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    • Hobnail you don't know Elms too well yet. I am surprised that they got as close as they did to adding up to 30. I think the poor dears get confused because most other letters they send out are to give 28 days notice. They even  have difficulty with their two times table and often consult with the char lady to confirm that 2 plus 2 equals 4.  Just act on the notion that they are total numpties and you won't be far out.
    • To carry on from the above post it may be helpful to go through their WS using their numbers. 9] motorists do NOT accept the contract when entering the land. First they have to read it and understand it and then they realise that a] "No stopping" is prohibitive and cannot offer a contract. b] the signs around the bus stop do not mention who issued the No Stopping signs so it could not have been issued by VCS since the IPC CoP states that their signs should include the IPC logo and the creditor be identified.  10]There is no mention of £100 charge for breaching the No stopping request or if there is it is far too small to read even for a pedestrian. 11] no matter how often VCS say it, it is NOT a contractual clause   22]" the claimant has given the Defendant its contractual licence to enter the site". No it hasn't. This is a road leading to the airport. All sorts of people are going to the airport-travellers, taxis, fuel bowsers, airport staff, companies delivering food and drink for each aircraft, air traffic controllers, buses. It is absolutely ridiculous to attribute VCS wth any sort of permissions. The land owners yes, but not VCS . There can be no sort of analogy between a car park and a major thoroughfare where VCS have no place as it is not relevant land.   23] there can be no contract as there is no offer only a prohibition. And it is not relevant land no matter how Mr Walli attempts to prove otherwise. 25] VCS may have won a few times but none quoted was on an airport covered by the RTA and its own Byelaws. They also have lost more cases than they have won using their prohibitive signs. 26] First one has to consider if there is a contract. Is it relevant land? No. Does a valid contract exist betweer VCS and Peel? NO.  27] the signage at the bus stop may show the conditions ie  no stopping, and restricted zone but not the terms ie is there a charge for stopping and who is the creditor. The last section of the sign is illegible  29] already stated that a WS between VCS and peel is not a valid document 31] it will need more than the Claimants feather to outweigh the case against the Defendant no matter who was driving. 32] there is no law of agency involved. This is not a case of employer/employedd relationship. VCS are muddying the waters because they have no way of transferring the driver's liability to the keeper 33] this a red herring. There is no list of highways at all  on the Highways act 1980 so this is a deliberate strategy to debunk the fact that this road is not relevant land. VCS are put to strict proof that it is relevant land not covered by the Road Traffic Act nor by Byelaws. 34] there ican be no comparison between a railway station and an airport. Totally fatuous analogy.  35] yes the landowners can bring in their own terms but what the cannot do is overrule Byelaws and the Road Traffic Act. 39] surely the paralegal cannot be that ignorant of PoFA. If Bye Laws are involved then the bus stop is not relevant land and so the specious argument about FGW is rubbish   36] what on earth is he talking about with Permits. There is no mention of permits on the signage and even if there were  would it mean that Permit holders were allowed to stop on No Stopping roads? There are enough examples on CAG to counter act their idiocy on continuing charging the extra £60   46] VCS had NO reasonable cause to apply to the DVLA for the Defendants details. No valid  contract with the landowners No stopping is prohibitive therefore cannot form a contract the event happened on a bus stop over which VCS has no jurisdiction the signage either does not show that there was a charge of £100 for stopping, or the font size was too small for a motorist to be able to read it  the signage does not show the Creditor which fails the IPC CoP so not valid the WS contract does not appear to authorise VCS to pursue motorists to Court Given all these factors it seems that VCS have breached the GDPR of the Defendant quite substantially and it would appear right that an exemplary award is made against VCS in the hope that they will drop all further cases at Doncaster airport where they are pursuing motorists on non relevant land.   48] what is this guy on? You weren't in a car park you were on a bus stop 59] this case is totally without merit. I am not surprised that the paralegal will not be turning up. Some statements are pretty close to perjury and others are designed to mislead or misdirect. None of the analogies seem appropriate or relevant. Could have been said in at least half the time without the repetition and trying to make a case where none was there. One particularly bad example of misdirection was in the photographs. The Clearway sign shown near the bus stop is very unclear  unlike the Clearway sign two photos before it which may well include terms and conditions. The one by the bus stop is totally different.      
    • just type no need to keep hitting quote...   your defence doesnt need any return of docs.. carefully read what has been posted here and in the other threads i pointed to in your old thread merged here too.   redwood/harwood or STA or brachers.   just use our enhanced google search box.   uni fees is useful too.   this guy is just in front of you    
    • Tech firm CEO Jeff Lawson warns bosses not to make hasty judgements about their employees.View the full article
    • I have just spent last few hours registering and signing up and filling in all the details.   Below is a POC I have drafted.   The defendant is a parcel delivery company DPD (UK) LIMITED On 09/08/2021 the defendant agreed to deliver the claimant's parcel containing a PlayStation 5 Disc Version value £530, to an address in the UK. The delivery fee of £7.79 was paid by the claimant. Parcel tracking number: ???????? Parcel reference no: ????????? The defendant failed to deliver the parcel and have reported it as lost on 20/08/2021. The defendant refuses to refund the full value of the item and the delivery fee. The claimant seeks £530 being the value of the item, £7.79 delivery cost and legal fees.        (Sorry for being stupid but this POC is supposed to go where it says    " Claim details Why you believe you’re owed the money: " right? Reason why I'm asking is because I don't see anywhere it specifically says what are your particulars of claim)   Tomorrow being the 15th day, I will be ready to click it off (assuming the POC is ok)    I have read a few more hermes/packlink etc stories where they were resolved and gives me hope I will regain my lost money.  Will carry on reading up as much as I can.  
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help for my son **WON**


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my son got a barclays card for £400 he went over this limit and paid £575 through d d and they stopped taken the money off, in the last 2 weeks we have been inundated with phone calls from hfo demanding £207 but they would not tell him what this was for. we have now found out that they say the original sum due was £782 they have asked for it back at £10 a week to start paying now.while my son is paying this back can he claim any unfair charges back or is it to late now as it is in the hands of creditors.be greatful for any help on this.

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Moved to Barclaycard forum.

 

 

 

 

 

I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

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My answer would be of course you can claim, and hopefully anyone who is/has been in a similar situation would be able to furnish you with details. Personally I would still deal with BCard as that was who the account was with, but if I'm wrong please someone correct me.

If your son has all his statements, then you can start with the prelim, or send off the SAR if he hasn't.

Good Luck :)

HALIFAX

30th Oct 06 - 18th Jan 07 - Success in claiming £3617.95

HALIFAX 2nd claim

5th Mar - 16th Apr - Success in claiming £176

EGG (3 accounts)

20th Jan 07 - SAR posted

17th Mar 07 - Paperwork received - bits missing

19th Mar - Non-compliance for missing bits posted

9th Apr - ICO complaint filed

BARCLAYCARD

20th Jan 07 - SAR posted

21st Mar - Statements received

23rd Mar - Prelim posted

31st Mar - Offer for £30 rec'd

10th Apr - LBA sent

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just had a big argument with HFO services about the remaining £207 they are demandig the money so I said the debt was in dispute and offered £5 a week as my son is on benefits they wanted proof and I said it was none of there business he is offering £5 while the account is in dispute, final outcome I told him that he would receive a letter to say the account is in dispute he then said ok thats fine see you in court. I only offered to pay this in case anymore charges are put on, and barclaycard are saying they dont hold the account anymore if I knew the charges and what was added to his account I would not worry so much. The cards limit was only £400 as you will see from my post above so were did the rest of the money come from in such a short space in time. could someone please give me a idea how much the charges are.

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Hi Folks

could someone give me some help here is this the right thread to be in as I said my son had a barclaycard for £400 paid £575 back now HFO services are hounding him for £207 I have sent a SAR to barclays and a copy to HFO with an account in dispute letter both sent recorded delivery got a letter back from HFO wanted some advice on it so do I put it in this thread or start another in the debt one

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Hi Folks

can anyone one help although I have sent SAR to barclaycard what about the problems with HFO services should I stay on this thread or move to the DCA thread, need help about dealing with them, or do I run 2 different threads one in here and one in DCA. sorry if it sounds stupid but dont want to put things in the wrong place. :?

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Hi Folks hope someone can help me with this dont seemto be having much joy here as I said in the above posts I am taking on barclaycard for my son I have sent a S A R letter to them. The problem is they passed it on to H F O services I sent them account in dispute letter and a copy of the S A R letter that I sent to barclaycard, Ialso sent them a C C A letter with a £1 postal order.

I received a letter today from Turnbull Rutherford Solicitors.

Dear Sir

re HFO Services Limited

we write to acknowledge safe receipt of your letter address to HFO services which has been passed to us to deal with.

We have today requested a copy of the signed agreement from our client and this will be forwarded to you with other documents you have requested in due course. Due to high demaand we have been advised by our client that there is an eight week delay

yours faithfully

the advise I need is do I reply to this letter now or do I wait and send a letter if they do not comply with th C C A letter which gives them 12 days +2 to reply to me.

A THANK YOU IN ADVANCE FROM A VERY WORRIED MUM

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Hi Folks hope someone can help me with this dont seemto be having much joy here as I said in the above posts I am taking on barclaycard for my son I have sent a S A R letter to them. The problem is they passed it on to H F O services I sent them account in dispute letter and a copy of the S A R letter that I sent to barclaycard, Ialso sent them a C C A letter with a £1 postal order.

I received a letter today from Turnbull Rutherford Solicitors.

 

Dear Sir

 

re HFO Services Limited

 

we write to acknowledge safe receipt of your letter address to HFO services which has been passed to us to deal with.

We have today requested a copy of the signed agreement from our client and this will be forwarded to you with other documents you have requested in due course. Due to high demaand we have been advised by our client that there is an eight week delay

yours faithfully

 

the advise I need is do I reply to this letter now or do I wait and send a letter if they do not comply with th C C A letter which gives them 12 days +2 to reply to me.

 

A THANK YOU IN ADVANCE FROM A VERY WORRIED MUM

 

 

 

 

 

 

 

You do nothing, they have confirmed your letter so the clock is ticking. When 12 days + 1 month has passed you still do nothing.

 

They will then be required to take your son to court to request permision to chase the debt. they must then provide the court with the agreements and any T/C they rely on.

 

The agreement must be legible and signed in all the correct places.

 

Is it being collected on behalf of Barclaycard or do HFO own the debt?

 

If they have bought it they probably paid around 10% of it value to Barclaycard so depending on the amount they may just write it off.

 

Have fun.

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Hi Debt Mountain,

Thanks for your help H.F.O. said they bought the debt from barclaycard, I will just leave it as it is then and hope for the best.

 

Thanks again rae may

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Hi Debt Mountain,

Thanks for your help H.F.O. said they bought the debt from barclaycard, I will just leave it as it is then and hope for the best.

 

Thanks again rae may

so they paid around £20 for it. I don't think they would goto court for that. Is there any damage done to his credit file because of it? a default etc.

 

If they have filed it it may be worth seeing if they have an agreement. If not you should sue them for the damage there incorrect sharing of his data has done.

 

If there is no agreement then there is no evidence that they have his permission to share his personal data. No permission means don't share.

 

I have a few threads on Cabot and blackhorse where I am currently doing this with some success. Just follow the link in my signature for info.

 

Feel free to ask me any questions.

 

DM

If I have helped click my scales....

 

Find my threads by clicking here

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I dont know nothing about his credit file ( bit dumb here ) all we know is he paid back Barclaycard £575 for a £400 card we thought end of story till a few weeks ago phone calls from H.F.O. demanding £207. Thats when I did all the above just before I received the lawyers letter I got a letter from H.F.O. saying they would give him a substantial discount if he contacted them within 7days or they would hand it on to a solicitor

 

rae may

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hi D.M. dont know what CRAs are and could you send me the addresses and on one of your previous posts you put T/C dont know what that is either sorry for being so dumb although I joined last year only been on here for a few weeks but Im getting there. Thanks rae may

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Hi looking for a bit of advice 40 days up no statement from barclaycard 8 weeks up for the F.O.S do I write to barclaycard or send of the form to the F.O.S

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Did you send the non compliance letter yet?

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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not yet have wrote it but when I was checking the dates noticed that the 8 weeks were up for the FOS and was not sure what to do so thought I would ask

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Send it now, they do normally respond to this.

Send it recorded, so you can track it on royal mail website.

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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Keep us all updated..;)

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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I will, just a quick question I sent a cca to HFO services about this account on the 30th april recorded delivery so i think that should be up on the 15th of june what do I do if I dont hear anything

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If they havnt sent you any details by the 12th day, then you are within your rights to withold payments until they can be produced.

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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