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I am taking ltsb to court over bank charges,they have decided to defend my claim.I have got a form from Birmingham county court with ltsb defence on it,there is a section which i need to fill in and the question is what are my reasons for making a counterclaim are? i am a bit stuck as to what to put in this section so any help would be grateful.cheers

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Firstly you are making a claim, not a counterclaim.

The defendant(LTSB) may make a counterclaim.

Your reasons for making a claim are that you now believe the regime of fees charged by banks are unlawful at common law and contrary to the UTCCR 1999.

Look for the templates for the exact wording.

If you can tell us which form it is we may be able help alot more. It will have a number in the bottom left corner

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I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

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Hi paul

Welcome to the forum.

You idn't expect them not to defend i hope, No problem they always say they will one way or the other you win,

 

Please find your banks forum and start a thread;

(your user name) V (banks name)

Other members with experiance of your bank can offer informed advide.

use the template letters in order. Stick to the timetable in there.

please take time to read the faq's

LINKS....

http://www.consumeractiongroup.co.uk/forum/welcome-our-forum/71112-glance-guide-claiming.html

FAQs....

Templates Library....

If you have charges going back further than six years read in here;

http://www.consumeractiongroup.co.uk/forum/general/80486-claiming-beyond-6-yrs.html

There is also live chat, visit if you need any quick advice.

http://www.consumeractiongroup.co.uk/forum/chat/flashchat.php

Finally good Luck.

Happyolddog.

 

If my advice helps please tip the scales, left.

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Guest louis wu

I hope your thread title is a typo lol, this isn't that bad a place:)

 

Martin and hod are correct (as always), and this is standard stuff from the banks.

 

Hang in there, have a good read of HOD's links, and get prepared for the next stage.

 

Your nearly there now, don't worry about being nervous, its natural and we've all been there. Just get the knowledge you need (its all here) and you'll be fine.

 

Best of luck

 

louis

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