Jump to content


  • Tweets

  • Posts

  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 160 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Payment Plan; does this effect claim?


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6173 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi

 

Im looking to claim back aound 2,000. However I am currently in a repayment plan with my bank as I am several hundered over my OD limit. I am paying back the minimum each month to keep them happy.

If I start my claim soon the timescale will probably mean that the whole process takes place before Im back in the agreed OD.

Will this payment plan or the fact that im over my od limit effect my claim????

 

Thanks

Link to post
Share on other sites

None of these things should affect your claim. However, the banks have shown themselves as extremely vindictive and you need to take care.

 

Is your payment plan properly written down and agreed?

If it is then there shouldn't be any problem or if there is then you are more likely to be able to do something about recriminatory action.

Of course, you say that you are over your overdraft limit. However, have you calculated the charges which they owe you.

 

It may well be that you are not over your limit at all.

Don't forget that every charge the bank takes from you unlawfully is a charge which they owe you.

 

It may well be that the charges which they owe you are more than your entire overdraft in which case it is the bank which owes you money: not you them.

 

You have to get yourself into the mindset that by levying unlawful charges against you, it is the bank which is abusing or misusing your account - not the other way round.

consumer forums

consumerforums

Link to post
Share on other sites

Thankyou for your help. Yes the bank have sent me a letter explaining what has been agreed. Can you explain recriminatory action?

 

I am paying £60 each month £35 of which is just interest, can I claim back this aswell.

 

You are completely right about my attitude I am not even in my overdraft with the amount they owe me.

 

Thankyou again.

 

H

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...