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Mizzpy V A&l


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Guest ian cognito

Welcome Mizz

 

This thread should be in the A&L forum where you will et most help, I'll ask a mod to move it for you.

 

You do not add interest at this stage, the 8% statutory interest is to be added when you submit a court claim.

 

Have a read of the FAQ's in particular the step-by-step guide.

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html

 

Good luck!

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Hi

have copied and pasted prelim letter. In this section of the letter what figures are I to use if I am not adding the interest.

I calculate that you have taken £2107.00 plus £XXX which you have charged me in overdraft interest for the sum which you have taken. Total £XXXXX .

I enclose a schedule of the charges which I am claiming with this letter

 

 

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Guest ian cognito

This is the interest the bank charged you on the amount your charges took you over the overdraft limit, there is a spreadsheet to work it out but it usually comes to literally pence and isn't always worth the trouble of working it out.

 

If you want to check use this spreadsheet:

 

http://www.consumeractiongroup.co.uk/forum/general/51736-excel-contractual-interest-spreadsheet.html

 

it's the worksheet on the first tab marked 'charges and interest' which will give you this amount.

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  • 2 weeks later...

Well sent my prelim letter on the 23rd and got a reply on 3rd May, well within the 14 days, anyway it is the usual fob off letter our charges are fair and so on and so on. Sending out my LBA today.

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  • 3 weeks later...

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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N1 is very easy...

 

Yes you can pay at the court, or if you are exempt they have forms to sign.

 

Here is the N1 form...

 

http://www.hmcourts-service.gov.uk/courtfinder/forms/n1_0102.pdf

 

Here is the Poc

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

Copy these out 3 times when completed, if you have any problems filling them, just ask. Some one will be around who can help.

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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  • 3 weeks later...
  • 2 weeks later...

I have received my defence from Wragge & Co and I am not sure if I need to be doing anything about it. Could I scan it and send it to someone to help me.

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dont forget to take out personal details - sorry if I am being obvious.

 

Most of us have had a 6 page defence - sometimes the mention about insufficient particulars.

 

I sent them a copy of the schedule of charges by special delivery.

 

jansus:)

  • Haha 1

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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Thank you will scan at work in the morning and post on here. Secondly I got a notice of defence has been filed and the case has been moved to guildford county court to be referred to District Judge Raeside, an allocation questionnaire was enclosed and it states that a fee of £100 is payable by the claimant on the filing of their allocation questionnairee. I will need help with the AQ please help.

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