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lloyds tsb bank charges/ppi claim


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Hi all,

I am currently trying to claim back over 4k in bank charges and a mis selling of ppi (it was made a condition of us getting the 10k loan).


I am at pre court stage with the bank charges but dont seem to be getting anywhere with the ppi. I have sent them both the letter templates in your FAQ and they have sent me a letter saying the usual "sorry your not happy" with a copy of my agreement highlighting the tick box where i agreed to the PPI. I replied to them the 1st time saying that I don't deny that I ticked it, it was made a condition of the loan......they replied with exactly the same letter as they did the 1st time. Saying refer back to the 1st letter....not changed their minds bla bla bla...


now I dont know what do do???


Any ideas? Thanks. xx

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