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    • Hobnail you don't know Elms too well yet. I am surprised that they got as close as they did to adding up to 30. I think the poor dears get confused because most other letters they send out are to give 28 days notice. They even  have difficulty with their two times table and often consult with the char lady to confirm that 2 plus 2 equals 4.  Just act on the notion that they are total numpties and you won't be far out.
    • To carry on from the above post it may be helpful to go through their WS using their numbers. 9] motorists do NOT accept the contract when entering the land. First they have to read it and understand it and then they realise that a] "No stopping" is prohibitive and cannot offer a contract. b] the signs around the bus stop do not mention who issued the No Stopping signs so it could not have been issued by VCS since the IPC CoP states that their signs should include the IPC logo and the creditor be identified.  10]There is no mention of £100 charge for breaching the No stopping request or if there is it is far too small to read even for a pedestrian. 11] no matter how often VCS say it, it is NOT a contractual clause   22]" the claimant has given the Defendant its contractual licence to enter the site". No it hasn't. This is a road leading to the airport. All sorts of people are going to the airport-travellers, taxis, fuel bowsers, airport staff, companies delivering food and drink for each aircraft, air traffic controllers, buses. It is absolutely ridiculous to attribute VCS wth any sort of permissions. The land owners yes, but not VCS . There can be no sort of analogy between a car park and a major thoroughfare where VCS have no place as it is not relevant land.   23] there can be no contract as there is no offer only a prohibition. And it is not relevant land no matter how Mr Walli attempts to prove otherwise. 25] VCS may have won a few times but none quoted was on an airport covered by the RTA and its own Byelaws. They also have lost more cases than they have won using their prohibitive signs. 26] First one has to consider if there is a contract. Is it relevant land? No. Does a valid contract exist betweer VCS and Peel? NO.  27] the signage at the bus stop may show the conditions ie  no stopping, and restricted zone but not the terms ie is there a charge for stopping and who is the creditor. The last section of the sign is illegible  29] already stated that a WS between VCS and peel is not a valid document 31] it will need more than the Claimants feather to outweigh the case against the Defendant no matter who was driving. 32] there is no law of agency involved. This is not a case of employer/employedd relationship. VCS are muddying the waters because they have no way of transferring the driver's liability to the keeper 33] this a red herring. There is no list of highways at all  on the Highways act 1980 so this is a deliberate strategy to debunk the fact that this road is not relevant land. VCS are put to strict proof that it is relevant land not covered by the Road Traffic Act nor by Byelaws. 34] there ican be no comparison between a railway station and an airport. Totally fatuous analogy.  35] yes the landowners can bring in their own terms but what the cannot do is overrule Byelaws and the Road Traffic Act. 39] surely the paralegal cannot be that ignorant of PoFA. If Bye Laws are involved then the bus stop is not relevant land and so the specious argument about FGW is rubbish   36] what on earth is he talking about with Permits. There is no mention of permits on the signage and even if there were  would it mean that Permit holders were allowed to stop on No Stopping roads? There are enough examples on CAG to counter act their idiocy on continuing charging the extra £60   46] VCS had NO reasonable cause to apply to the DVLA for the Defendants details. No valid  contract with the landowners No stopping is prohibitive therefore cannot form a contract the event happened on a bus stop over which VCS has no jurisdiction the signage either does not show that there was a charge of £100 for stopping, or the font size was too small for a motorist to be able to read it  the signage does not show the Creditor which fails the IPC CoP so not valid the WS contract does not appear to authorise VCS to pursue motorists to Court Given all these factors it seems that VCS have breached the GDPR of the Defendant quite substantially and it would appear right that an exemplary award is made against VCS in the hope that they will drop all further cases at Doncaster airport where they are pursuing motorists on non relevant land.   48] what is this guy on? You weren't in a car park you were on a bus stop 59] this case is totally without merit. I am not surprised that the paralegal will not be turning up. Some statements are pretty close to perjury and others are designed to mislead or misdirect. None of the analogies seem appropriate or relevant. Could have been said in at least half the time without the repetition and trying to make a case where none was there. One particularly bad example of misdirection was in the photographs. The Clearway sign shown near the bus stop is very unclear  unlike the Clearway sign two photos before it which may well include terms and conditions. The one by the bus stop is totally different.      
    • just type no need to keep hitting quote...   your defence doesnt need any return of docs.. carefully read what has been posted here and in the other threads i pointed to in your old thread merged here too.   redwood/harwood or STA or brachers.   just use our enhanced google search box.   uni fees is useful too.   this guy is just in front of you    
    • Tech firm CEO Jeff Lawson warns bosses not to make hasty judgements about their employees.View the full article
    • I have just spent last few hours registering and signing up and filling in all the details.   Below is a POC I have drafted.   The defendant is a parcel delivery company DPD (UK) LIMITED On 09/08/2021 the defendant agreed to deliver the claimant's parcel containing a PlayStation 5 Disc Version value £530, to an address in the UK. The delivery fee of £7.79 was paid by the claimant. Parcel tracking number: ???????? Parcel reference no: ????????? The defendant failed to deliver the parcel and have reported it as lost on 20/08/2021. The defendant refuses to refund the full value of the item and the delivery fee. The claimant seeks £530 being the value of the item, £7.79 delivery cost and legal fees.        (Sorry for being stupid but this POC is supposed to go where it says    " Claim details Why you believe you’re owed the money: " right? Reason why I'm asking is because I don't see anywhere it specifically says what are your particulars of claim)   Tomorrow being the 15th day, I will be ready to click it off (assuming the POC is ok)    I have read a few more hermes/packlink etc stories where they were resolved and gives me hope I will regain my lost money.  Will carry on reading up as much as I can.  
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Hi,

 

Even though I have been trawling through this forum with great interest, it has taken me an age to finally puff my self up to start the claim back process. Anyway a friend told me that all I have to do is call up Lloyds and ask for my 6 year bank statements paying the staturary £10 charge(which they extracted from my account). I called on 11/4/07. Will this be ok or will I have to send a standard letter anyway? Also I use an online account. Will this cause any issues with them in supplying the statements?

Thanks for any information from a great crowd!!:grin:

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If they've taken the money from the account then i'd count the 40 days they have to supply your statements from 11/4/07.

Your online banking shouldn't cause any issues with you recieving them. 7 days before the 40 days are over I'd write a letter reminding them that they only have 7 days left to comply- if you haven't already recieved them!

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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Thanks Monopoly23. Hope this goes smoothly. Like I said I have read with great interest all the other posts, the victories, the questionable ones, the processes. Its an adventure!!

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Hi,

 

Even though I have been trawling through this forum with great interest, it has taken me an age to finally puff my self up to start the claim back process. Anyway a friend told me that all I have to do is call up Lloyds and ask for my 6 year bank statements paying the staturary £10 charge(which they extracted from my account). I called on 11/4/07. Will this be ok or will I have to send a standard letter anyway? Also I use an online account. Will this cause any issues with them in supplying the statements?

 

Thanks for any information from a great crowd!!:grin:

 

Hi Benjy and welcome to CAG. Depends how far you need to go back - you can print off your statements from your online account for the last four years (I think its 4) - this could start you on your calculations whilst waiting for your statements to arrive should you need to go back further!

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Thanks Empowered - more great advice. Think I will do that. You guys should have your own consultancy!!

 

Hmm - now there's a thought! However we might just be called "ambulance chasers" and no one on this site advocates using fee charging firms, however - nice idea!:D

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Hi I just want to ask some other questions based on other users forum accounts. I have been with the bank since when it was only TSB. This goes back 23 years, since April 1983. Can I apply for statements as far back as that? Also i have a defaulted bank loan that I have just started paying on an agreed amount and an overdraught of £1300 that I am paying back 15.oo a month for. Can they use these debts as a way of getting back at my claim?

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  • 2 weeks later...

Hi ,

 

I called lloyds on Tuesday and repeated my request for 6 years bank statements. Even though I have access to my online account, I do not have access to a secure printer, especially at work. They told me that I will begin to recieve the statements in "packs" over the next week or two. Is this right or is this another example of LLoyds dragging their feet. Would I have to send a letter this time or wait?

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Hi

If it has been over 40 days, send them this, should get them moving:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6986-data-protection-act-non.html

Good luck, let us know how you get on.

Barty:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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Hi still waiting for my statements. I went into my branch yesterday to try and get my statements over the counter. The assistant said that I had to ask customer services section. She also said that there was a special department setup to deal exclusively with bank charge reclaims and it may take longer than the 40 day limit. There was a queue at customer services and I could not stay long. I still have not seen any of my bank statements, since my last post either. I think that as the reclaim takes momentum and there are more and more people claiming, then it will take longer for claims to be concluded. To be fair the 40 day limit isnt up yet, but I do feel a growing sense of frustration at this slow, meandering process

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  • 2 weeks later...

Got my statements at last yesteday (16/5/07). They stated in a letter that the statements can only go as far back as 1 September 2001, when the account was opened. I think I know what they mean, becasue I have been with TSB since 1983, but LLoyds acquired TSB in September 2001, so that is as far back as they can take it, I think.

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Oh I have just discovered that TSB and LLoyds merged in 1995, so I should be able to get statements as far back as 11 April 2001 when I first requested the statements. Think I will cos thats 5 months short, but it may take another 40 days, would this be right? Anyone?

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Hi, I have calcuated my charges but have sent back a letter asking lloyds to send me statements dating back to 11 April 2001, bacause they sent me statements for 1st September 2001 only.

When I have something more interesting to post maybe I will get a response...

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No offence meant benjy! Its been really busy on here recently and new posts are lost fast to the second page! It seems you've discoved what the schedule of charges is on your own too ;)

 

As for your statements, if you are willing to wait for more, there's no reason to limit your request to just 6 years anyway.

See BF's thread for more info:

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/81799-issues-raised-llloyds-bank.html

Also see:

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31575-important-things-you-really.html

 

Good luck and keep us posted. :)

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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No probs. Im subscribed to your thread now so whenever you post I'll know about it and if I think I can help I will. Not everyone that will see your thread will know the answer to your questions so sit tight and someone who knows will answer before long. You're not being ignored! ;)

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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Hi Monopoly23 or anyone else, I originally requested my staements on 11/4/07. i got my statements on 16/5/07 but were 5 months short. I sent the letter back asking for the emaing statements. Now the 40 day notice period is up, should I now just claim for the charges I have calculated now and send them the LBA letter? Or wait until the other statements turn up?

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You can send the LBA and still add further charges till you file the claim.

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Sorry, I forgot to mention that I have yet to send the first request letter asking for my charges back. In that letter it states to put their address, but what address, the branch adress or the address of the centre that is dealing with these claims. Thanks for your help.

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If you want to send your prelim before waiting for further statements to arrive, I sent mine to:

Customer Care

Lloyds TSB

125 Colmore Row

Birmingham

B3 3SF

Abbey - *SETTLED IN FULL!* ;)

-£445 refunded after one phonecall

HERE

 

Lloyds - Reclaiming Charges ***WON!***

-09/05/07 - Prelim delivered

-22/05/07 - LBA sent - no response

-11/07/07 - Filed at court

- 26/07/07 - Full settlement offer!!!! Donation made ;)

HERE

 

Next - Trying to Sue us with no agreement! :lol:

-29/06/07 - Defence filed

-16/08/07 - AQ filed

-19/09/07 - Claim struck out!! :p

HERE and continued HERE

 

PLEASE CLICK MY SCALES IF I'VE HELPED!

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