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Lizzy

Default letter is there time to put it right ?

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My hubby has received a Default Notice today for the last payment of a loan...............(fool).

 

It says on the notice

 

To remedy this breach you are required to take the following action on or before the 4th May 07: Provide the funds to repay the arrears.

If you do NOT take the action required by this notice BEFORE THE DATE SHOWN then the further action set out below may be taken against you.

Blah

Blah

Blah etc then

The bank intends to register details of your account with the credit reference agencies and may transfer the debt to one of its recovery units with a view to taking action for repayment. This may seriously affect your ability to obtain credit.

He has paid it today!!!!!! it was only £120.91 so that is well before the 4th of May.

 

Does anyone know if this now means the default will not be registered at the CRAs ?????

 

The loan was with Barclays

 

Thanks


 

Halifax

Sent LBA
27/6/06

Been on hol for a week, got home found letter from them dated
27/6/06 offer of £92 claiming £1155.10 so no deal.

Filed claim with Moneyclaim 12/07/06

Halifax acknowledged claim 25/7/06

Court papers received 28/7/06 Halifax intend to defend.

HALIFAX SETTLED IN FULL 1/8/06

Donation made

Birmingham Midshire (mortgage charges) Prelim letter sent 2nd Aug 2006, full offer received 11th Aug with conditions.

13th Aug accepted offer unconditionally.

BIRMINGHAM MIDSHIRES (MORTGAGE) SETTLED IN FULL 24/8/06

Sent SurlyBonds template letter to get defaults removed to Birmingham Midshires 27/08/06

DEFAULTS REMOVED 5/09/06.
THATS 9 DAYS LATER, YES 9 DAYS

 

 

 

 

 

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these are mostly idle threats.

you payment will clear ok.

 

DCA's very rarely carryout their threats.

 

don't worry.

 

dx100uk


please don't hit Quote...just type we know what we said earlier..

 

if everyone stopped blindly paying DCA's tomorrow

the biggest financial industry in the UK, DCA;s would collapse overnight.

 

 

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