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mick v lloydstsb


MickKane
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Hi just reclaimed £1500 from Capital One and had this one going in the backround for a month or so, going to file on MCOL tomorrow, not as much as capital one though just £400 pound, £200 to me and the other £200 they will keep to clear the overdraft they have caused me to have.

 

How long does it normally take with Lloyds after filing your claim, do they normally drag it all the way with you having to go to court, thanks and good luck everyone.

 

Mick

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Hi Mick

There are no set patterns really, just expect a settlement anytime between now and the day before the Cort date.

Good luck, let us know how you get on.

Barty:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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Hi Mick

 

Lloyds are not as easy as Capital One. . they do drag their heels in paying out. I am tackling them at the moment for the credit card and bank account charges. I am about 7 weeks ahead of you. Have a court date on the 21st June for the credit card account, bank charge claim, i have an AQ to fill in. Will keep you posted.

 

Ukaviator

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Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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In case you are not aware and as you filed using MCOL send 2 copies of your schedule of charges, clearly marked with your claim no. and a brief covering letter asking for them to be filed with your claim to:

 

The Court Manager,

Money Claim On Line

Northampton County Court

21-27 St. Katharine's Street

Northampton

NN1 2LH

 

Dear Sir

 

(Your Name) –v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

 

Please find enclosed a schedule of penalty charges taken from me by the defendant, along with interest claimed at the annual rate of 8% pursuant to section 69 of the County Court Act. The interest in addition to the amount in charges equates to the total amount of my claim, namely £(AMOUNT).

 

I respectfully request that the enclosed schedule should be attached to the particulars of my claim.

Yours faithfully

 

Wait until you receive the Notice of Acknowledgement (not the Notice of Issue) from the court and then send a copy to the bank’s solicitors, since they are the ones who will now be dealing with your claim

 

Dear Sir

 

(Your Name) -v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

 

 

Please find enclosed a copy of my schedule of charges relating to the above claim.

Yours faithfully

If I have been helpful please click on my star and add a comment.

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I sent off my claim to MCOL last week and it has been issued, but before i sent it off i was on the phone to tsb asking if any other charges had been added at the begining of the month and was told yes another £35 had been added so i added this to the total of my claim.

 

After checking this today it has not been added so i am claiming £35 more than what is owed.

 

I have not sent off copies of the charges to the court manager yet but the extra charge has been put on particulars of claim.

 

Will this be a problem or when i do send off the list of charges to the court manager will this be enough to sort the mistake out.

 

Thanks

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Your schedule of charges needs to reconcile with your MCOL form. Just send the charge schedule even though it is incorrect.

 

You can deal with it later, it is only a small sum anyway.

If I have been helpful please click on my star and add a comment.

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Ok Thanks Guido, the notice of issue says the claim will be deemed as served as of the 8/5/07 but it still has not been acknowledged on MCOL, have only done one other claim and that was Capital One and there's came up acknowledged on the same date.

 

Do lloydsTSB normally take longer.

 

Also is the above about me putting an extra charge on my particulars of claim likely to be much of a problem, thanks again.

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Ok Thanks Guido, the notice of issue says the claim will be deemed as served as of the 8/5/07 but it still has not been acknowledged on MCOL, have only done one other claim and that was Capital One and there's came up acknowledged on the same date.

 

Do Lloyds TSB normally take longer.(yes ... Lloyds are good at taking their time)

 

Also is the above about me putting an extra charge on my particulars of claim likely to be much of a problem, thanks again. (Small detail ... shouldnt worry too much)

 

XxXxX

If I have been helpful, PLEASE click the scales

 

 

You may receive differing advice as people have had different experiences. Please use your own judgement in deciding whose advice to take. If in doubt seek advice from a qualified insured professional. Any advice I offer is done so informally, without prejudice & without liability.

 

 

I WON !!!!

 

 

HERE WE GO AGAIN .... BRING IT ON

 

:D

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Thanks Curly Chic, they just have until next Tuesday 22nd to acknowledge it, if they do not acknowledge by then is that when you start judgement.

 

Thanks again everyone

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Not really a good move to add extra charges onto your claim once filed. This will involve amending your claim which will result in a fee of £35, non refundable and a delay.

 

Start another claim once this one is finished.

If I have been helpful please click on my star and add a comment.

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Guido I never purposley added on extra charges, i made a mistake and put an extra charge on that has not been charged.

 

You said further up it should not be much of a problem.

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Guido I never purposley added on extra charges, i made a mistake and put an extra charge on that has not been charged.

 

You said further up it should not be much of a problem.

 

Okay I see, did not read all the way back. I standby my post 9.

If I have been helpful please click on my star and add a comment.

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  • 3 weeks later...

can anyone help please. I have today recieved a Notice of Transfer Proceedings saying the claim has been transfered to the area of the claimant Gateshead County Court.

 

Also it has Lloyds defence. On the cover of the Notice of Transfer of Proceedings it asks for the allocation questionnaire to be returned to Gateshead County Court.

 

I thought a Allocation Questionnaire was something I filled out and how can I return it as I dont think I have had one to fill out.

Also says on the next page

It is Ordered that:-

1. The filing of an allocation questionaire be dispensed with in this case unless the district judge at the court transfer orders otherwise.

Does this mean i dont fill one in.

 

All I have had is notice of issue and acknowledgment of issue letters.

 

Thanks for any help

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Anything from 2 weeks at best to 6 weeks, I have seen 14 weeks it just depends on how busy and efficient your court is.

If I have been helpful please click on my star and add a comment.

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Hi I sent off the Draft Order of Allocation Questionaire last week and today have recieved a Notice Of Allocation to the Small Claims Track (Hearing) with a court date of 23rd August.

 

I recieved from MCOL last week a notice that it had been transfered to my local court and that allocation questionaires had been dispensed with so sent of the above Draft.

 

With my Notice recieved today is a Allocation Questionaire, asking for it to be returned by the 6th July, do I still have to fill this in when it was previosly noted that it had been dispensed with.

 

It also asks in Part H of the questionaire- Have you attached the fee for filing this allocation questionaire. How do I find out if I have a fee to pay and how much it is.

 

Thanks again.

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