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    • Hmm yes I see your point about proof of postage but nonetheless... "A Notice to Keeper can be served by ordinary post and the Protection of Freedoms Act requires that the Notice, to be valid,  must be delivered either (Where a notice to driver (parking ticket) has been served) Not earlier than 28 days after, nor more than 56 days after, the service of that notice to driver; or (Where no notice to driver has been served (e.g ANPR is used)) Not later than 14 days after the vehicle was parked A notice sent by post is to be presumed, unless the contrary is proved, to have been delivered on the second working day after the day on which it is posted; and for this purpose “working day” means any day other than a Saturday, Sunday or a public holiday in England and Wales." My question there is really what might constitute proof? Since you say the issue of delivery is a common one I suppose that no satisfactory answer has been established or you would probably have told me.
    • I would stand your ground and go for the interest. Even if the interest is not awarded you will get the judgement and the worst that might happen is that you won't get your claim fee.  However, it is almost inevitable that you will get the interest.  It is correct that it is at the discretion of the judge but the discretion is almost always exercised in favour of the claimant in these cases.  I think you should stand your ground and don't give even the slightest penny away Another judgement against them on this issue would be very bad for them and they would be really stupid to risk it but if they did, it would cost them far more than the interest they are trying to save which they will most likely have to pay anyway
    • Yep, true to form, they are happy to just save a couple of quid... They invariably lose in court, so to them, that's a win. 😅
    • Your concern regarding the 14 days delivery is a common one. Not been on the forum that long, but I don't think the following thought has ever been challenged. My view is that they should have proof of when it was posted, not when they "issued", or printed it. Of course, they would never show any proof of postage, unless it went to court. Private parking companies are simply after money, and will just keep sending ever more threatening letters to intimidate you into paying up. It's not been mentioned yet, but DO NOT APPEAL! You could inadvertently give up useful legal protection and they will refuse any appeal, because they're just after the cash...  
    • The sign says "Parking conditions apply 24/7". Mind you, that's after a huge wall of text. The whole thing is massively confusing.  Goodness knows what you're meant to do if you spend only a fiver in Iceland or you stay a few minutes over the hour there.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I Am Looking Right Template Letter Please Help Me.


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After calculating my bank charges over the past six years i was horrified when it totalled almost £8000.I dont know how i managed to stay a float.I forwarded a letter to my bank asking them to return the unlawfully rediculous bank charges.After doing so they forwarded me a letter that the matter is currently being investigated followed by their detailed complaint procedure.I feel they are trying to bluff me with a process of waiting 8 weeks and then being refused my money back.What can i do next, can you help me with a suitable template letter please.please i need advice.

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If you have used the template letter requesting your charges back then after 14 days send the letter before action from the template library. You are working to your timetable and not theirs.

 

Good Luck

_______________________________________________________________________________________________________

IANAL - Opinions offered are just my personal views and are not guaranteed to be correct. I have been known to be wrong (once or twice).

Claims in progress against:

Eldest - First Direct - Part Offer received - http://www.consumeractiongroup.co.uk/forum/first-direct/79619-eldest-fd.html

Eldest - Halifax - Cheque Received Full amount - http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/66254-here-we-go-eldest.html

Youngest - Halifax x 3 - Request for refund sent - http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/79617-youngest-halifax.html

Eldest - unnamed Mortgage Provider for Charges and incorrect maths.

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Guest ChloeJane

HI!

 

The next letter is the letter before action.

 

They have said it will take several weeks, however you have your timetable and do not have to wait this long.

 

The link to the letter you need is here.

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/92-3-letter-before-action.html

 

This template warns them that you are and will file with the court within 14 days if they do not respond.

 

Their 8 weeks you do not have to wait for. You are able to send this now!

 

Once you send the letter, it is worth starting to view the process from here and to understand what may or may not happen.

 

This link below will guide you through the process.

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html

 

It is suggested that over the next 14 days, you view what options there are for filing in court and what to expect from now on.

 

If you need me I am often in chat!

 

Good luck!

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Hi I Am Actually In Northern Ireland If You Could Offer Me Some Helpful Advice.

 

Hi, I'm in Scotland and just finding out it's not quite so easy to take banks to court here if your claiming a large amount!! I think NI has it's own rules too and the limit might be £2000, but don't take that as gospel!! Maybe have a read at the thread I started as there is some good advice there. Atlantic might be able to help you with more and he mention NI rules.

 

Anyway, don't be downheartened, I'm sure you'll get there - hope I do too!!

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Thanks. I DO THINK NORTHERN IRELAND RULES ARE DIFFERENT. YOU KNOW ITS NOT TALKED ABOUT A LOT HERE AND I FEEL LIKE I AM THE ONLY ONE.SO ANY ADVICE IS A BONUS.

 

 

Colm,

 

Try the First Trust thread here, covers a fair few issues and it's quite active.... - http://www.consumeractiongroup.co.uk/forum/other-institutions/7737-first-trust-bank.html#post55517.

 

I'm watching this thread as I am about to start helping my brother , rules slightly different from mainland, but not as restrictive as Scottish rules...

 

HTH

 

Phil

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