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Claiming 2nd time round


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I wonder if somebody can give me some advice. I claimed my charges back in August 2006 through MCOL. The charges,court costs and interest were paid into my account and I wrote to the court to say the case was satisfied. I am now after claiming some more charges that are on the same account since the initial claim.Only a small amount but not the point. I have wrote my initial letter and they have replied saying that I accepted full and final settlement of my complaint regarding bank charges when at court. I did not sign anything to say that i accepted this as full and final settlement just as i said letter to court to say case finished. Should I just proceed with LBA. They have said basically that if i wish to take it any further then to take it to the Financial Ombudsman Service.

 

Could anybody give me any advice please ??

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Even if you did sign anything, that applied to your original claim. This is a new claim.

The bank cannot sign away your rights in law. Your signature on a piece of paper cannot make the penalty charges lawful,.

 

Go for it.:D

 

Just be aware that they will probably close your account. Open a parachute account, just in case....

 

http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/58685-do-you-need-parachute.html

 

Good luck.

Regards, Rooster.

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Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

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