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Can they charge you to take money that's yours?


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A question for anyone who can help.

 

I have a credit balance on my Nationwide credit card which I've drawn against on 3 seperate occassions using a cash point machine.

 

Looking at my statement I've been charged £4 each time. That's £12 to withdraw money that's mine.

 

When I queried this with them I was told the charge was for using the cash point machine.

 

Does anyone know if this is right? Is this something I can claim back?

 

Angie

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Simple answer... No... :mad:

 

It's a service charge for using the cash-machine...

If you have found this post (or any other post) useful ensure you click on the scales in the top right of that post to give credit where credit is due.:D

 

DO YOU HAVE A WEBSITE AND WANT TO PROVIDE A VALUABLE LINK TO THIS FORUM ? Go to this thread:-http://www.consumeractiongroup.co.uk/forum/showthread.php?p=52854

 

As ever, with (I believe most if not) all advice given on this website, I am not qualified to give any advice and you are duly warned that any decisions are your own decisions made on your own account and no liability will be accepted for any advice followed ! Use your own judgment.

Seek advice of a qualified, insured, professional if you have any doubts.

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This is a fee for a service they are providing.

 

This is one of the few charges you can't claim back.

 

(By the way, if it's a credit card it's not actually money that's yours - it's money they are lending you!)

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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(By the way, if it's a credit card it's not actually money that's yours - it's money they are lending you!)

 

Sorry... being pedantic... anjumanji stated whilst it was a credit card it had a credit balance (I presume {s/}he overpaid at some point...) I've had it a couple of times when tried to clear an account...

If you have found this post (or any other post) useful ensure you click on the scales in the top right of that post to give credit where credit is due.:D

 

DO YOU HAVE A WEBSITE AND WANT TO PROVIDE A VALUABLE LINK TO THIS FORUM ? Go to this thread:-http://www.consumeractiongroup.co.uk/forum/showthread.php?p=52854

 

As ever, with (I believe most if not) all advice given on this website, I am not qualified to give any advice and you are duly warned that any decisions are your own decisions made on your own account and no liability will be accepted for any advice followed ! Use your own judgment.

Seek advice of a qualified, insured, professional if you have any doubts.

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Didn't spot that!!!

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Bummer!

 

The credit balance was due to an overpayment. I stupidly thought that being a credit I'd be able to withdraw it without incurring charges.

 

Maybe if I call them up and shout at them and threaten them, then ask them to refund as a gesture of goodwill they might do it.........

 

Will let you know how I get on.

 

Angie

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