Jump to content


confused


 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5268 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

hello could anybody help me? i made a claim against the halifax last october for around £3000 worth of charges and this total wasnt going back 6 years. Stupid as i was, they offered me a settlement figure of £1040 which i accepted. I signed a acceptance form what basically says i accept the offer of £1040 from the halifax in a full and final settlement of my complaint. Does anybody know if i could go back and try to claim the rest of the money and other charges if i get my full 6 years of statements.

Link to post
Share on other sites

I think it would depend on what your claim actually stated, ie how specific it was and the specific wording of the acceptance that you signed.

_______________________________________________________________________________________________________

IANAL - Opinions offered are just my personal views and are not guaranteed to be correct. I have been known to be wrong (once or twice).

Claims in progress against:

Eldest - First Direct - Part Offer received - http://www.consumeractiongroup.co.uk/forum/first-direct/79619-eldest-fd.html

Eldest - Halifax - Cheque Received Full amount - http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/66254-here-we-go-eldest.html

Youngest - Halifax x 3 - Request for refund sent - http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/79617-youngest-halifax.html

Eldest - unnamed Mortgage Provider for Charges and incorrect maths.

Link to post
Share on other sites

mil,

 

I would make an attempt. Not sure why you didn't start with the full 6 years (or more) originally, maybe you only had the 3 years to hand. I would start with the S.A.R - (Subject Access Request) request with the £10 fee. See the FAQs and templates for details and then write and ask for the charges for the specified period prior to your last claim. If they write back and say we have already agreed a F&F settlement then I would say yes for that complaint which covered the period xx - xx. This is an entirely separate complaint/request for return of charges and by the way you only have n days left before I file a claim.

 

Has got to be worth a shot. I would probably also add any charges since the last settlement if there have been any.

 

The bit that I don't think that you can't go back for again is the period for which you have already settled.

 

Hope that helps. As always - just my thoughts.

_______________________________________________________________________________________________________

IANAL - Opinions offered are just my personal views and are not guaranteed to be correct. I have been known to be wrong (once or twice).

Claims in progress against:

Eldest - First Direct - Part Offer received - http://www.consumeractiongroup.co.uk/forum/first-direct/79619-eldest-fd.html

Eldest - Halifax - Cheque Received Full amount - http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/66254-here-we-go-eldest.html

Youngest - Halifax x 3 - Request for refund sent - http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/79617-youngest-halifax.html

Eldest - unnamed Mortgage Provider for Charges and incorrect maths.

Link to post
Share on other sites

thank you very much for your advice, the charges i did apply for was dated from march 2003 to aug 2006 at that time i did not realize that you could go back six years and had them bank statements to hand. (stupid) will start with a S.A.R. request and see what happens. again thanks and hope to keep you posted with how i am getting on.

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...