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Dear All


I have held a NEXT Directory Account for around 8 years. I was made redundant last October and currently still looking for work.


I made NEXT aware of my circumstances straight away, wrote them a letter offering payments until I was in a better financial position as I am Income Support.


All my other debts are currently being paid from the PPI I took out on them.


NEXT was the only one which didn't have PPI ( :confused: strange as I ALWAYS have PPI - but never mind!)


NEXT agreed to accept payments for 6 months of £10 per month and to freeze interest, the 6 months run out in June. I am worried that I may not have a job by then, is there anything else I can do?


I owe around £1000 - I have read through various threads about catalogues and I don't remember signing anything (but it was 8 years ago - I remember entering a competition in their store, then a catalogue came through), is this debt enforceable?


Any advice is greatly received.


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Hi CCA them and then they will have to stop collecting the money until they can produce the paperwork - have a look round the forum there are loads of threads regarding next on here


Best of luck

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