VCS may have won a few times but none quoted was on an airport covered by the RTA and its own Byelaws. They also have lost more cases than they have won using their prohibitive signs. 26] First one has to consider if there is a contract. Is it relevant land? No. Does a valid contract exist betweer VCS and Peel? NO.  27] the signage at the bus stop may show the conditions ie  no stopping, and restricted zone but not the terms ie is there a charge for stopping and who is the creditor. The last section of the sign is illegible  29] already stated that a WS between VCS and peel is not a valid document 31] it will need more than the Claimants feather to outweigh the case against the Defendant no matter who was driving. 32] there is no law of agency involved. This is not a case of employer/employedd relationship. VCS are muddying the waters because they have no way of transferring the driver's liability to the keeper 33] this a red herring. There is no list of highways at all  on the Highways act 1980 so this is a deliberate strategy to debunk the fact that this road is not relevant land. VCS are put to strict proof that it is relevant land not covered by the Road Traffic Act nor by Byelaws. 34] there ican be no comparison between a railway station and an airport. Totally fatuous analogy.  35] yes the landowners can bring in their own terms but what the cannot do is overrule Byelaws and the Road Traffic Act. 39] surely the paralegal cannot be that ignorant of PoFA. If Bye Laws are involved then the bus stop is not relevant land and so the specious argument about FGW is rubbish   36] what on earth is he talking about with Permits. There is no mention of permits on the signage and even if there were  would it mean that Permit holders were allowed to stop on No Stopping roads? There are enough examples on CAG to counter act their idiocy on continuing charging the extra £60   46] VCS had NO reasonable cause to apply to the DVLA for the Defendants details. No valid  contract with the landowners No stopping is prohibitive therefore cannot form a contract the event happened on a bus stop over which VCS has no jurisdiction the signage either does not show that there was a charge of £100 for stopping, or the font size was too small for a motorist to be able to read it  the signage does not show the Creditor which fails the IPC CoP so not valid the WS contract does not appear to authorise VCS to pursue motorists to Court Given all these factors it seems that VCS have breached the GDPR of the Defendant quite substantially and it would appear right that an exemplary award is made against VCS in the hope that they will drop all further cases at Doncaster airport where they are pursuing motorists on non relevant land.   48] what is this guy on? You weren't in a car park you were on a bus stop 59] this case is totally without merit. I am not surprised that the paralegal will not be turning up. Some statements are pretty close to perjury and others are designed to mislead or misdirect. None of the analogies seem appropriate or relevant. Could have been said in at least half the time without the repetition and trying to make a case where none was there. One particularly bad example of misdirection was in the photographs. The Clearway sign shown near the bus stop is very unclear  unlike the Clearway sign two photos before it which may well include terms and conditions. The one by the bus stop is totally different.      
    • just type no need to keep hitting quote...   your defence doesnt need any return of docs.. carefully read what has been posted here and in the other threads i pointed to in your old thread merged here too.   redwood/harwood or STA or brachers.   just use our enhanced google search box.   uni fees is useful too.   this guy is just in front of you    
    • Tech firm CEO Jeff Lawson warns bosses not to make hasty judgements about their employees.View the full article
    • I have just spent last few hours registering and signing up and filling in all the details.   Below is a POC I have drafted.   The defendant is a parcel delivery company DPD (UK) LIMITED On 09/08/2021 the defendant agreed to deliver the claimant's parcel containing a PlayStation 5 Disc Version value £530, to an address in the UK. The delivery fee of £7.79 was paid by the claimant. Parcel tracking number: ???????? Parcel reference no: ????????? The defendant failed to deliver the parcel and have reported it as lost on 20/08/2021. The defendant refuses to refund the full value of the item and the delivery fee. The claimant seeks £530 being the value of the item, £7.79 delivery cost and legal fees.        (Sorry for being stupid but this POC is supposed to go where it says    " Claim details Why you believe you’re owed the money: " right? Reason why I'm asking is because I don't see anywhere it specifically says what are your particulars of claim)   Tomorrow being the 15th day, I will be ready to click it off (assuming the POC is ok)    I have read a few more hermes/packlink etc stories where they were resolved and gives me hope I will regain my lost money.  Will carry on reading up as much as I can.  
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me v Lloyds TSB


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Hi Everyone

 

new to this as you may have gathered, although I am at the stage of taking Lloyds through the small claims court I have just submitted the claim on line, after recieving my letter from LTSB saying they felt their

charges were fair, I hope my decision was the correct one, the only worry I do have is at the moment i do owe money to Lloyds for a credit card debt and loan , however I am paying them back under another agreement through a debt management company and have not defaulted on payments, so I hope this will not affect my case does anyone have any advice could they counter claim against me??? any help would be appreciated

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Hi Chelseagirl,

Welcome to the forum.

 

Please click the next link and start a thread in the Lloyds TSB forum

http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=11

Title it,

(your user name) V (banks name)

Other members with experiance of your bank can offer informed advice.

use the template letters in order. Stick to the timetable in there.

please take time to read the faq's

LINKS....

http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html

FAQs....

Templates Library....

If you have charges going back further than six years read in here;

http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html

There is also live chat, visit if you need any quick advice.

http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php

Finally good Luck.

Happyolddog.

If this helps please tip the scales,Left.

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Hi, I have just been through a very similar situation. I was re-claiming quite a high level of charges from Lloyds TSB and was concerned that it may affect my other ongoing issues, ie my outstanding loan and overdraft which were being dealt with under a DMP.

 

Well the good news is that after a long slog and with the court date looming (3-4 weeks away) Lloyds paid up in full (£2435.77). All outstanding charges, court fees and 8% interest. :smile:

 

:!: HOWEVER...watch out, what they did was write to me on the 15th March informing me that they would be crediting the full amount to my account within 5 days, without the need for me to sign acceptance to any terms?! The same day (15th March) the funds were credited to my account, clearing my overdraft and leaving a still significant sum in my account. The letter was sent 2nd class and I luckily rec'd it on the 19th and went straight to my bank to withdraw the remainder in cash. (incidentally on the 19th I not only received the letter from Lloyds, I also received a letter from the court in reference to the letter from Lloyds. Therefore the court received their copy at least 2 days prior to me! Were Lloyds holding onto my letter to delay withdrawal? Hmmm)

I left a token amount of £15 in my account and on the 20th checked my account again and found that a closure order had been made on the morning of the 19th by collections and all available funds withdrawn at the close of business. Any remaining funds would be put towards my outstanding debts with the bank, currently covered by the DMP. :eek: I was reliably informed that had I not visited the bank that day the entire remaining funds (nearly £2000) would have been taken by collections. Was this all planned and instrumental in the settling of my claim? :cool: I couldn't say but I am glad I acted quickly.

 

This is all happening again for us as my wife's claim against Lloyds is nearing an end. The court date is set and they have agreed to pay up in full (approx £200). However they have issued strict terms this time insisting that the letter is confidential and that she cannot tell anyone that they are prepared to settle, I thought you might like to know and well hey I didn't sign up to it! Anyway, again they are insisting it goes into her account, the only problem is she closed it some time ago! :lol: They do not like this and are refusing to negotiate the terms at the moment, we will have to wait and see?

 

I hope this is useful. ;-)

 

Gary13969

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Guest louis wu
Hi Everyone

 

new to this as you may have gathered, although I am at the stage of taking Lloyds through the small claims court I have just submitted the claim on line, after recieving my letter from LTSB saying they felt their

charges were fair, I hope my decision was the correct one, the only worry I do have is at the moment i do owe money to Lloyds for a credit card debt and loan , however I am paying them back under another agreement through a debt management company and have not defaulted on payments, so I hope this will not affect my case does anyone have any advice could they counter claim against me??? any help would be appreciated

 

 

Like Gary, my wife is in a similar postion.

 

Don't worry about your agreement, it won't affect a thing. As to your concern of a counter claim, I'm not sure that its relevant. If you have a debt with a DCA then presumably Lloyds have nothing to do with it. I have to ask, were/are there any charges on the CC or loan? If so, claim those back as well and reduce your outstanding amount. Let us know.

 

Best of luck, and keep us posted.

 

Louis

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