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Oh dear! Here we go again......


Yaesu
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Having successfully secured repayment of my charges over the last 6 years, Natwest have just applied another 3 charges to my account in the sum of £38 each.

 

Thats 114.00!!! :eek:

 

Ok, I should not have gone over my agreed overdraft but it seems to me that Natwest have not learnt their lesson, and besides £38 is well above the £12 that the OFT said was reasonable (or anything above £12 would be unreasonable).

 

I am going to give Natwest a call now and see what they say.

 

If I do not get any satisfaction I guess I will be forced to go through the whole process again. :lol:

 

Y

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Egg - WON! Halifax - WON! Sainsbury's Bank - WON!

Citi Cards -WON!

 

Banks

 

08/06/06 Claim against NatWest started.

01/11/06 Case Closed :)

 

08/06/06 Claim against Halifax started

24/08/06 Case closed :)

 

 

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Well onward you go. At least this time they know you mean business having gone through the process once before, so who knows they may settle at prelim or phone call stage if you refer them to the case youve just won. Lol. Best of luck anyway.................... you know you will win, its just a case of when ???? Fendy xx

NATWEST BANK CLAIM - £16,100.00 WON

ABBEY BANK - £5500.00 WON

CAPITAL ONE VISA - £1800.00 WON

HUBBYS CAPITAL ONE VISA £2012.00 WON

TOTAL WON TO DATE: £25,400

*************************************************:D :D

NATWEST BANK -CLAIM 2 PRE 6 YEARS- ONGOING

ABBEY BANK -CLAIM 2 PRE 6 YEARS - ONGOING

YORKSHIRE BANK - AT SAR STATUS

HALIFAX CREDIT CARD - AT SAR STATUS

PLENTY MORE TO START LATER.

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STRENGTH, YOURE NOT BORN WITH IT, YOU LEARN IT :confused:DUE TO WHAT LIFE DOES TO YOU. :)

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Hi Fendy

 

I hope you are right. Last time I had to persue them almost to the bitter end, past the AQ stage of a court claim.

 

I'll let you all know what they say when I call them now.

 

Cheers

 

Y

Credit Cards

Barclaycard -WON! Amex - WON! MBNA (x2) - WON!

Mint - WON! Monument - WON! Morgan Stanley - WON!

Egg - WON! Halifax - WON! Sainsbury's Bank - WON!

Citi Cards -WON!

 

Banks

 

08/06/06 Claim against NatWest started.

01/11/06 Case Closed :)

 

08/06/06 Claim against Halifax started

24/08/06 Case closed :)

 

 

Visit my forum: http://www.planet-watch.org/forum

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Having successfully secured repayment of my charges over the last 6 years, Natwest have just applied another 3 charges to my account in the sum of £38 each.

 

Thats 114.00!!! :eek:

 

Ok, I should not have gone over my agreed overdraft but it seems to me that Natwest have not learnt their lesson, and besides £38 is well above the £12 that the OFT said was reasonable (or anything above £12 would be unreasonable).

 

I am going to give Natwest a call now and see what they say.

 

If I do not get any satisfaction I guess I will be forced to go through the whole process again. :lol:

 

Y

 

The £12 is a red herring - the OFT said this is the point where they will take action. Did you get all your charges back last time?

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The £12 is a red herring - the OFT said this is the point where they will take action. Did you get all your charges back last time?

 

I understand what you are saying gizmo.

 

Yes, I did get all my charges back. :wink:

 

Y

Credit Cards

Barclaycard -WON! Amex - WON! MBNA (x2) - WON!

Mint - WON! Monument - WON! Morgan Stanley - WON!

Egg - WON! Halifax - WON! Sainsbury's Bank - WON!

Citi Cards -WON!

 

Banks

 

08/06/06 Claim against NatWest started.

01/11/06 Case Closed :)

 

08/06/06 Claim against Halifax started

24/08/06 Case closed :)

 

 

Visit my forum: http://www.planet-watch.org/forum

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OK, Having just got of the phone to Natwest it appears it is infact 4 charges.

 

4 x £38 :eek:

 

"Nice work if you can get it"

 

Anyway they made me an offer which I refused and I am awaiting a call back (they offered a partial refund of the charges).

 

Depending on the outcome of that call as to the route I take.

 

I suspect a Prelim should do the trick.....here we go again........

 

*Ding Ding, Round 2*

 

*Yawn*

 

Y

Credit Cards

Barclaycard -WON! Amex - WON! MBNA (x2) - WON!

Mint - WON! Monument - WON! Morgan Stanley - WON!

Egg - WON! Halifax - WON! Sainsbury's Bank - WON!

Citi Cards -WON!

 

Banks

 

08/06/06 Claim against NatWest started.

01/11/06 Case Closed :)

 

08/06/06 Claim against Halifax started

24/08/06 Case closed :)

 

 

Visit my forum: http://www.planet-watch.org/forum

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Needless to say Natwest did not call back, despite assuring me they would call back today. :mad:

Credit Cards

Barclaycard -WON! Amex - WON! MBNA (x2) - WON!

Mint - WON! Monument - WON! Morgan Stanley - WON!

Egg - WON! Halifax - WON! Sainsbury's Bank - WON!

Citi Cards -WON!

 

Banks

 

08/06/06 Claim against NatWest started.

01/11/06 Case Closed :)

 

08/06/06 Claim against Halifax started

24/08/06 Case closed :)

 

 

Visit my forum: http://www.planet-watch.org/forum

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Its your money taken unlawfully from your account and you have a legal right to claim it back. Tell them this , end of. ;)

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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They are now seriously taking the p*ss and I am even more annoyed now than I was first time.

 

Don't worry Parkvale, they'll not get away with it. ;)

 

Y

Credit Cards

Barclaycard -WON! Amex - WON! MBNA (x2) - WON!

Mint - WON! Monument - WON! Morgan Stanley - WON!

Egg - WON! Halifax - WON! Sainsbury's Bank - WON!

Citi Cards -WON!

 

Banks

 

08/06/06 Claim against NatWest started.

01/11/06 Case Closed :)

 

08/06/06 Claim against Halifax started

24/08/06 Case closed :)

 

 

Visit my forum: http://www.planet-watch.org/forum

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Go get them Yaesu. The chase is on.:)

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Go get them Yaesu.

 

Indeed I will!

 

 

Y

 

 

Open Cases

Citi Credit Card.

Sansbury's Bank Credit Card.

 

Credit Cards

Barclaycard -WON! Amex - WON! MBNA (x2) - Won!

Mint - WON! Monument - WON! Morgan Stanley - WON!

Egg - WON! Halifax - WON!

 

Banks

 

08/06/06 Claim against NatWest started.

01/11/06 Case Closed :-)

 

08/06/06 Claim against Halifax started

24/08/06 Case closed :-)

 

 

Visit my forum: Summer Storm & Winter Snow Watch

Credit Cards

Barclaycard -WON! Amex - WON! MBNA (x2) - WON!

Mint - WON! Monument - WON! Morgan Stanley - WON!

Egg - WON! Halifax - WON! Sainsbury's Bank - WON!

Citi Cards -WON!

 

Banks

 

08/06/06 Claim against NatWest started.

01/11/06 Case Closed :)

 

08/06/06 Claim against Halifax started

24/08/06 Case closed :)

 

 

Visit my forum: http://www.planet-watch.org/forum

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A week later and I finally received a call from sNATchWEST.

 

I was assured that their charges are legal and that the charges stand.

 

Interestingly the guy on the phone said that I would have to take them to court to get the charges refunded....

 

....OK, if that is what it takes, I'll go back for some more :D

 

Y

Credit Cards

Barclaycard -WON! Amex - WON! MBNA (x2) - WON!

Mint - WON! Monument - WON! Morgan Stanley - WON!

Egg - WON! Halifax - WON! Sainsbury's Bank - WON!

Citi Cards -WON!

 

Banks

 

08/06/06 Claim against NatWest started.

01/11/06 Case Closed :)

 

08/06/06 Claim against Halifax started

24/08/06 Case closed :)

 

 

Visit my forum: http://www.planet-watch.org/forum

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Go for it yaesu........... it's your cash and they took it unlawfully. Go get back what's rightfully yours!!! Good luck mate, hedgey xxx :p

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Guest NATTIE

Do you know that i am not even vaguely shocked, they have followed bank policy so no BANK ERROR = NO REFUND. I could have told you but hey, you know the drill now.

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Has anyone else had a second round with Natwest?

 

Thanks

 

Y

Credit Cards

Barclaycard -WON! Amex - WON! MBNA (x2) - WON!

Mint - WON! Monument - WON! Morgan Stanley - WON!

Egg - WON! Halifax - WON! Sainsbury's Bank - WON!

Citi Cards -WON!

 

Banks

 

08/06/06 Claim against NatWest started.

01/11/06 Case Closed :)

 

08/06/06 Claim against Halifax started

24/08/06 Case closed :)

 

 

Visit my forum: http://www.planet-watch.org/forum

Link to post
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£5,100 , first round, £7,600 second round, and theres more!! As Frank Carson used to say. ;) Nattie's advice is all the proof you need.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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