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Ive recently asked capital one for a list charges/statements which i got within a few day (shocked? i was!). I have totalled the charges to be £420. I would like to claim contractual interest. I am in Scotland. Can anyone point me in the direction of a spreadsheet to calculate this for me. if someone could PM with it i would be very grateful.

I have recently won a claim from RBOS without even totalling it up. I send a letter asking for a list of charges and they wrote to me offering £1500 which is more than i expected it to be. i know i could have probably got a bitty more but i was happy with this as it paid off the overdraft and part of this credit card. if this is successfully i will be debt free, hurrah! :)

Thank you

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