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    • Hobnail you don't know Elms too well yet. I am surprised that they got as close as they did to adding up to 30. I think the poor dears get confused because most other letters they send out are to give 28 days notice. They even  have difficulty with their two times table and often consult with the char lady to confirm that 2 plus 2 equals 4.  Just act on the notion that they are total numpties and you won't be far out.
    • To carry on from the above post it may be helpful to go through their WS using their numbers. 9] motorists do NOT accept the contract when entering the land. First they have to read it and understand it and then they realise that a] "No stopping" is prohibitive and cannot offer a contract. b] the signs around the bus stop do not mention who issued the No Stopping signs so it could not have been issued by VCS since the IPC CoP states that their signs should include the IPC logo and the creditor be identified.  10]There is no mention of £100 charge for breaching the No stopping request or if there is it is far too small to read even for a pedestrian. 11] no matter how often VCS say it, it is NOT a contractual clause   22]" the claimant has given the Defendant its contractual licence to enter the site". No it hasn't. This is a road leading to the airport. All sorts of people are going to the airport-travellers, taxis, fuel bowsers, airport staff, companies delivering food and drink for each aircraft, air traffic controllers, buses. It is absolutely ridiculous to attribute VCS wth any sort of permissions. The land owners yes, but not VCS . There can be no sort of analogy between a car park and a major thoroughfare where VCS have no place as it is not relevant land.   23] there can be no contract as there is no offer only a prohibition. And it is not relevant land no matter how Mr Walli attempts to prove otherwise. 25] VCS may have won a few times but none quoted was on an airport covered by the RTA and its own Byelaws. They also have lost more cases than they have won using their prohibitive signs. 26] First one has to consider if there is a contract. Is it relevant land? No. Does a valid contract exist betweer VCS and Peel? NO.  27] the signage at the bus stop may show the conditions ie  no stopping, and restricted zone but not the terms ie is there a charge for stopping and who is the creditor. The last section of the sign is illegible  29] already stated that a WS between VCS and peel is not a valid document 31] it will need more than the Claimants feather to outweigh the case against the Defendant no matter who was driving. 32] there is no law of agency involved. This is not a case of employer/employedd relationship. VCS are muddying the waters because they have no way of transferring the driver's liability to the keeper 33] this a red herring. There is no list of highways at all  on the Highways act 1980 so this is a deliberate strategy to debunk the fact that this road is not relevant land. VCS are put to strict proof that it is relevant land not covered by the Road Traffic Act nor by Byelaws. 34] there ican be no comparison between a railway station and an airport. Totally fatuous analogy.  35] yes the landowners can bring in their own terms but what the cannot do is overrule Byelaws and the Road Traffic Act. 39] surely the paralegal cannot be that ignorant of PoFA. If Bye Laws are involved then the bus stop is not relevant land and so the specious argument about FGW is rubbish   36] what on earth is he talking about with Permits. There is no mention of permits on the signage and even if there were  would it mean that Permit holders were allowed to stop on No Stopping roads? There are enough examples on CAG to counter act their idiocy on continuing charging the extra £60   46] VCS had NO reasonable cause to apply to the DVLA for the Defendants details. No valid  contract with the landowners No stopping is prohibitive therefore cannot form a contract the event happened on a bus stop over which VCS has no jurisdiction the signage either does not show that there was a charge of £100 for stopping, or the font size was too small for a motorist to be able to read it  the signage does not show the Creditor which fails the IPC CoP so not valid the WS contract does not appear to authorise VCS to pursue motorists to Court Given all these factors it seems that VCS have breached the GDPR of the Defendant quite substantially and it would appear right that an exemplary award is made against VCS in the hope that they will drop all further cases at Doncaster airport where they are pursuing motorists on non relevant land.   48] what is this guy on? You weren't in a car park you were on a bus stop 59] this case is totally without merit. I am not surprised that the paralegal will not be turning up. Some statements are pretty close to perjury and others are designed to mislead or misdirect. None of the analogies seem appropriate or relevant. Could have been said in at least half the time without the repetition and trying to make a case where none was there. One particularly bad example of misdirection was in the photographs. The Clearway sign shown near the bus stop is very unclear  unlike the Clearway sign two photos before it which may well include terms and conditions. The one by the bus stop is totally different.      
    • just type no need to keep hitting quote...   your defence doesnt need any return of docs.. carefully read what has been posted here and in the other threads i pointed to in your old thread merged here too.   redwood/harwood or STA or brachers.   just use our enhanced google search box.   uni fees is useful too.   this guy is just in front of you    
    • Tech firm CEO Jeff Lawson warns bosses not to make hasty judgements about their employees.View the full article
    • I have just spent last few hours registering and signing up and filling in all the details.   Below is a POC I have drafted.   The defendant is a parcel delivery company DPD (UK) LIMITED On 09/08/2021 the defendant agreed to deliver the claimant's parcel containing a PlayStation 5 Disc Version value £530, to an address in the UK. The delivery fee of £7.79 was paid by the claimant. Parcel tracking number: ???????? Parcel reference no: ????????? The defendant failed to deliver the parcel and have reported it as lost on 20/08/2021. The defendant refuses to refund the full value of the item and the delivery fee. The claimant seeks £530 being the value of the item, £7.79 delivery cost and legal fees.        (Sorry for being stupid but this POC is supposed to go where it says    " Claim details Why you believe you’re owed the money: " right? Reason why I'm asking is because I don't see anywhere it specifically says what are your particulars of claim)   Tomorrow being the 15th day, I will be ready to click it off (assuming the POC is ok)    I have read a few more hermes/packlink etc stories where they were resolved and gives me hope I will regain my lost money.  Will carry on reading up as much as I can.  
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MBNA again.......


Amanda3266
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Just adding to the general anti-MBNA threads here.

 

I have a debt of about 3.5k with MBNA sustained around 5 years ago which I am gradually paying off - the original debt was 5.5k. Last year I made an arrangement with MBNA to pay £31 a month to clear the debt over 10 years and I have made these payments around once a month. Tney payments have all been 4-5 weeks apart (depending on when I get paid). As soon as my pay goes into the bank I go online to the internet banking site and do a BACS payment to MBNA. I have checked all payments and I have made a payment to cover every month although not in the neat and tidy manner which they might like.

Having got fed up with frequent phone calls I wrote to MBNA asking them to STOP phoning and to conduct all future correspondence in writing. I also told them that as I was so ****ed off with all the calls I was withholding March's payment until I had confirmation in writing that they had removed my phone number from their database. (Am by no means sure I am allowed to do this but am so hacked off).

 

This week I have had yet another call from an American lady and I have to say that I really let her have it - just went in all guns blazing. She denied having recieved my letter (despite me having had a written reply saying they will investigate my complaint) and asked me if I could send March and April's payment by cheque before this Friday (27th April). Said that the reason that MBNA were saying I was in arrears is that they have a cut off date each month for payments (which DOES make sense to me). To get rid of her I said I'd send a post dated cheque - even though I have no chequebook and not enough in my account to send anything.

Am now planning to just sit it out and wait for them to sell the debt off to someone else (nd also to get my phone changed to block caller withheld numbers).

 

Just wondered how long it will take them to sell it on. The American lady has also said that if the debt was defaulted they would re-apply all the interest that they had frozen over the past 12 months. Bless them.

 

Am saving to go BR at the moment as I am so fed up with all this from several creditors.

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Well i have been trying to get MBNA to sell mine on since December 2006, they are not budging. Why? I hope i will find out soon!

 

Since MBNA seem to be in the habit of destroying all data (including the CCA agreement) when they sell debts on :shock:you should definitely be praying for this. However I suspect the second hand debt market has wised up to this and there aren't many takers out there now:evil:

"Why CCJ when you can CCA!"

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Since MBNA seem to be in the habit of destroying all data (including the CCA agreement) when they sell debts on :shock:you should definitely be praying for this. However I suspect the second hand debt market has wised up to this and there aren't many takers out there now:evil:

 

 

I'm not so sure; I suspect that the number of people who are intimidated into paying by debt buyers and DCAs is still significantly larger than the number of 'rogue customers' (to quote the CE of Cabot), who have the gall to insist upon doing things the legal way.

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