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    • There isn’t any discrepancy’s whatsoever this will be my final comment and then I will deal with this matter with the admin of this website and I will make sure justice is served.   Clearly you are not a police officer so you are not sure how this all works , however it does not need to be explained I have given my advice so that matters don’t blow out of proportion and people aren’t prosecuted legally, however if you are not interested in listening to what I have to say then by all means the law will deal with you.   I ask you to be prepared for a visit by West Midlands police I can assure you if you carry on posting pictures of a underaged child on the internet you will be arrested and prosecuted this isn’t blackmail it is against the law to post pictures of someone under the age of 18 online without there consent this is the LAW right now the LAW is being broken therefore there will be consequences I shall not be replying and will make sure matters are dealt with correctly.    Thanks.    
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    • The discrepancy in your comment is the fact you stated you worked for the west midlands police and you then later went on to say you would report this website to the police, please explain why you would report a forum website to the force you work for? Would you not investigate it yourself?    You have also failed to acknowledge the complaints of all the victims of this individual who you claim is a 17 year old child and could not have been capable of doing any of this, so what you’re saying is that none of these fraudulent and evasive crimes were committed and that we should remove all findings due to you individually going out of your way to go to the suspects family home and not getting in touch with any of the victims about your findings, instead you, an alleged member of the police force, has come onto this forum website to disclose information about your investigation?   You, an alleged police officer, have also blackmailed the members of this forum to remove their findings or you will threaten to prosecute, is this how prosecution works?   I look forward to hearing from you LouiseAnnMarie
    • Hi ,   I don’t need to correspond with everyone who messages I will only liaise with the admin of this website going forward, I have tried to be fair and help by asking to keep personal information pictures etc of a underage child of the internet as this is against the LAW and will create many more serious problems   However, answering your question   I deal with all aspects of cyber bullying / online crime. 
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Scottish Power Direct Debit Misuse


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Hi everyone,

I moved address in Feb and informed Scottish Power of my move and also cancelled my direct debit with them. I was in credit and it covered that months bill.

I later found that I had now 2 direct debits coming from my bank account. One was the new address and the other was the old address. Scottish Power renewed the direct debit as they informed me that because they werent made aware of anyone moving and and thought the flat was empty they reopened the account with me, also they werent made aware of the direct debit cancellation. Surely by me cancelling was enough to make them aware.

Surely they can't do this as my permission is needed to open a direct debit otherwise anyone can go in and take money from my account as they have my details !!

Has this happened to anyone, and what can I do about this?

 

Cheers guys.

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Firstly, you need to contact your bank - if you haven't authorised these payments then a mistake has been made, and under the terms of the direct debit guarantee you are entitled to "a full and immediate refund from your branch of the amount paid".

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Don't be fobbed off. Here is the Direct Debit Guarantee (btw, don't believe the bit about 'the safest way of paying your bills, but you know that now ;) ):

 

Your rights

 

DC_03.jpg Direct Debit is one of the safest ways of paying your bills. Organisations using the Direct Debit Scheme go through a careful vetting process before they're authorised, and are closely monitored by the banking industry.

 

The Direct Debit Scheme protects you and your money by means of the Direct Debit Guarantee.

 

This Guarantee is offered by all banks and building societies that take part in the Direct Debit Scheme. The efficiency and security of the Scheme is monitored and protected by your own bank or building society.

 

 

 

The Direct Debit Guarantee

  • If the amounts to be paid or the payment dates change, the organisation collecting the payment will notify you normally 10 working days in advance of your account being debited or as otherwise agreed


  • If an error is made by the organisation or your bank or building society, you are guaranteed a full and immediate refund from your branch of the amount paid
  • You can cancel a Direct Debit at any time by contacting your bank or building society. We also recommend you notify the organisation concerned.

(Basically, the bank have to refund you straight away. They then have to take the recovery of the money up with Scottish Power themselves).

-----

Click the scales if I've been useful! :)

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Guest Ruthie P

and while you are in the bank make sure they have cancelled the direct debit their end so that they cannot take the next months payment again in error (?!) BTW its called an indemnity claim and they are possible dont let the bank tell you otherwise.

 

:)

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