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    • Our price is the same all day, but varies day to day. Yes there's a risk of high prices but it has never gone above SVR any time since I signed up. Last 30 days average 17.67p/kWh, max 20.67 and lowest was 11.83.  It saved just under £300 during 2023.  
    • It you had E7 in the past but have converted to single rate then the meter will still hold the last recorded Night readings. This introduces scope for error when manually reading. If the meter has only ever been used on single rate then there's only one figure that can be taken. For example ours shows "Rate 1" reading and a "Total import" reading, but they both give the sme figure. If it has ever been on E7 the total will be higher, including the retained night reading.
    • okay, perfect and thank you so much for the help once again. so firstly i am going to initiate the breathing space, during this time it's likely ill receive a default. when i receive the default are you aware of how long it will take for me to know whether the OC have sold it off to DCAs? Once it's with the DCAs i do not need to worry as they cannot issue a CCJ only the OCs can Even if i decide to come an arrangement with the DCAs no point as the default will remain for 6 years paid or not paid I should only consider repayment if the OC still won the debt and then issue a CCJ? Just to confirm the default will not be seen after 6 years? No one can tell I had one then after 6 years ill be all good?
    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Abbey Credit Cards included too?


superclio
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I notice that all the info on both this and Money Saving Expert websites relate to current accounts only. If the charges are illegal for this are they not therefore also illegal in the case of credit card companies?

 

Does anyone know if I can add my credit card charges for late/missed payments?

Basically while I abroad I wired my monthly payments and one month they went missing. 6 months later Abbey admitted that they had been 'sitting on a ledger as they didn't know where to credit it' as the bank in the US had got one digit in my account number wrong. Nevertheless I had been calling the Global Advice Line for 6 months trying to track this money, and they recognized my voice and name I had been calling so often. I am also, aside from my parents, the only person listed in the phone book with my last name so I don't think it would have been too hard for Abbey to figure out the 1000 US$ 'sitting on the ledger' was my missing 1000 US$. The result was all my credit card payments bounced, not only did I get charged by Abbey for bouncing 5 different credit card payments but those 5 different credit card companies charged me late fees and bounced DD fees. Then they hiked up my low APRs to the point where all I could do was arrange and IVA and lose all my credit for the next 6 yrs. This, despite managing my account responsibly from abroad for over a year.

 

So...if anyone knows if I could claim for the credit card companies charges too I'd love to hear from them!

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