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    • Hobnail you don't know Elms too well yet. I am surprised that they got as close as they did to adding up to 30. I think the poor dears get confused because most other letters they send out are to give 28 days notice. They even  have difficulty with their two times table and often consult with the char lady to confirm that 2 plus 2 equals 4.  Just act on the notion that they are total numpties and you won't be far out.
    • To carry on from the above post it may be helpful to go through their WS using their numbers. 9] motorists do NOT accept the contract when entering the land. First they have to read it and understand it and then they realise that a] "No stopping" is prohibitive and cannot offer a contract. b] the signs around the bus stop do not mention who issued the No Stopping signs so it could not have been issued by VCS since the IPC CoP states that their signs should include the IPC logo and the creditor be identified.  10]There is no mention of £100 charge for breaching the No stopping request or if there is it is far too small to read even for a pedestrian. 11] no matter how often VCS say it, it is NOT a contractual clause   22]" the claimant has given the Defendant its contractual licence to enter the site". No it hasn't. This is a road leading to the airport. All sorts of people are going to the airport-travellers, taxis, fuel bowsers, airport staff, companies delivering food and drink for each aircraft, air traffic controllers, buses. It is absolutely ridiculous to attribute VCS wth any sort of permissions. The land owners yes, but not VCS . There can be no sort of analogy between a car park and a major thoroughfare where VCS have no place as it is not relevant land.   23] there can be no contract as there is no offer only a prohibition. And it is not relevant land no matter how Mr Walli attempts to prove otherwise. 25] VCS may have won a few times but none quoted was on an airport covered by the RTA and its own Byelaws. They also have lost more cases than they have won using their prohibitive signs. 26] First one has to consider if there is a contract. Is it relevant land? No. Does a valid contract exist betweer VCS and Peel? NO.  27] the signage at the bus stop may show the conditions ie  no stopping, and restricted zone but not the terms ie is there a charge for stopping and who is the creditor. The last section of the sign is illegible  29] already stated that a WS between VCS and peel is not a valid document 31] it will need more than the Claimants feather to outweigh the case against the Defendant no matter who was driving. 32] there is no law of agency involved. This is not a case of employer/employedd relationship. VCS are muddying the waters because they have no way of transferring the driver's liability to the keeper 33] this a red herring. There is no list of highways at all  on the Highways act 1980 so this is a deliberate strategy to debunk the fact that this road is not relevant land. VCS are put to strict proof that it is relevant land not covered by the Road Traffic Act nor by Byelaws. 34] there ican be no comparison between a railway station and an airport. Totally fatuous analogy.  35] yes the landowners can bring in their own terms but what the cannot do is overrule Byelaws and the Road Traffic Act. 39] surely the paralegal cannot be that ignorant of PoFA. If Bye Laws are involved then the bus stop is not relevant land and so the specious argument about FGW is rubbish   36] what on earth is he talking about with Permits. There is no mention of permits on the signage and even if there were  would it mean that Permit holders were allowed to stop on No Stopping roads? There are enough examples on CAG to counter act their idiocy on continuing charging the extra £60   46] VCS had NO reasonable cause to apply to the DVLA for the Defendants details. No valid  contract with the landowners No stopping is prohibitive therefore cannot form a contract the event happened on a bus stop over which VCS has no jurisdiction the signage either does not show that there was a charge of £100 for stopping, or the font size was too small for a motorist to be able to read it  the signage does not show the Creditor which fails the IPC CoP so not valid the WS contract does not appear to authorise VCS to pursue motorists to Court Given all these factors it seems that VCS have breached the GDPR of the Defendant quite substantially and it would appear right that an exemplary award is made against VCS in the hope that they will drop all further cases at Doncaster airport where they are pursuing motorists on non relevant land.   48] what is this guy on? You weren't in a car park you were on a bus stop 59] this case is totally without merit. I am not surprised that the paralegal will not be turning up. Some statements are pretty close to perjury and others are designed to mislead or misdirect. None of the analogies seem appropriate or relevant. Could have been said in at least half the time without the repetition and trying to make a case where none was there. One particularly bad example of misdirection was in the photographs. The Clearway sign shown near the bus stop is very unclear  unlike the Clearway sign two photos before it which may well include terms and conditions. The one by the bus stop is totally different.      
    • just type no need to keep hitting quote...   your defence doesnt need any return of docs.. carefully read what has been posted here and in the other threads i pointed to in your old thread merged here too.   redwood/harwood or STA or brachers.   just use our enhanced google search box.   uni fees is useful too.   this guy is just in front of you    
    • Tech firm CEO Jeff Lawson warns bosses not to make hasty judgements about their employees.View the full article
    • I have just spent last few hours registering and signing up and filling in all the details.   Below is a POC I have drafted.   The defendant is a parcel delivery company DPD (UK) LIMITED On 09/08/2021 the defendant agreed to deliver the claimant's parcel containing a PlayStation 5 Disc Version value £530, to an address in the UK. The delivery fee of £7.79 was paid by the claimant. Parcel tracking number: ???????? Parcel reference no: ????????? The defendant failed to deliver the parcel and have reported it as lost on 20/08/2021. The defendant refuses to refund the full value of the item and the delivery fee. The claimant seeks £530 being the value of the item, £7.79 delivery cost and legal fees.        (Sorry for being stupid but this POC is supposed to go where it says    " Claim details Why you believe you’re owed the money: " right? Reason why I'm asking is because I don't see anywhere it specifically says what are your particulars of claim)   Tomorrow being the 15th day, I will be ready to click it off (assuming the POC is ok)    I have read a few more hermes/packlink etc stories where they were resolved and gives me hope I will regain my lost money.  Will carry on reading up as much as I can.  
  • Our picks

XJRAndy vs Nationwide ##won##


xjrandy
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Hi folks, here's the story so far....

 

Claiming £1606 in charges, (£2100 inc interest)

 

10 March - prelim letter - got std fob off letter

 

29 March - LBA - got std fob off letter

 

15 April - MCOL claim filed - got std fob off letter!!

 

17 April - Claim acknowledged with intent to defend - Surprise surprise!!

 

21 April - Sending schedule of charges to the court

 

Will let you know whats happening as it goes on, wish me luck

 

Andy

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I submitted my claim via MCOL recently and I've now had the acknowledgement and intent to defend response from Nationwide. At the weekend i went to send off the schedule of charges to the court and noticed an error on the spreadsheet - a date was 2001 instead of 2002 which meant that the interest charged was too high by £0.45.:-x

 

I sent the schedule off to the court with a covering note explaining the difference in the total amount but what happens now?

 

Has anybody else cocked up like this?

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hi xj, as you have already sent a letter to the court i think this should be ok, if you are still in doubt why dont you give the court a call they are very helpful, and should be able to help you out.x

PLEASE HELP OTHERS, WHEN YOU WIN YOUR CLAIM GIVE A LITTLE BACK

 

 

Nationwide **WON**- £3,880.00 14/03/07

 

Nationwide Claim 2 LBA sent 13/03/07

 

 

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  • 4 weeks later...

YEEEEHAH!!!! got home today and checked my bank account - 3 deposits showing......:-D :-D :-D

 

They've paid up in full, 28 days wasn't up till 21st May either.....

 

Awesome - I'm off to the pub now!!!

 

Happy Andy:cool:

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congratulations!

 

have a drink on me... lol

 

Crusher :-D

 

 

HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE

Capital One WON Link

HERE

GE capital (5 accounts) WON link HERE

Lloyds bank account WON second claim starting! link HERE

Budget insurance cough up WON link HERE

Principles WON link HERE

A&L (Mrs Crusher's account) claim link HERE

Barclays claim link HERE

 

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.

IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!

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Well done, XJR. my 28 days is up on 8june. They`ve acknowledge claim so now i`m just praying cus mines for 13.5grand. Only just found this site so hopefully i`ll keep u all posted.

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Hi there,

 

Just sent my initial claim letter of for £1900 and got a very polite letter back basically saying No. ( I presume this is the usual that everybody is talking about it?) But they suggest if I am not happy to contact the Financial Ombudsman. I dont know whether to try this route or carry on with the letters? Has anybody else tried the financial Ombudsman?

 

Thank you in advance for any help or advice.

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Well done XJR. I'm just in the early stages of the process of getting my money back from Nationwide, I'm going to send my second letter tomorrow. I'm so glad other people have had their money back. It really gives me a sense that this is the right thing to be doing. I'll let you all know how I get on.

 

TTFN,

 

Geoff

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Hi there,

 

Just sent my initial claim letter of for £1900 and got a very polite letter back basically saying No. ( I presume this is the usual that everybody is talking about it?) But they suggest if I am not happy to contact the Financial Ombudsman. I dont know whether to try this route or carry on with the letters? Has anybody else tried the financial Ombudsman?

 

Thank you in advance for any help or advice.

 

Hey Max and Geoff

 

Just follow the procedures from the site and it should all be fine - just check and double check everything before sending stuff off or during the MCOL process, i screwed up on my spreadsheet (see post above) but got away with it! There's been a few posts about using the FO instead - put a post up and ask the question, everybody's really helpful around here.

 

Start deciding what you're gonna spend the dosh on, unfortunately my otherhalf has spent mine for me!!:-? :-?

 

All the best

 

Andy

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  • 2 weeks later...

:confused: Hi therse XJRAndy

i have filed for 5.5k been turned down twice now and have filed in court.N/W have said they are going to defend all of claim:(

What do i do next? filed on 21st may

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:confused: Hi therse XJRAndy

i have filed for 5.5k been turned down twice now and have filed in court.N/W have said they are going to defend all of claim:(

What do i do next? filed on 21st may

 

Hi Neil

 

When you say you've been turned down twice do you mean you got 2 std fob off letters? If so then thats just standard operating procedure for NW.

They did exactly the same to me. Including the intent to defend etc. Towards the end of the 28 days period they'll enter a defence stating that they've refunded you the amount claimed, keep checking your bank account from around 21 days into the 28 to see if there's a surprise waiting for you.

Just keep following the process and all should be good.

 

If you have any other questions start a thread in the forum and folks will chip in and help like they did for me.

 

ATB

 

Andy

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Thanks Andy;)

much appreciated.turned down twice in standard letters.What sort of defense did you have ready (documents etc) in case it went to court:eek:.

the wife is panicing in case we lose

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Ihave to admit i was panicking too, thought of going to court wasn't fun. I hadn't done any preparation when they paid out, i was going to do it the next week when the 28 days was up.

 

Because of the delays involved in a case actually going to court you'll have some time after the end of the 28 days to prepare. There's plenty of people on here with some legal expereince and specifically of these type of cases to help if it goes that far. However, as far as i know NW haven't gone to court yet.

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Hey Sammy

 

Not nearly enough, we've got a baby being born this weekend and my other half seems to think that's a priority for some reason - women!

 

Might get some renthals and some brake lines though :-|

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Hi there,

Its so encourgaging to read that people have got their money back. I'm still finding it all a bit daunting.

Can you tell me which address did you use for your 'Letter before Action'?

I have had my first refusal but dont know where to send this letter.

 

Still really confused about interest too. My initial list of claims which just purely for the charges and no interest what so ever. Do you think this is ok?

 

Many thanks for any help or advice.

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  • 2 weeks later...
Hi there,

Its so encourgaging to read that people have got their money back. I'm still finding it all a bit daunting.

Can you tell me which address did you use for your 'Letter before Action'?

I have had my first refusal but dont know where to send this letter.

 

Still really confused about interest too. My initial list of claims which just purely for the charges and no interest what so ever. Do you think this is ok?

 

Many thanks for any help or advice.

 

Hi Max

 

Apologies for the delay in responding - my partner gave birth to our daughter on 2 June and the last 10 days have been a bit of a blur -i'm assuming you've got your answers elsewhere by now but please pm me if you still need anything.

 

Andy

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Hi Nationwide fans, trying to get to grips with the fact you're all doing so well.

Just sent (next day recorded delivery) a claim for a poor friend, for £1522, only poor cos the bank keep charging her so much. I am looking into the court procedures now. We'd be grateful for any useful tips!

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Hi Momouse

 

Everything's here on the site, these links should help you navigate to the right bits - just follow the process to the letter and all will be good.

 

ATB

 

Andy

 

FAQ’s

http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

 

How to Start a Thread

http://www.consumeractiongroup.c o.uk/forum/welcome-our-forum/13182-how-make-posts.html

 

Letter Templates

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/

 

Rejection of Settlement

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/25716-rejection-settlement-offer.html

 

Interest Spreadsheet

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

 

 

Contractual Spreadsheet

http://upload2.net/page/download/KH5DXXfx6GF1KzW/Copy+of+16_Throughout_cla im_with_compounded_contra ctual_interest.xls.html

 

Court N1 form

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

Court Bundle

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/33060-basic-court-bundle.html

 

Preparing a Court Bundle

http://www.consumeractiongroup.c o.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html

 

Bank Contact Details

http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/31052-contact-details-banks.html

 

Moneyclaim Online

https://www.moneyclaim.gov.uk/csmco2/index.jsp

 

AQ Guide to Completion

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

 

Court Fees

http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm

 

Witness Statements for Court Bundle

http://www.consumeractiongroup.c o.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html

 

 

A-Z Guide to stuff

http://www.consumeractiongroup.c o.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html

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