case struck out - - -HELP

[CHLOEJ]

hi

just received news that my case has been STRUCK OUT of court due to not providing enough evidence

i filled out my allocation letter exactly as shown on this site

 

help please:confused:

[CHLOEJ]

hi

just a qiuck thought, should i have attatched my statements showing the charges to my claim with my allocation form??

cj

[Lula]

Cloe, what was the precise wording? your spreadsheet should have gone with the N1. The actual statements aren't usually requirede until you get to court bundle stage

[CHLOEJ]

im a bit lost here now,which form is the n1?

 

cj

[Lula]

the form you filed at the court when you started your claim, or if you went down the mcol route you would have sent the spreadsheet either to northampton or when you got the acknowledgment from the local court you would have sent it there

[Lula]

perhaps it would be better if you started to tell us from the beginning what you have done

[CHLOEJ]

this is where i think i have gone wrong,

 

i started claim via mcol but never sent any spreadsheet to them or to my local court when i had it relocated after abbey filed a defence

 

so the judge would have had no evidence about my claim for him to look at

 

nothing was sent with my allocation form either

 

the court says i have 45 days to resubmit my calim so what advice can you give

 

i knew i'd mess up somewhere along the line,its not as straightforward as i thought

 

cj

[Lula]

Well that is excellent, my advice is to do a site search for N1, fill it on online, make sure it is correct as you cant save it, print three times, along with an updated speadsheet with interest and take it to your local court and get them to check it before submitting, We can help too, so the main thing is that all is not lost and you are allowed to have another crack at it.

 

If you need help, dont hesitate to ask as there is always somewhere on here to help and advise.

 

Hope this helps and dont worry, all is not lost

[CHLOEJ]

does this mean starting from scratch again?

 

cj

[Lula]

no, just resubmitting your claim to the court, I would advise you to take it along with the form that you received from the court, they may or may not waive the fee

[CHLOEJ]

ok thanx lula

 

i will find the link on this site and go back to the court

 

will keep you informed as to how i go on

 

cj;)

[charleyfarley]

Chloe,

 

I've just been reading this thread, and wanted to say I hope things work out OK for you after this:)

[noobrider]

I fnd this strange as my first claim I never sent any documentation to the court until I submitted the bundle. I also did it all through mcol. However I will be very wary now and ensure that the spreadsheet is included once allocated

[CHLOEJ]

i'm glad other people are learning from my mistakes

 

cj:)

[121o121]

Hi Chloe

 

If you struggle finding the link for the form, you get it here:

 

http://www.hmcourts-service.gov.uk/HMCSCourtFinder/GetForm.do?court_forms_id=338

 

As Lula says, you can't save it so make sure once you've filled it in, you print 3 copies of it.

 

Good Luck!

[CHLOEJ]

thanx 121

 

do you know of a link for the spreadsheets??

 

cj

[Villafan]

Hi Chloe,

 

Keep your chin up & don't panic! There are lots of people on this site who will help point you in the right direction. Just keep reading & asking questions if you are not sure. Good luck, I'm sure you'll get it back on track.

 

Villafan

[Lula]

thanx 121

 

do you know of a link for the spreadsheets??

 

cj

 

Chloe, you should have already filled in a spreadsheet, you have filled in a spreadsheet havn't you? and sent it to abbey with preliminary approach for repayment?

[121o121]

Speadsheet links can be found here.

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

 

It will automatically calculate the days from todays date. If you need to back date the sheet, adjust the time on your computers clock on the task bar.

 

As Lula says, have you already sent a spreadsheet or did you just send a list of charges? I know it can be confusing when your told to leave out all reference of interest to start with, yet fill in the spreadsheet.

[ukaviator]

I would fill in the N1 form from the court service and hand it in at your local court. You can get more information on the N1 and you can attach everthing to support your case. You will probably have to pay the fee again. Is this bank charges or a credit card?..

[Lula]

But before you do that Chloe, can you just confirm to me that you have sent the preliminary requests for payment to shAbbey and the LBA and filled in the spreadsheet with interest. Cheers

[CHLOEJ]

hi

just got in from 2-10 shift

 

when i first requested money from abbey i sent them a copy of my bank statements not a spreadsheet then i went straight to mcol

i never sent a spread sheet to anyone yet

 

cj

[Lula]

Chloe

 

You need to start at the beginning and do it properly, you need to download a spreadsheet that will work out your 8% interest.

 

You then send a template letter with the Spreadsheet (deleting/hiding the interest) to Abbey, recorded delivery

 

14 days later, you need to send an LBA, again a template letter, 14 days after that you then file with the court.

 

 

Links to follow

 

Luckily for you, you have the time before the 45 days are up.

[Lula]

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/

 

 

 

Read the FAQ's, find a template and fill in the spreadsheet and then tend a letter to Abbey, i cannot stress just how important it is for you to follow the guidelines.

 

if you have any questions, please come back and post on here

[CHLOEJ]

i dont understand why this has gone wrong as i have had all the offers from abbey for partial and half my claim

if i was doing it wrong surely they wouldnt have offered these

 

cj