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Hey Folks,Im Jude Alias;)I am 24, a Financial Consultant for a large Insolvency firm dealing in IVA's.I also have troubles with Lloyds and Overdraft Excess fees, and am indebted to the information and examples put forward by other members on this site.So Hello!

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Guest ChloeJane

Hi Jude!


Welcome to the site!


Oh how I wish i had some of your knowledge! Hopefully you will stay and maybe come into chat and say hi!


I am sure with any knowledge in this area, you will have your brains picked at for answers!


It is a great site!


Have fun.

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Welcome to the forum.


Please take time to read the faq's

Please find your banks forum and start a thread;

(your user name) V (banks name)

use the template letters in order Stick to the timetable in there.


For instant live help please go to the chat room


Any advice given is purely based on personal experience and if in doubt you should seek further advice from a professional.


If you liked what I have written then please let me know by clicking on the scales!



A-Z of useful links to this site.



A list of head office departments to send your requests to



Step by step instructions better safe than sorry!

http://www.consumeractiongroup.c o....tructions.html


Templates If it aint broke dont fix it!

http://www.consumeractiongroup.c o....lates-library/


Online claim or direct at court?

Getting MCOL Right


Finally good Luck.



If my advice helps please tip the scales, left.

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Hi there, I am a communication consultant and I have problems with 1st Direct bank overcharges for sometime now and I am glad I found this group. It seems that there are plenty of cases similar to my own.

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