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interesting role reversal with credit card


t.stance
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Hi,

 

I recently transfered some money onto a credit card to gain advatage of the 0% offer. when I looked at the balance on my old credit card a week later the new credit credit card company had requested the money twice but it had only shown up once on the new card. This meant I was then in credit on my old card and had gained money :D !

 

Now a month later the new credit card company sent me a letter saying sorry for the inconvenience but to resolve the situation could I give authorisation on my old card for them to take it back! If i've already taken the money off the old card, am I responsible if the money is not there anymore as I didn't ask for it in the first place :confused: !? or am I legally bound to owe them the money regardless of their error and the fact that I might have spent it :eek: ?

 

cheers

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I'm afraid you certainly are responsible for it.

 

Hindsight's wonderful, but surely it would have made sense to check BEFORE spending it?!?

 

There's not a lot I can say constructively on this sorry.

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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