Jump to content


  • Tweets

  • Posts

    • The incident was 03rd March 2024 - and that was the only letter that I have received from MET 15th April 2024 The charge I paid was at the Stansted Airport exit gate (No real relevance now - I thought this charge was for that!!).   Here is the content of email to them (Yes I know I said I was the driver !!!!) as said above -  I thought this charge was for that!! "Stansted Airport" Dear “To whom it may concern” My name is ??  PCN:  ?? Veh Reg: Date of Incident: 03rd March 2024 I have just received a parking charge final reminder letter, dated 10th April 2024 - for an overstay.  This is the first to my knowledge of any overstay. I am aware that I am out of the 28 days, I don’t mean to be rude, this feels like it is a scam My movements on this day in question are, I pulled into what looked like a service station on my way to pick my daughter and family up from Stansted airport. The reason for me pulling into this area was to use a toilet, so I found Starbucks, and when into there, after the above, I then purchased a coffee. After which I then continued with my journey to pick my daughter up. (however after I sent this email I remember that Starbucks was closed so I then I walked over to Macdonalds) There was no signs about parking or any tickets machines to explains about the parking rules. Once at Stansted, I entered and then paid on exit.  So Im not show where I overstayed my welcome.. With gratitude    
    • Just to enlarge on Dave's great rundown of your case under Penalty. In the oft quoted case often seen on PCNs,  viz PE v Beavis while to Judges said there was a case for claiming that £100 was a penalty, this was overruled in this case because PE had a legitimate interest in keeping the car park free for other motorists which outweighed the penalty. Here there is no legitimate interest since the premises were closed. Therefore the charge is a penalty and the case should be thrown out for that reason alone.   The Appeals dept need informing about what and what isn't a valid PCN. Dummies. You should also mention that you were unable to pay by Iphone as there was no internet connection and there was a long  queue to pay on a very busy day . There was no facility for us to pay from the time of our arrival only the time from when we paid at the machine so we felt that was a bit of a scam since we were not parked until we paid. On top of that we had two children to load and unload in the car which should be taken into account since Consideration periods and Grace periods are minimum time. If you weren't the driver and PoFA isn't compliant you are off scot free since only the driver is liable and they are saying it was you. 
    • Thank you dx. I consider myself well and truly told :) x Thank you dx. I consider myself well and truly told :) x
    • Doubt the uneconomic write off would be registered, unless you agreed to accept write off settlement of the claim. It is just cosmetic damage. All that has happened, is that the car has been looked at and they realised the repair costs are going to exceed the value of the car. If the car is perfectly driveable with no upcoming normal work required to pass next MOT, your current Insurers will continue Insurance and you can accept an amount from third party Insurers to go towards you repairing the scratched bodywork.    
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

unknown thousands in my bank!!!!


kaileo
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3447 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

hi all! okay does anyone out there know where you stand if money has been paid into your account £20,000!!!! it has nothing whatsoever to do with me other than its ended up in my account. contacted the bank who said it had come from overseas and was a legitimate transaction, told me that i could investigate it myself if i wanted to!!!! how do i stand from a legal perspective? any ideas please

Link to post
Share on other sites

  • Replies 111
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

I've had money deposited into my account by accident in the past (only about £300).

Once the Bank realised it should not have been there, they promptly took it back.

I was under impression at time that funds deposited in error became yours, however bank declared otherwise.

I would advise you not to touch it until you know what it's about. Perhaps transfer it into a secure account, so you cant spend it, and start your investigations. With such a large sum, I would perhaps even seek legal advice.

There may be some time bar for the rightful owner to claim it back, so get some advice on that also.

I don't know were you stand also with regards any interest it may accrue whilst you are holding it, ie; are you entitled to the interest, or do you have to pass that onto the rightful owner also? So find out about that also.

All opinions and advice I offer are purely my own, and are offered without any liability. If unsure seek the help of a licensed professional

...just because something's in print doesn't mean its true.... just look at you Banks T&C's for example !

Link to post
Share on other sites

i have the contacted the bank who said that it was a legitimate transaction from a third party overseas nothing to do with the bank, no error on their part, should it really be upto me to trace where the money came from especially as the bank do not seem too interested, i will find out where i stand from the legal side. all i've mangaed to discover so far is that it originated from PROPAY CREDIT based in the U.S which seems to be a version of paypal!!!!!!!!!

Link to post
Share on other sites

i dont have any legal knowledge regarding this, but i would do the following:

* put the money in a savings account so its safe, available and you get interest

* seek advice from a lawyer, CAB or similar so you know if the money becomes yours in the future and if so when

* get a written statement from the bank

* put a message under the bankforum on this site to see what bankpeople have to say about it

* keep record of all activities you do related to the money (calls, correspondence etc) so you have evidence in the future that you did what you could in case the legitimate owner puts up a hassle

 

I dont think it should be your responisibility to chase where it comes from, but on the other hand its not yours so you cannot spend it. After all, if it was yours and you are missing £20k now, you would be happy if someone who got it wrongly did the right thing with it. :) Someone actually might desperately need this money.

 

Good luck and keep us posted about the progress

 

:)

Link to post
Share on other sites

Good point - if you start to mention the anti-money laundering legislation to the bank this should get their attention, especially if you state that you feel you should be reporting this matter and the banks laissez faire to the The Financial Crime Branch of HM Treasury.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

Link to post
Share on other sites

not related to my claim against nasty west however - last week 2 seperate payments amounting to £23,500 were transferred into my account, no idea why contacted nasty west who looked into it and told me they were legitimate transactions which came from overseas and that it was no banking error by them, they then gave me a reference number for the enquiry and said i could investigate it myself should i wish to. Now obviously the money was not meant for me however it surely should not be for me to track and trace where the money had come from, all i do know is what is on my statement and that has just a spanish name and reference number next to the entry. Any ideas from anyone what i should do????????? i plan to take some legal advice as to where i stand with the money thanks for reading

Link to post
Share on other sites

Oo er............ no idea, but.................. finders keepers?????!!!!! :D xx

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

Link to post
Share on other sites

Oo er............ no idea, but.................. finders keepers?????!!!!! :D xx

don't wanna look a gift horse in the mouth but on the other hand don't wanna break no laws!! alot of money!!!!!!!!!!!!!!:???:

Link to post
Share on other sites

Lol Lol Lol Lol. I suggest you leave it there, until somebody contacts you to tell you or the bank of the mistake............. at least in the meantime its earning you a tasty bit of interest.................... But I wouldnt spend it. No way................. xx

Link to post
Share on other sites

Lol Lol Lol Lol. I suggest you leave it there, until somebody contacts you to tell you or the bank of the mistake............. at least in the meantime its earning you a tasty bit of interest.................... But I wouldnt spend it. No way................. xx

 

But I could be tempted to spend just a teensy little bit!!!!!!!!!!!! :D

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

Link to post
Share on other sites

If you spend the cash knowing that it is not legitimately yours then in a worst case you could ultimately be charged under the theft act. As advised above, put the cash somewhere safe (open a high interest account), tuck it away and forget about. I think you may have a claim to keep it after 6 years. Make sure you keep a note of the times and names of the individuals that you have spoke to in the bank about it.

All comments are my personal views - if in doubt then seek professional advice. If you think i've helped then please tip my scales.

Link to post
Share on other sites

But I could be tempted to spend just a teensy little bit!!!!!!!!!!!! :D

 

You don't want to lower yourself down to the same levels as the banks do you?

 

....you could always let me do it though! :D

 

 

Y

 

 

 

Open Cases

Citi Credit Card.

Sansbury's Bank Credit Card.

 

Credit Cards

Barclaycard -WON! Amex - WON! MBNA (x2) - Won!

Mint - WON! Monument - WON! Morgan Stanley - WON!

Egg - WON! Halifax - WON!

 

Banks

 

08/06/06 Claim against NatWest started.

01/11/06 Case Closed :-)

 

08/06/06 Claim against Halifax started

24/08/06 Case closed :-)

 

 

Visit my forum: Summer Storm & Winter Snow Watch

Credit Cards

Barclaycard -WON! Amex - WON! MBNA (x2) - WON!

Mint - WON! Monument - WON! Morgan Stanley - WON!

Egg - WON! Halifax - WON! Sainsbury's Bank - WON!

Citi Cards -WON!

 

Banks

 

08/06/06 Claim against NatWest started.

01/11/06 Case Closed :)

 

08/06/06 Claim against Halifax started

24/08/06 Case closed :)

 

 

Visit my forum: http://www.planet-watch.org/forum

Link to post
Share on other sites

You don't want to lower yourself down to the same levels as the banks do you?

 

....you could always let me do it though! :D

 

Lol............... I could be tempted to lower myself to the same level as the banks for that amount of cash!!!!!!!!!! xx :D

Can't find what you're looking for? Please have a look at Michael Browne's

A-Z Guide

*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

Link to post
Share on other sites

Guest NATTIE

I actually do not know the answer to this one because if the bank have confirmed that the recipient name is yours and the money has come from Spain, then the money is yours but it is odd you would not be aware that it was due to you.

Link to post
Share on other sites

I actually do not know the answer to this one because if the bank have confirmed that the recipient name is yours and the money has come from Spain, then the money is yours but it is odd you would not be aware that it was due to you.

Was hoping you'd read my post!!!! strange one isn't it? really don't know where to take this one as you say natwest have confirmed everything is in order but the fact still remains it aint mine. why would they not be too interested in following i up as its such a large sum?? and me as a customer of the bank shouldn't really have to do the detective work!!!!!!!!!!!!!!:???:

Link to post
Share on other sites

Guest NATTIE

have they confirmed the source of the funds? if they have there is not much more they can do. If the money is intended for your name account number sort code then IT IS yours. I would probably open a savings account and leave it there for a reasonable amount of time, ie maybe 1 month.

Link to post
Share on other sites

would it be wrong to suggest a 5% donation, if it turns out the money IS legally yours??

 

lol.. Shameless!

 

Matt

Power tends to corrupt; absolute power corrupts absolutely - Lord Acton.

 

Advice offered by MattyH is without predjudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt. Please research any information I have offered, as I will not be held liable for any incorrect advice i've given you.

 

<--------- If my advice has helped, please tip my scales. 8)

 

For Further advice come into the Chat Room: http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php

FAQ's : http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

Step By Step Instructions ; http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html

Link to post
Share on other sites

have they confirmed the source of the funds? if they have there is not much more they can do. If the money is intended for your name account number sort code then IT IS yours. I would probably open a savings account and leave it there for a reasonable amount of time, ie maybe 1 month.

when i contacted the bank as soon as i noticed the money in my account they said they would check it over once the systems had been updated at 3am next morning they then called me back and told me everything was in order and that the funds were available. i assume there must be a set procedure for checking things like this including checking the source of the funds???? moved the money into a reserve account and was gonna leave it like you say for 30/60 days and if i've heard nothing presume its all ok!!!:???:

Link to post
Share on other sites

would it be wrong to suggest a 5% donation, if it turns out the money IS legally yours??

 

lol.. Shameless!

 

Matt

if someone could confirm beyond doubt the money would be mine then we could even stretch to 10% or so!!!! lol

Link to post
Share on other sites

This is a dangerous game, if you know the money isnt yours, you spend it, someone asks for it back and you havent got it then in a worst case you could find yourself charged with theft. I have no idea how the money could have come to you in error - do you have a common name like "smith" ?

 

However, in my branch days, international transfers stated an address of the person who the cash was being transferred to as well as the bank address and the account details. If I were you, i would ask my bank for a copy of the transfer / transaction record so that you can check all this information. You could say to the bank that you are asking for this as you want to check the transfer amounts, charges etc (your bank will probably have charged you for receiving the payment).

All comments are my personal views - if in doubt then seek professional advice. If you think i've helped then please tip my scales.

Link to post
Share on other sites

Don't jump up and down to quick .

The money is not yours and should they come back in the future and want it back , and for that amount they eventually will . If you have spent it then you are going to be in a lot of debt .If it was me I would withdraw it and put it in a high interest account but NOT spend one penny of it.

So far you have done everything right and they have given you a reference number so I will go and get some more input for you from the rest of our team as to where you now stand .

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

Link to post
Share on other sites

This is a dangerous game, if you know the money isnt yours, you spend it, someone asks for it back and you havent got it then in a worst case you could find yourself charged with theft. I have no idea how the money could have come to you in error - do you have a common name like "smith" ?

 

However, in my branch days, international transfers stated an address of the person who the cash was being transferred to as well as the bank address and the account details. If I were you, i would ask my bank for a copy of the transfer / transaction record so that you can check all this information. You could say to the bank that you are asking for this as you want to check the transfer amounts, charges etc (your bank will probably have charged you for receiving the payment).

thanks for the info!! do i ask for all transfer details or can i just ask for all the records for the two transactions in question? would there be a charge for this?:???:

Link to post
Share on other sites

Don't jump up and down to quick .

The money is not yours and should they come back in the future and want it back , and for that amount they eventually will . If you have spent it then you are going to be in a lot of debt .If it was me I would withdraw it and put it in a high interest account but NOT spend one penny of it.

So far you have done everything right and they have given you a reference number so I will go and get some more input for you from the rest of our team as to where you now stand .

thank-you any help at all would be really helpful, the bank has basically washed its hands of it!!!:???:

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...